Promo, Travel, Dining, Shopping

July 2017’s horoscope and your credit card charms plus lucky promos

02 July 2017


If life's clues can be found in the stars, here are the best credit card hacks and promos to pocket this month.

 

 

With that nagging problem out of the way, most things will be cruising along smoothly. The chance to slow down and squeeze in some me-time is seriously overdue. A special meal, spa voucher, or weekend getaway may be within reach.



Work on: Go abroad, nothing like a vaycay to help you smell the roses

Get lucky: For the ultimate travel deal, get a ticket discount by redeeming air miles from your Citi PremierMiles card and use a sweet Hotels.com promo code for hotel bookings


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Citi PremierMiles Visa Credit Card Hotels.com Singapore Offer

Apply Now

 

  • Save Up to 40% on Great Singapore Sale
  • Offer Ends: July 14, 2017
  • Travel By: Sept 10, 2017
  • Apply Now

Citi PremierMiles Visa Credit Card

Apply Now

Hotels.com Singapore Offer

  • Save Up to 40% on Great Singapore Sale
  • Offer Ends: July 14, 2017
  • Travel By: Sept 10, 2017
  • Apply Now


 

Love and money will rock and roll. While your patience will pay off with an epic romantic reward, it’ll still be best to keep up the prudence in your finances. If you’re thinking about spending to woo some sparks, it might be time to draw from your stash of cash back.



Work on: Get in the mood for love

Get lucky: Offset that romp with up to 3% rebates and sexy dining discounts from your Amex True Cashback card


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Amex True Cashback Credit Card

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Amex True Cashback Credit Card

Apply Now

 

 

As your career grows in new directions, your social universe is also growing, on steroids. Everybody wants a piece of you, so don’t forget to take care of yourself. Your body’s a temple to pamper. Bring only good stuff to the altar. Your tribe and you will thank you.



Work on: Invest in your grooming and self-care

Get lucky: Get 3% rebate on new vitamins or health supplements at Unity with your OCBC Plus! card


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OCBC Plus! Visa Credit Card

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OCBC Plus! Visa Credit Card

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All work and no play makes a terribly boring month. It may seem impossible, but fun is in store, as long as you can truly hang loose. Let off steam by indulging in a movie, a book, music, games, or karaoke. To adult, you need to play like a kid once in a while.



Work on: Master the art of work-life balance

Get lucky: Apply for a HSBC Revolution card for your entertainment needs and get $160 rebate if it is your first HSBC card


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HSBC Revolution Credit Card

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HSBC Revolution Credit Card

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Busy will be worth it. Family comes first, but that thing you’ve been wanting to try will come next. Along with exciting adventures aplenty. New wardrobe? Shop. New restaurant in town? Book. New Spotify playlist? Follow. Your appetite for life is raring.



Work on: Explore novel sensations

Get lucky: Shop with your Citi Rewards card to earn up to 10 points per $1 spend and change those points to wishlist items


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Citi Rewards Credit Card

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Citi Rewards Credit Card

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When an opportunity arises, as long as you find it meaningful, you’ll manage to wing it. Your friends are your greatest supporters. Got some VIP privileges from your credit card? See how you can share them with a special few. Solid quality time together renews you.



Work on: Treat your BFFs to a fancy dinner

Get lucky: Get 50% off prime restaurants like Angelina, Dancing Crab, Lawry’s The Prime Rib, and more with your Amex Platinum card


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Amex Platinum Credit Card

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Amex Platinum Credit Card

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A spontaneous weekend getaway will be the perfect gift for you. Go immerse in some exotic Asian soil and faces. The reward will outweigh the cost of your wanderlust, which won’t cost an arm or leg if you have some air miles chalked up.



Work on: Book a weekend trip to Bali now

Get lucky: Enjoy a solid 3-for-2 offer on your Bali accommodation from Banyan Tree


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Banyan Tree Ungasan Bali promo

 

  • Book for 3 and pay for 2
  • Offer Ends: 31 March 2018
  • Apply Now

Banyan Tree Ungasan Bali promo

  • Book for 3 and pay for 2
  • Offer Ends: 31 March 2018
  • Apply Now

 

 

That amazing affair will culminate in a dramatic perfect ending, but you don’t want it any other way. Focus on your other passions or strengths. Read a self-help book. Learn a new language. Visit a childhood haunt. Spend time on what matters most: you.



Work on: Make yourself stronger and more resilient

Get lucky: Pick up a self-help book from the nearest CapitaLand mall using points or vouchers from your Amex CapitaCard card


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Amex CapitaCard Credit Card

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Amex CapitaCard Credit Card

Apply Now

 

 

Lose yourself in a world of music, theatre, and dance, and you may stumble upon some answers to life’s mysteries that have eluded you. Soul food is your friend. You don’t mind spending on the arts, especially if you’ve got the right credit card.



Work on: Look out for a new muse

Get lucky: Book tickets using your OCBC Arts card to enjoy priority booking or 20% off for selected shows and earn points from Sistic


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OCBC Arts Credit Card

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OCBC Arts Credit Card

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Even if you don’t plan to, you’ll end up sucked in the direction of big crowds and action. Surround yourself with awesome people or food, or better still, both. If you disagree with someone at the table, remember there’s no problem heavenly food cannot solve.



Work on: Make that party or reunion happen

Get lucky: Get 50% off prime hotel dining spots like Raffles, Shangri-La, Marriott and more with your Amex Platinum card


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Amex Platinum Credit Card

Apply Now

Amex Platinum Credit Card

Apply Now

 

 

Good job on getting your act together. You’ll face the new responsibilities on your plate like a pro, but your hands may itch. Keep an eye out for fun opportunities to get them dirty, like a DIY fashion, kitchen, or garden project. Go shopping for inspiration.



Work on: Enrich your life with creative possibility

Get lucky: Use shopping vouchers or points from your Citi Rewards card to redeem that hidden gem, 3,600 points are worth $10


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Citi Rewards Credit Card

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Citi Rewards Credit Card

Apply Now

 

 

Take it easy. With your priorities sorted out, just stick to them, and enjoy the fruits later. When shiny new people or objects appear, go with the flow, but keep your engagements and expenses light. Window-shopping is fun, relaxing, and won't bust your pocket.



Work on: Stick to your budget

Get lucky: If you need to, stagger a big payment across 3 to 6 months with 0% interest using your OCBC Cashflo card


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OCBC Cashflo Credit Card

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OCBC Cashflo Credit Card

Apply Now

 


THIS ARTICLE RECOMMENDS

American Express CapitaCard Credit Card

American Express CapitaCard Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $50 cash upon getting your card, even for existing Amex cardholders
BANK PROMO
  • $60 CapitaVoucher
  • American Tourister Erie 67/24 Luggage worth $200
Finty Rewards $Finty Rewards $50
Voucher icon
  • Earn 30 points per $1 spend at CapitaLand malls, additional 50 points per $1 spend at over 65 participating outlets 
  • All other purchases still earn you 5 points per $1 spend
  • Redeem 5,000 points as $5 vouchers for CapitaLand malls
  • Free parking for a neat 3 hours at 15 CapitaLand malls
  • Checking in way too often at CapitaLand malls? Earn 30 points per $1 spend there, additional 50 points per $1 spend at over 65 participating outlets 
  • All other purchases still earn you 5 points per $1 spend
  • Redeem 5,000 points as $5 vouchers for CapitaLand malls
  • Points are auto credited to your CAPITASTAR account as STAR$, vouchers are redeemed as CapitaVouchers
  • 15% SPC petrol discount (10% SPC&U card and 5% Amex card)
  • Earn 30 points per $1 spend at CapitaLand malls, additional 50 points per $1 spend at over 65 participating outlets 
  • All other purchases still earn you 5 points per $1 spend
  • Redeem 5,000 points as $5 vouchers for CapitaLand malls
  • Points are auto credited to your CAPITASTAR account as STAR$, vouchers are redeemed as CapitaVouchers
  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners
  • Principal card is free the 1st year but costs $171.20 per year after, supplementary card is free
  • Earn 30 points per $1 spend from max $1,200 spend each month
  • Free parking only with min spend of $1,200 and you got to register for it

BANK PROMO

  • To get $60 CapitaVoucher, spend $1,500 in your 1st 3 months (awarded in STAR$)
  • Receive an American Tourister Erie 67/24 Luggage worth $200 when you spend an additional $3,000 within the 1st 3 months

Citi PremierMiles Visa Card

Citi PremierMiles Visa Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing Citi cardholders
BANK PROMO
  • $120 cash back or 30,000 miles
Finty Rewards $Finty Rewards $10
Cashback miles icon
  • Earn 2 miles per $1 overseas spend and 1.2 miles per $1 local spend
  • Miles won’t expire on you
  • Access to over 1,000 airport lounges with Priority Pass membership
  • Up to $1 mil travel insurance coverage is awesome
  • Redeem miles at over 60 airlines and 8,000 hotels
  • Up to 10% rebate at over 500 merchants
  • Earn 2 miles per $1 overseas spend and 1.2 miles per $1 local spend
  • Miles won’t expire on you
  • Redeem miles at over 60 airlines and 8,000 hotels
  • Convert 1,200 miles to $10 rebate
  • Bonus 10,000 miles upon card renewal
  • 14% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with Citi card)
  • Up to 16% Shell petrol discount (5% at site, 5% with Shell Escape card, and 6% with Citi card)
  • Min annual income of $30,000 for citizens/PRs or $42,000 for foreigners
  • Annual fee of $192.60 for principal card but supplementary card is free
  • Priority Pass membership is free for the principal cardholder only, expect to apply for it, enjoy 2 free lounge visits each year
  • Free travel insurance only when your air ticket is charged to your card
  • Rebates at merchants (aka Citi Rebates) offset your next purchase at any participating merchant, with no expiry or cap

BANK PROMO

  • Bank promo is only applicable to new Citi cardholders
  • To get $120 cash back, spend $200 per month to earn $20 cash back per month for the 1st 6 months
  • To get 30,000 miles, spend $7,500 within 3 months from date of card approval and payment of 1st year card annual fee
  • New Citi cardholder is someone who doesn’t have an existing Citibank credit card or did not previously cancelled one in the last 12 months

OCBC Cashflo Credit Card

OCBC Cashflo Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $5 cash upon getting your card, even for existing OCBC cardholders
BANK PROMO
  • Nothing at the moment
Finty Rewards $Finty Rewards $5
  • Pay over 6 months with 0% interest for transaction $1,000 and above
  • Pay over 3 months with 0% interest for transaction between $100 and $1,000
  • 1% rebate if your monthly spend is above $1,000 or 0.5% rebate if it's below
  • 1% rebate if you spend min $1,000 each month, and if you don't meet $1,000, no problemo, you still earn 0.5% rebate
  • 14% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with OCBC card)
  • Auto split payments into 6 months with 0% interest for transaction $1,000 and above
  • Auto split payments into 3 months with 0% interest for transaction between $100 and $1,000
  • Min annual income of $30,000 for citizens/PRs or $45,000 for foreigners
  • Annual fee waived the 1st 2 years, but $192.60 for principal card and $96.30 for supplementary card after
  • Earn max $100 rebate each month
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