Handy for emergencies

Convenience

Customer service

Rates and fees

Rewards

Trust

It’s handy having it there for emergencies (vet bills, moving house in a hurry, broken down car), as long as you put it straight back on to your card the moment you get paid. Use it irresponsibly by splurging on luxury items you don’t need and suddenly you’re in a hole that you can’t get out of.

account

Reviewed by Jamie