Auswide Bank Platinum Rewards Mastercard

The basics

• Additional cardholders. This card offers up to 4 additional cardholders for free, so you can share your account with family members. The primary cardholder will manage the account and keep it in good standing.
• Digital wallets. Supports Apple Pay and Google Pay. It can't be used with Samsung Pay.
• Gambling transactions. Auswide Bank has disabled gambling-related transactions on the Platinum Rewards Mastercard.

Rewards and benefits

• Complimentary travel insurance. Complimentary international travel insurance is included. To be eligible for this cover, cardholders must have purchased their travel tickets using the card prior to departure.
• Concierge services. Get access to concierge service with the Auswide Bank Platinum Rewards Mastercard. This 24 / 7 service can assist you with booking reservations, providing travel advice and making recommendations, help with shopping advice and price comparison, and more.
• Insurances. Cardholders get extended warranty protection, fraud protection, purchase protection insurance, price protection insurance, transport accident insurance, and repayment insurance.
• Rewards points. Auswide Bank Platinum Rewards Mastercard cardholders can earn 1 point per $1 spent on eligible purchases. Points are capped at a maximum of 100,000 points per year with no expiry date and can be redeemed through the Card Services Rewards program for goods and services.
• Sign up bonus. Auswide Bank offers a sign up bonus of 20,000 points when you make $3,000 in eligible purchases within the first 90 days.

Rates and fees

• Annual fee. The ongoing annual fee for this card is $129.
• Balance transfers. The Auswide Bank Platinum Rewards Mastercard offers a balance transfer promotion of 0% p.a. for 24 months on balances transferred, with 80% of the total credit limit available. After the promotional period, any remaining balance will revert to the ongoing interest rate of 21.74% p.a.
• Cash advances. Transactions classified as a cash advance will be charged interest at 21.74% p.a., with interest accruing from the transaction date. A cash advance fee of 3.5% will be charged on any cash advances made with this card.
• Foreign exchange fee. This card charges a 3.4% fee for overseas or online transactions in a foreign currency.
• Interest-free period. Get up to 55 days interest-free on purchases when you pay your balance in full or make the minimum required payments. There are no interest-free days if you do a balance transfer.
• Purchases. There is no introductory offer on purchases. The ongoing purchase rate is 20.24% p.a., which is comparable with most rewards credit cards.