Bank Australia Visa Credit Card

The basics

• Additional cardholders. You can add cards for friends and family at no extra cost.
• Digital wallets. Compatible with Apple Pay, Google Pay, Samsung Pay, and other digital wallets.
• Gambling transactions. Bank Australia will not allow gambling transactions to be processed.

Rewards and benefits

• Complimentary travel insurance. This card does not come with complimentary international travel insurance cover.
• Concierge services. This card does not come with a concierge service, which is common for cards at this level.
• Rewards points. The Bank Australia Visa Credit Card does not earn rewards points.
• Sign up bonus. At this time Bank Australia do not have a welcome bonus for this card.

Rates and fees

• Annual fee. There is no annual fee for this card, which is why it is a no-frills card.
• Balance transfers. There is no introductory balance transfer offer for this card. If you want to make a balance transfer, you can compare balance transfer options here.
• Cash advances. Cash withdrawn from the card incurs interest charged at 12.39% p.a. Interest begins to accrue from the day it is posted to your account. In addition to interest, Bank Australia will charge a one-off fee to process the cash advance. This rate for cash advances is competitive.
• Foreign exchange fee. Purchases made in a foreign currency while overseas or shopping online will incur a 3% foreign transaction fee.
• Interest-free period. If you have paid the statement balance in full by the due date, you will receive 55 days interest-free on purchases. The interest-free period doesn't apply to cash advances.
• Purchases. There is no introductory offer on purchases at this time. Purchases that are carried over will be charged interest at 12.39% p.a. This is one of the cheaper rates available.