BDCU Visa Credit Card
Highlights
- 7.99% p.a. up to 6 months on purchases (reverts to 12.49% p.a.).
- Low annual fee of $45 p.a.
- Get up to 55 days interest-free on purchases.
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The basics
- Additional cardholders. Additional cardholders are not supported for this card.
- Digital wallets. This card does not support digital wallet technologies.
- Gambling transactions. Gambling transactions are not allowed on this card.
Rewards and benefits
- Complimentary travel insurance. The BDCU Visa Credit Card does not include complimentary international travel insurance.
- Concierge services. The BDCU Visa Credit Card does not offer a concierge service.
- Rewards points. This credit card does not have a rewards program.
- Sign-up bonus. There is no signup bonus for this card.
Rates and fees
- Annual fee. This card has an annual fee of $45.
- Balance transfers. The BDCU Visa Credit Card has no introductory balance transfer offer at the moment.
- Cash advances. Cash advances on the BDCU Visa Credit Card attract an interest rate of 12.49% p.a. and will incur interest from the date of the transaction. BDCU does not charge a cash advance fee for this credit card.
- Foreign exchange fee. Purchases made in a foreign currency, either online or overseas, will incur a 3% foreign exchange fee.
- Interest-free period. The BDCU Visa Credit Card offers up to 55 days interest-free on purchases, so long as you pay off your balance in full each month.
- Purchases. Enjoy 6 months at 7.99% p.a. on purchases with the BDCU Visa Credit Card. After the introductory period, the ongoing interest rate of 12.49% p.a. will apply to purchases
Reviewed by Nilooka Dissanayake
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