Bank First credit cards

Compare rates, fees, and features to make an informed decision when choosing a card from Bank First.

By   |   Verified by David Boyd   |   Updated 30 Oct 2023

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Comparing Bank First credit cards

Bank First Visa Classic Credit Card

Balance transfer

N/A

Purchase rate

12.54% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • $0 p.a. annual fee.
  • Enjoy up to 55 interest-free days on purchases.
  • Get special deals on food, travel, entertainment and more.

Pros

  • The competitive purchase rate and cash advance rate of 12.54% p.a.
  • $0 p.a. annual fee.
  • Enjoy up to 55 interest-free days on purchases.

Cons

  • There is no rewards program on this card.
Bank First Visa Platinum Credit Card

Balance transfer

N/A

Purchase rate

9.59% p.a. ongoing

Annual fee

$99.00 p.a. ongoing

Highlights

  • A competitive rate of 9.59% p.a. on purchases and balance transfers.
  • Comes with complimentary travel insurance and concierge service.
  • Enjoy up to 55 interest-free days on purchases.

Pros

  • Enjoy 9.59% p.a. on purchases and balance transfers
  • Comes with complimentary travel insurance and concierge service.
  • Get special deals on food, travel, entertainment and more.

Cons

  • There is no rewards program on this card.

More about Bank First credit cards

Find helpful information on interest rates, fees, and balance transfers.

  • FAQs

What is the most popular Bank First credit card?

Based on our research, we think the Visa Classic is the most popular credit card from Bank First.

Does Bank First offer credit cards with an introductory balance transfer?

Yes, Bank First does offer a balance transfer card. However, their balance transfer deals are generally not the most competitive, especially regarding the introductory period available. If you want a long balance transfer period with no interest, it’s worth comparing what’s on offer from the other banks.

Does Bank First offer credit cards for businesses?

Yes. Businesses can apply for a credit card with Bank First.

Does Bank First offer any credit cards with cashback rewards?

No. Bank First does not currently offer a credit card that earns cashback on purchases.

Is there a low interest rate credit card available from Bank First?

Yes. You can get a low rate credit card from Bank First. Their standard purchase rates are typically quite competitive.

Does Bank First offer frequent flyer credit cards?

No. Bank First does not offer a credit card that earns frequent flyer points.

Does Bank First have credit cards with rewards points?

No. Bank First does not offer any rewards credit cards.

How can a credit card from Bank First be managed?

Customers can use the Bank First app to manage their credit cards or call their customer support number. Failing that, credit cards can also be managed in a local branch.

Can Bank First credit cards be used with a digital wallet?

Yes. Bank First credit cards work with Apple Pay, Google Pay, and Samsung Pay.

Is it possible to have more than one Bank First credit card?

Yes. Customers can hold more than one credit card at Bank First.

Are instalment plans available with a Bank First credit card?

No. Instalment plans are not currently available for Bank First credit cards.

Who can apply for a credit card from Bank First?

Applicants (citizens and permanent residents) must be at least 18 years old and earn $15,000 or more (depending on what card is being applied for). All Bank First applicants must have no history of bad credit.

What documents are required when applying for a Bank First credit card?

Bank First will ask for an Australian driver's licence number, details of your income, expenses, and debts, plus proof of income such as payslips.

How long does it take for Bank First to process an application?

Bank First does not provide an instant decision on applications. It takes them about 5 - 7 days to process an application in full.