BDCU Alliance Bank credit cards

Compare BDCU credit card interest rates, fees, and charges. Make a more informed decision about your next credit card.

By Yvonne Taylor | Verified by David Boyd | Updated 16 Mar 2023

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Comparing BDCU Alliance Bank credit cards

Compare

BDCU Visa Credit Card

Balance transfer

N/A

Purchase rate

6 months at 7.99% p.a.

Annual fee

$45.00 p.a. ongoing

Highlights

7.99% p.a. up to 6 months on purchases (reverts to 12.49% p.a.).
Low annual fee of $45 p.a.
Get up to 55 days interest-free on purchases.

Pros

7.99% p.a. up to 6 months on purchases.
Low annual fee of $45 p.a.
Get up to 55 days interest-free on purchases.

Cons

There is no rewards program for this card.

More about BDCU Alliance Bank credit cards

Answers to common questions about applying for and using a credit card from BDCU Alliance Bank.

FAQs

Are instalment plans available with a BDCU Alliance Bank credit card?

No. BDCU Alliance Bank cards do not offer instalment plans.

Can BDCU Alliance Bank credit cards be used with a digital wallet?

BDCU credit cards work with Apple Pay, Google Pay, and Samsung Pay.

Does BDCU Alliance Bank have credit cards with rewards points?

No. BDCU does not currently offer credit cards with rewards.

Does BDCU Alliance Bank offer any credit cards with cashback rewards?

No. BDCU does not offer a cashback credit card.

Does BDCU Alliance Bank offer credit cards for businesses?

No. BDCU Alliance Bank does not offer credit cards for businesses.

Does BDCU Alliance Bank offer credit cards with an introductory balance transfer offer?

Yes, BDCU does offer balance transfers. Consider what’s on offer from other banks before applying since there can be a significant difference in terms of the length of the introductory period between what you can get with BDCU and other banks.

Does BDCU Alliance Bank offer frequent flyer credit cards?

No. BDCU Alliance Bank does not offer frequent flyer credit cards.

How can a credit card from BDCU Alliance Bank be managed?

BDCU customers can manage their credit card using the mobile app, via telephone, or in a local branch.

How long does it take for BDCU Alliance Bank to process an application?

BDCU Alliance Bank does not provide an instant decision on applications. It takes them about 5-7 days to process an application in full.

Is it possible to have more than one BDCU Alliance Bank credit card?

BDCU Alliance Bank allows customers to hold more than one credit card at a time.

Is there a low interest rate credit card available from BDCU Alliance Bank?

Low rates are available from BDCU Alliance Bank. They have competitive interest rates.

What documents are required when applying for a BDCU Alliance Bank credit card?

You will need to provide an Australian driver's licence number, details of your income, expenses, debts, and proof of income such as payslips.

What is the most popular BDCU Alliance Bank credit card?

The Visa Credit Card is the most popular credit card from BDCU Alliance Bank.

What rewards programs can be linked with BDCU Alliance Bank?

BDCU Alliance Bank does not have any rewards cards. Therefore, it is not possible to link one of their cards with popular programs like flybuys, Qantas Frequent Flyer, or Velocity Frequent Flyer.

Who can apply for a credit card from BDCU Alliance Bank?

BDCU Alliance Bank require applicants to be at least 18 years old and earning $15,000 or more (depending on the card). Australian citizens, permanent residents, and long-term visa holders can apply. Applicants must have no history of bad credit.