Is it illegal to use a fake credit card?

By   |   Verified by Bill Ryan Natividad   |   Updated 3 Feb 2023

The use of fake or counterfeit credit cards in Australia is a criminal offence and a form of fraud punishable with up to 10 years imprisonment.

Key takeaways

  • Merely possessing a fake credit card can result in criminal charges.
  • Using fake credit card numbers or information obtained illegally is illegal.
  • The maximum penalty is 10 years imprisonment.

The use of fake credit cards in Australia is prohibited under the Criminal Code Act 1995, which makes it illegal to produce, possess, or use a fake credit card, whether or not it is used to make a purchase. The maximum penalty for this offence is 10 years imprisonment if found guilty.

Furthermore, under the Australian Securities and Investments Commission Act 2001, it is illegal to provide false information to obtain a credit card or to use a false identity to obtain credit.

It is important to note that even if a fake credit card is not used, merely possessing one can result in criminal charges. This includes using fake credit card numbers or information obtained through illegal means such as hacking.

FAQs

What is the definition of a fake credit card in Australia?

A fake credit card in Australia is a counterfeit credit card, including fake credit card numbers or information obtained through illegal means such as hacking.

Can you be charged if you have a fake credit card but didn't use it?

Yes, you can be charged for merely possessing a fake credit card.

What happens if I am caught using a fake credit card in Australia?

If caught using a fake credit card, you can face criminal charges and a maximum penalty of 10 years imprisonment.