Latitude Financial Services credit cards

Make an informed decision about applying for a Latitude Financial Services credit card with this comparison of benefits features, rates, and fees.

By Yvonne Taylor | Verified by David Boyd | Updated 19 Dec 2023

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Comparing Latitude Financial Services credit cards

Compare

Latitude 28° Global Platinum Mastercard®

Balance transfer

N/A

Purchase rate

21.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

$0 annual fee.
No currency conversion fees.
No foreign transaction fees on purchases when travelling or shopping online.
22.99% p.a. interest rate on purchases and cash advances.

Pros

The $0 annual fee.
No currency conversion free or foreign transaction fee.
Enjoy up to 55 days interest-free on purchases.
Free Global Wi-Fi at more than 1 million hotspots worldwide.

Cons

A high purchase interest rate of 22.99% p.a.
There is no rewards program on this card.
In-person payment handling fees of $2.50 is expected to increase to $3.95.

Compare

Latitude Gem Visa

Balance transfer

N/A

Purchase rate

19.95% p.a. ongoing

Annual fee

$119.40 p.a. ongoing

Highlights

Take advantage of their interest-free payment plans at thousands of stores.
Instant 6 months interest-free on purchases $250 and over.
Instead of an annual fee, Latitude Gem Visa charges a monthly fee which adds up to $119.40 annually.

Pros

0% for 6 months on everyday purchases amounting to $250 and over.
The 0% on interest-free payment plans.
A $9.95 monthly account service fee will be waived if you make payments in full and keep a balance less than $10).

Cons

The standard cash advance rate of 25.90% p.a.
3% foreign exchange fee.
Large late payment fee.

Compare

Latitude GO Mastercard

Balance transfer

N/A

Purchase rate

25.9% p.a. ongoing

Annual fee

N/A

Highlights

Interest-free offers from thousands of retailers online and in-store.
No account establishment fee and up to 55 interest-free days.
A monthly account service fee of $8.95 for outstanding balances above $10.

Pros

The 0% on interest-free payment plans.
Enjoy 6 months interest-free on everyday purchases over $250.
Up to 55 interest-free days.

Cons

High 25.90% p.a. interest rate on everyday purchases.
High late payment fee of $35.
A monthly account service fee instead of an annual fee.

More about Latitude Financial Services credit cards

Helpful details to help you compare Latitude Financial Services versus other banks.

FAQs

Can I manage my Latitude credit card online?

Yes. You can log in to an online service centre to check your balance, update your details, view your transactions, set up payment reminders and pay off your account.

You can also access account management features via the Latitude mobile app.

Can I use a Latitude credit card to pay with my phone?

Yes, all their credit cards offer the option of paying with any mobile or wearable device, via Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.