Macquarie Credit Union credit cards

Compare Macquarie Credit Union's credit card offering. Make an informed decision about your next credit card.

By   |   Verified by David Boyd   |   Updated 21 Feb 2023

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Comparing Macquarie Credit Union credit cards

Macquarie Credit Union Visa Credit Card

Balance transfer

6 months at 6.95% p.a.

Purchase rate

12.99% p.a. ongoing

Annual fee

$30.00 p.a. ongoing


  • Low introductory rate for the first 6 months on balance transfers (reverts to 12.99% p.a. thereafter).
  • Low annual fee of $30 p.a.
  • Up to 55 interest-free days.


  • Low interest rates on purchases and cash advances.
  • Competitive annual fee.
  • Visa payWave is available for purchases under $100.


  • No rewards program.
  • Doesn't work with digital wallets.