Turn any purchase over $250 into an interest-free installment plan and pay over 9, 12 or 15 months, saving on interest.
Compatible with Apple Pay and Google Pay.
Pros and cons
Get 110 interest-free days on purchases.
humm90/WRAP enables you to convert purchases of $250 into interest-free instalments that you can repay over 9, 12, or 15 months.
Up to 60 months of interest-free finance at humm partners.
No foreign exchange fees.
The $99 p.a. annual fee.
After 110 interest-free days, interest will be charged at 25.80% p.a. ongoing.
You do not earn reward points on this card.
Rates and fees
Additional cardholders. Additional cardholders are not supported for this card.
Digital wallets. This card is compatible with Apple Pay, Google Pay, Samsung Pay, and Garmin Pay.
Gambling transactions. Gambling transactions are not allowed on the humm90 Platinum Mastercard.
Rewards and benefits
Complimentary travel insurance. The humm90 Platinum Mastercard does not include an international travel insurance policy.
Concierge services. The humm90 Platinum Mastercard has access to a 24 / 7 concierge service that can help you book reservations, get travel recommendations, arrange gifts, shop advice, and more.
Insurances. This card does not offer any insurance.
Rewards points. This credit card does not have a rewards program.
Sign-up bonus. There is no sign-up bonus for this card at this time.
Rates and fees
Annual fee. The ongoing annual fee for this card is $99 p.a.
Balance transfers. Available, but there is no introductory balance transfer offer.
Cash advances. Cash advances on the humm90 Platinum Mastercard will be charged at 25.99% p.a.
Foreign exchange fee. This card has no foreign transaction fees, so you won't be charged any additional fees or commissions when making international purchases.
Interest-free period. The humm90 Platinum Mastercard offers up to 110 days interest-free on all purchases, excluding cash advances, when you have paid the account balance in full by the due date or have made the required minimum repayments.
Purchases. There is no introductory offer on purchases with the humm90 Platinum Mastercard. Purchases will attract the ongoing interest rate of 25.80% p.a. However, you can save interest by putting purchases for more than $250 on an interest-free installment plan over 9, 12, or 15 months.
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