Kogan Money Black Credit Card

Name: Kogan Money Black Credit Card
Brand: Kogan Money
Rating: 4.4 (1 reviews)

Receive $250 Kogan.com Credit upon spending $3,000 on qualifying purchases within 90 days from card approval.
Enjoy no annual fees.
Benefit from 0% p.a. for 9 months on balance transfers with a 0% balance transfer fee. Reverts to cash advance rate of 22.74% p.a.
Additionally, enjoy an introductory low purchase interest rate of 0% p.a. for the first 9 months.

Pros and cons

Get a $250 sign up bonus in Kogan.com Credit when you meet the criteria.
Take advantage of the introductory BT and purchase rates.
$0 annual fee.
Earn 2 reward points per $1 on eligible purchases at Kogan.com and 1 reward point per $1 on other eligible purchases.
Add up to 4 additional cardholders at $0 fee.
Uncapped rewards.

Additional cardholders. You can add up to 4 additional cardholders free of charge to your account. The account holder will be responsible for managing the account and repayments.
Digital wallets. Compatible with Apple Pay. Unfortunately, the Kogan Money Black Credit Card cannot be used with Google Pay or Samsung Pay.
Gambling transactions. Cannot be used to fund gambling-related transactions.

Complimentary travel insurance. The Kogan Money Black Card does not provide complimentary international travel insurance.
Concierge services. The Kogan Money Black Card does not come with a concierge service.
Insurances. This card does not provide any insurance for the cardholder.
Rewards points. The Kogan Money Black Card allows you to earn uncapped rewards at the rate of 2 points per $1 spent on eligible purchases, both locally and overseas. Points can be redeemed through the Kogan Rewards program. Balance transfers and cash advances are not eligible transactions for earning points.
Sign up bonus. Get $250 in Kogan.com credit as sign up bonus when you spend $1,500 in the first 90 days from approval. These can be spent on Kogan.com or elsewhere.

Annual fee. Enjoy a $0 ongoing annual fee.
Balance transfers. The Kogan Money Black Card offers a 0% p.a. balance transfer for 9 months with no balance transfer fee. After the promotional period ends, the revert rate is 22.74% p.a.
Cash advances. Cash advances are charged interest at a rate of 22.74% p.a., which will begin to accrue immediately from the day of the transaction. In addition to interest, there is a one-off fee of the higher of $5 or 3.5% of the amount advanced for cash advances on this card.
Foreign exchange fee. Purchases made online or overseas in a foreign currency will incur a 3.4% fee.
Interest-free period. Kogan Money Black Card provides up to 55 days interest-free on purchases when you have paid your previous balance in full or made the minimum required payment.
Purchases. Take advantage of a 0% p.a. rate on purchases for 9 months. This offer applies to Retail Purchases (excluding Cash Advances) and will return to the ongoing purchase rate of 21.99% p.a. afterward.