ME Bank

The ME (formerly Members Equity Bank) was built and supported by industry super funds. They have been helping everyday Australians get the most out of their money since 1994 – and that’s not changing. To bring lower fees, higher returns and 24/7 banking to the customers, the bank operates digitally so there is no physical branch.

ME Bank credit card

ME Frank Credit Card


  • Save with one of the lowest ongoing interest rates on purchases at 11.99% p.a.
  • Cash advances are also cheap, also at 11.99% p.a. with a $4 or 2% fee (whichever is greater).
  • The perfect annual fee: none.


  • 11.99% p.a. interest rate on purchases and cash advances.
  • No annual fee for life.
  • Get up to 55 days interest-free on purchases.
  • Low foreign transaction fee.
  • Easily lock the card from the app if lost.


  • You will not earn rewards points on this card.
  • No interest-free balance transfers.
  • No complimentary insurance coverage.

ME Bank savings account


Who are ME?

ME Bank is a Melbourne-based bank which was born out of the industry super fund, Members Equity. It is now a fully fledged online-only bank offering Australian consumers a range of financial products, including a competitive low-interest credit card. The ME bank place an emphasis on being modern, digitally-savvy and secure, with no branches or ATMs.

ME is 100% owned by 26 of Australia’s leading industry super funds. Profits earned are returned to the super funds.

What other banking services do ME offer?

ME are a fully-fledged bank offering Australian consumers credit cards, bank accounts, home loans, cheap personal loans, car finance, and insurance.