The ME (formerly Members Equity Bank) was built and supported by industry super funds. They have been helping everyday Australians get the most out of their money since 1994 – and that’s not changing. To bring lower fees, higher returns and 24/7 banking to the customers, the bank operates digitally so there is no physical branch.
Save with one of the lowest ongoing interest rates on purchases at 11.99% p.a.
Cash advances are also cheap, also at 11.99% p.a. with a $4 or 2% fee (whichever is greater).
The perfect annual fee: none.
11.99% p.a. interest rate on purchases and cash advances.
No annual fee for life.
Get up to 55 days interest-free on purchases.
Low foreign transaction fee.
Easily lock the card from the app if lost.
You will not earn rewards points on this card.
No interest-free balance transfers.
No complimentary insurance coverage.
ME Bank savings account
ME Online Savings Account
Earn up to a 4% p.a. interest rate when you have an Everyday Transaction Account and meet the criteria.
Indulge in convenience with digital wallets connected to your account.
Feel secure with the protection of the Federal Government deposit guarantee of up to $250,000.
Who are ME?
ME Bank is a Melbourne-based bank which was born out of the industry super fund, Members Equity. It is now a fully fledged online-only bank offering Australian consumers a range of financial products, including a competitive low-interest credit card. The ME bank place an emphasis on being modern, digitally-savvy and secure, with no branches or ATMs.
ME is 100% owned by 26 of Australia’s leading industry super funds. Profits earned are returned to the super funds.
At Finty we want to help you make informed financial decisions. We do this by providing a free comparison service as well as product reviews from our editorial staff.
Some of the products and services listed on our website are from partners who compensate us. This may influence which products we compare and the pages they are listed on. Partners have no influence over our editorial staff.
Disclaimer: You need to be logged in to claim Finty Rewards. If you proceed without logging in, you will not be able to claim Finty Rewards at a later time. In order for your rewards to be paid, you must submit your claim within 45 days. Please refer to our T&Cs for more information.