How to send money to Morocco from Australia

By   |   Verified by David Boyd   |   Updated 10 Aug 2023

Send Money AUD to MAD (Morocco)

Are you looking for the best way to send money from Australia to a family member, friend or business in Morocco?

Recipients will get more dirhams for the same amount of dollars if you send money to Morocco from Australia using an online international money transfer service because of their competitive exchange rates and lower fees.

Need to transfer money to Morocco from Australia?

Best ways to send money to Morocco

Wise Money Transfer

On website

Highlights

  • Wise Borderless multi-currency receiving accounts. This gives you access to a digital currency wallet that you can hold and transact in over 50 currencies.
  • Borderless Debit Card. The FX optimised debit card is attached to your Wise Borderless account that can be used to withdraw or pay for purchases in foreign currency within or outside Australia.
  • Android and Apple Apps. Indulge convenience by transacting thru the Wise App anytime and anywhere!
  • Fund options. Loads of options to fund your Wise account including transfer from Debit and credit cards, or thru a local bank transfer. Quick and easy!

Pros

  • Low and competitive fees.
  • Easy to understand fee structure.
  • Easy to use website and mobile apps.
  • High transfer limit.

Cons

  • Limited currencies and destination countries compared with some competitors.
  • Can only send funds to the recipient's bank account.
Remitly

On website

Remitly

Highlights

  • Enjoy great exchange rates and low fees.
  • Every transfer carries a delivery promise. Have your money delivered on time or get your money back.
  • Safety and security. Remitly uses industry-standard security protocols and encryption.

Pros

  • Low transaction fees.
  • Plenty of delivery options.
  • Wide global network, covering 50+ currencies and countries.
  • Highly rated customer support.

Cons

  • Fees apply when you fund your account using a credit card.
  • Transfer limits apply.
Instarem

On website

Instarem

Highlights

  • Use the promo code FINTY and get AUD $30 bonus on your first transfer. Terms and Conditions apply.
  • Send money and earn points.
  • Enjoy low fees, and great FX rates. No hidden charges.
  • Transfer money to 55+ countries.

Pros

  • Transfer fees are between 0.25% to 1%.
  • Earn loyalty points.
  • Dedicated customer support.
  • Mobile apps.

Cons

  • There is no cash pick-up option.
OFX Money Transfer

On website

OFX Money Transfer

Highlights

  • Enjoy better rates and fees.
  • Transfers to most countries take 1-2 business days. Track your transfer online or with the OFX mobile app.
  • With support staff that are located in Australia, USA, UK, Canada, New Zealand, Hong Kong and Singapore.

Pros

  • Easy and quick account opening.
  • Wide range of supported currencies and countries.
  • No fees if transferring more than $10,000.
  • Enjoy additional features for business transfers.

Cons

  • Limited payment options.
  • $15 fee if transferring less than $10,000.
Send

On website

Send

Highlights

  • 4.9 star rating on Trust Pilot
  • Competitive Exchange Rates for Both Small and Large Transfers - Up To x5 Cheaper Than Banks
  • Personal Account Manager - Large Transfers Specialists
  • Australian Company, Australian Headquarters, and a Highly Professional Australian Team

Pros

  • No transfer transaction fee and no account-keeping fees.
  • Competitive foreign exchange margin compared to banks.
  • Wide range of currencies and destination countries.
  • Suitable for businesses as well as individuals.

Cons

  • Bank account is the only delivery method.
  • Minimum transfer amount of $250.
  • Limited funding methods.

Compare more money transfer services before you send money to Morocco.

First time sending?

How to send money to Morocco from Australia

Online money transfer services make sending money to Morocco from Australia easy and affordable. This step-by-step guide explains the process if you’ve never used one before.

  1. Choose a reputable money transfer service. On this page you can find several money transfer services that can send money to Morocco. Choose the one that best suits your needs in terms of fees, transfer times, delivery methods, etc.
  2. Set up an account. You will need to provide some personal information and proof of identification.
  3. Configure your transfer. Provide the recipient's details, choose how much money to send and whether you want it delivered to a bank account or as cash. Be aware that some money transfer services only allow funds to be delivered to a bank account.
  4. Choose how you will pay for the transfer. You can pay for the transfer with a bank transfer, debit card or cash, and in some cases with a credit card. How you fund the transfer will affect the time it takes to send the money, and how much you will pay in fees.
  5. Send the money and track the transfer. Once your transfer is initiated, you’ll be able to track the progress of your funds and will need to inform the recipient of the details.

What are the fees and charges?

Costs for sending money to Morocco from Australia

  • Service fee. The amount a money transfer service charges to send your funds will vary depending on the amount of money being sent, how it is being delivered, and how the transaction is being funded.
  • Collection fee. A fee charged if you want your recipient to be able to pick up cash.
  • Delivery fee. An additional fee if you choose to have cash delivered to the recipient’s address.
  • Cash advance fee. A fee charged by the credit card issuer when you fund a money transfer with a credit card. Interest charges are applied separately.
  • Exchange rate. When you send money overseas, the exchange rate used by the transfer service can significantly impact how much your recipient will get.

Looking for other options?

Alternative ways to send money to Morocco from Australia

There are a few alternatives to using an online money transfer service when sending money to Morocco. One option is to use a traditional bank transfer. Another option is to use an over-the-counter money transfer agent.

  • Bank transfer. Convenient but more expensive and generally slower than an international money transfer service.
  • Money orders. One of the oldest ways to send money, paper money orders are also one of the slowest. Once the recipient receives the money order, they can cash it in.
  • Money transfer agents are located in most large towns and cities. Check that there is one near the recipient so they can collect the funds.
  • Prepaid cards. Transaction limits, such as how much can be loaded and how much can be withdrawn per day, make prepaid cards impractical for large amounts.

Still not sure?

FAQs

How long does it take for money sent from Australia to arrive in Morocco?

The time frame will depend on the method used to send the money. For example, a bank transfer can take a few days, while money sent with a money transfer service can arrive within minutes.

Can I send money to Morocco if the recipient has no bank account?

Yes. You can still send money through a transfer service if the recipient has no bank account. The sender can configure the money transfer so the recipient can collect cash from a specific location, or a courier can deliver the cash. Alternatively, you could use a money order or send a prepaid card.

Is it safe to send money to Morocco from Australia?

Yes, sending money to Morocco from Australia is safe when you use a reputable company. We only list established money transfer services on Finty.

Can I send a money order to Morocco from Australia?

It is possible to purchase a money order in Australia and send it to Morocco via postal mail or tracked courier. The recipient can then cash the money order at a bank, credit union, local post office or similar agency.

Can I use my credit card to send money to Morocco from Australia?

Yes. Some online transfer services will allow you to fund a money transfer to Morocco with a credit card. However, your credit card issuer may charge a cash advance fee since the transaction will most likely be classified as a cash equivalent. Additionally, the transaction will immediately incur interest at the cash advance rate.

Can I send cryptocurrency to Morocco from Australia?

Although cryptocurrency was previously banned in Morocco, the government is now introducing the country's first cryptocurrency regulation bill, aimed at protecting individuals while not curbing innovation. It may soon be possible for recipients in Morocco to make use of cryptocurrency for purchases, or to exchange it for cash, without breaking the law, but it would be a good idea to check with your recipient before sending crypto.