Westpac Low Rate Credit Card

Updated 29th November 2021

Westpac Low Rate Credit Card

On Westpac's website

Apply by 24 February 2022

Westpac Low Rate Credit Card

Highlights

  • Enjoy 0% p.a. for 28 months on balance transfers with a 1% balance transfer fee. Reverts to variable cash advance rate of 21.49% p.a.
  • Low 13.74% p.a. interest rate on purchases.
  • $0 first year annual card fee ($59 p.a. thereafter).

Pros

  • 0% p.a. for up to 28 months on balance transfers.
  • Low 13.74% p.a. interest rate on purchases.
  • $0 first year annual card fee ($59 p.a. thereafter).

Cons

  • Balance transfer reverts to cash advance rate of 21.49% p.a. after 28 months.

Pros & Cons

Pros

  • 0% p.a. for up to 28 months on balance transfers.
  • Low 13.74% p.a. interest rate on purchases.
  • $0 first year annual card fee ($59 p.a. thereafter).

Cons

  • Balance transfer reverts to cash advance rate of 21.49% p.a. after 28 months.

User reviews

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Low interest means no worries about overspending

Reviewed and by Cheryl on 26 Apr 2017

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Low interest means no worries about overspending

Reviewed and by Cheryl on 26 Apr 2017

Lorem ipsum dolor sit amet consectetur adipiscing elit est bibendum, congue cubilia a vehicula commodo convallis hac tellus magna, hendrerit conubia consequat ultricies mattis ornare metus tempor. Et torquent imperdiet quis nisi non ligula magnis aenean nostra varius, ornare vulputate habitant congue sagittis sed scelerisque donec purus posuere, cursus nam euismod inceptos interdum vehicula in convallis ridiculus. Ligula nec aliquam nulla non ac a nibh gravida eleifend odio eros, arcu sed enim hac libero condimentum cras mi iaculis.

Nec inceptos fermentum dignissim nibh torquent ullamcorper id sapien, imperdiet dapibus bibendum eleifend laoreet nisi quis egestas sollicitudin, aliquam mattis ante porttitor turpis convallis magna. Viverra aptent primis fringilla facilisis est cursus, quis interdum senectus quam auctor, facilisi id felis class donec. Nostra curabitur praesent malesuada tortor fusce facilisi euismod fermentum neque, sem porttitor sociis sodales integer arcu luctus elementum, tristique egestas tempus in non sociosqu taciti bibendum.