Refresh credit cards

Compare rates, fees, charges, features, and perks for Refresh credit cards.

By   |   Verified by David Boyd   |   Updated 25th July 2022

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Comparing Refresh credit cards

Refresh Secured Card

On Refresh Financial's website

Refresh Secured Card

Balance transfer


Purchase rate

17.99% p.a. ongoing

Annual fee

$12.95 p.a. ongoing


  • Low annual fee of $12.95 p.a. (with $3 monthly maintenance fee).
  • Get a credit limit starting at $200 up to $10,000. Secure your credit limit with a required deposit then build your credit by making the same everyday purchase you already make.
  • No credit check is required.


  • No credit check is required.
  • The minimum deposit starts at $200.
  • Comes with an interest-free period of 21 days.


  • There is no rewards program on this card.