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Mix And Match Your Cards


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Whether you're a foodie, globetrotter, or shopaholic, just having the right credit cards at the right junctures can be your easiest hack to a fuller life and pocket. Mix and match your cards to get the best deal of cashback, rewards, and lifestyle perks from your spending.

Standard Chartered Unlimited Cashback Credit Card

Standard Chartered Unlimited Cashback Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $30 cash upon getting your card, even for existing SC cardholders
BANK PROMO
  • $120 cashback, no min spend ($20 cashback for existing SC cardholders)
  • T&Cs, see THE CATCH below
Finty Rewards $Finty Rewards $30
Cashback icon
  • Honeymoon of 3% cashback on foreign currency spend
  • 1.5% cashback on all other spending worldwide
  • No cap in your way of more cashback and no min spend
  • Honeymoon of 3% cashback on foreign currency spends
  • 1.5% cashback on all other spending worldwide
  • No cap in your way of more cashback and no min spend
  • Cashback is auto credited to you
  • Up to 50% off à la carte dining at The Fullerton Bay Hotel Singapore and The Fullerton Hotel Singapore
  • 1.5% cashback on all spending worldwide
  • No cap in your way of more cashback and no min spend
  • Up to 21.04% Caltex petrol discount (16% instant discount, 4.5% Standard Chartered rebate after, and 1.5% cashback)
  • 1.5% cashback on all spending worldwide
  • No cap in your way of more cashback and no min spend
  • Special cashback and rebates for online, local and overseas spend 
  • Promo 3% cashback on foreign currency spend
  • 1.5% cashback on all other spending worldwide
  • No cap in your way of more cashback and no min spend
  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners
  • Principal card is free the 1st 2 years but costs $192.60 per year after, supplementary card is free
  • Cashback is not eligible for banking fees, charges and services, tax and insurance payments, or top-up of prepaid cards and accounts (except EZ-Reload)

BANK PROMO

  • $120 cashback applicable to new Standard Chartered cardholders who apply online and activate the card within 30 days, existing ones get $20 cashback instead (details on terms & conditions)

American Express Platinum Credit Card

American Express Platinum Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • Nothing at the moment
BANK PROMO
  • Samsonite Sigma 76cm Expandable Spinner Luggage worth $600
  • 2D1N stay at Swissôtel The Stamford Singapore worth $529
  • $50 CapitaVouchers with the use of MyInfo
Amex hotel luggage icon
  • Earn up to 10 points per $1.60 spend at partner merchants across major brands, retail outlets and restaurants
  • All other purchases still earn you 2 points per $1.60 spend
  • Points won’t expire on you
  • Redeem points as miles or over 200 fabulous rewards in fine dining, fashion, or electronics
  • Dining, nightlife, golf, and travel privileges like a boss 
  • Earn up to 10 points per $1.60 spend at partner merchants across major brands, retail outlets and restaurants
  • All other purchases still earn you 2 points per $1.60 spend
  • Points won’t expire on you
  • Redeem points as miles or over 200 fabulous rewards in fine dining, fashion, or electronics
  • Dining, nightlife, golf, and travel privileges like a boss
  • Earn up to 10 points per $1.60 spend at partner merchants like TungLok, Peony Jade, Brussels Sprouts and more
  • Exclusive dining privileges all around the world, 1-for-1 deals and amazing discounts
  • Up to 50% off at a hand-picked list of prime restaurants like Angelina, Dancing Crab, Lawry's The Prime Rib, The Marmalade Pantry, Senso Ristorante & Bar, and TWG Tea
  • Up to 50% off at top hotel dining destinations like Conrad, Four Seasons, Marriott, St Regis, and W Singapore 
  • 15% SPC petrol discount (10% SPC&U card and 5% Amex card)
  • Earn up to 10 points per $1.60 spend at partner merchants like Hour Glass, Montblanc, Lee Hwa Jewellery and more
  • All other purchases still earn you 2 points per $1.60 spend
  • Points won’t expire on you
  • Redeem points as miles or over 200 fabulous rewards in fine dining, fashion, or electronics
  • Plus up to 20% discount across major brands & retail outlets
  • Min annual income of $50,000 for citizens/PRs or $60,000 for foreigners
  • Annual fee is $321 for principal card but supplementary card is free

BANK PROMO

  • Receive 1 Night Stay at Swissôtel The Stamford Singapore worth $529 upon annual fee payment
  • To get additional Samsonite Sigma 76cm Expandable Spinner worth S$600, spend $4,500 within the 1st 3 months
  • $50 CapitaVouchers when you use MyInfo to pre-fill your application

HSBC Advance Credit Card

HSBC Advance Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing HSBC cardholders
BANK PROMO
  • Samsonite Astra 55cm luggage worth $350 or $120 cashback ($50 cashback for existing HSBC cardholders)
  • $20 worth of Grab rides with the use of MyInfo
Finty Rewards $Finty Rewards $10
HSBC bank promo icon
  • Up to 3.5% cashback on spending worldwide, no min spend
  • Yes please to exclusive retail, dining, entertainment, travel, and hotel privileges
  • 2.5% cashback on spending worldwide, no min spend  
  • Wow, additional 1% cashback for HSBC Advance banking customers
  • 1-for-1 buffet or 1-dines free offers, this card got them all
  • 2.5% cashback on spending worldwide, no min spend  
  • Additional 1% cashback for HSBC Advance banking customers
  • 16% Caltex petrol discount (5% at site, 9% with HSBC card, and 2% with outdoor fuel payment)
  • 14% Shell petrol discount (5% at site, 5% with Shell Escape card, and 4% with HSBC card)
  • Plus get to save more, up to 3.5% cashback
  • Shopping and not getting a cashback? Almost impossible!
  • 2.5% cashback on spending worldwide, no min spend  
  • Additional 1% cashback for HSBC Advance banking customers
  • Min annual income of $30,000 for citizens/PRs but $40,000 if you’re self-employed or commission-based, and $40,000 for foreigners
  • Principal card is free the 1st year but costs $192.60 per year after, supplementary card is free
  • Perpetual annual fee waiver for HSBC Advance banking customers
  • Spend min $2,000 each month to get the full rebate of 2.5% or 3.5% for HSBC Advance banking customers
  • Anything less, you get a reduced rate of 1.5% rebate or 2.5% for HSBC Advance banking customers
  • Earn max $70 rebate each month or $125 for for HSBC Advance banking customers
  • Cashback is not eligible for banking fees, charges and services, tax and insurance payments

BANK PROMO

  • Samsonite Astra luggage or $120 cashback is only applicable to new HSBC cardholders, existing ones get $50 cashback, and spend min $600 in the 1st month

OCBC 365 Credit Card

OCBC 365 Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $5 cash upon getting your card, even for existing OCBC cardholders
BANK PROMO
  • Nothing at the moment
Finty Rewards $Finty Rewards $5
  • 6% rebate on local dining on weekends, 3% on local dining on weekdays, and 3% on overseas dining every day
  • 3% rebate on local groceries, online shopping, and recurring bills
  • Save up to 23.9% at Caltex and 18.3% at Esso on petrol
  • All other purchases still get you 0.3% rebate
  • Up to $200,000 travel insurance coverage
  • Dig a great dining deal, either 6% rebate on weekends and 3% on weekdays when you’re in Singapore, or 3% when you’re overseas
  • 3% rebate on local groceries, online shopping, and recurring mobile or internet bills
  • 5% rebate at local petrol stations
  • All other purchases still get you 0.3% rebate
  • Cash rebate is auto credited to you
  • 6% rebate on local dining on weekends, 3% on local dining on weekdays, and 3% on overseas dining every day
  • 5% rebate at local petrol stations
  • Up to 23.9% Caltex petrol discount (5% at site, 11% with OCBC card, 5% rebate after Esso discount, plus $10 rebate with min $300 monthly spend at Caltex)
  • 18.3% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with OCBC card, and 5% rebate after Esso discount)
  • 3% rebate at local grocers
  • Min annual income of $30,000 for citizens/PRs or $45,000 for foreigners
  • Annual fee waived the 1st 2 years, but $192.60 for principal card and $96.30 for supplementary card after
  • If you can’t spend min $600 each month, you get a reduced rate of 0.3% rebate on all your spending
  • Earn max $80 rebate each month
  • Free travel insurance only when your air ticket is charged to your card

Standard Chartered Rewards+ Credit Card

Standard Chartered Rewards+ Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $30 cash upon getting your card, even for existing SC cardholders
BANK PROMO
  • $120 cashback, no min spend ($20 cashback for existing SC cardholders)
  • T&Cs, see THE CATCH below
Finty Rewards $Finty Rewards $30
Cashback icon
  • Earn up to 10 points per $1 spend in foreign currency on overseas retail, dining and travel transactions
  • Up to 5 points for every $1 spend on dining transactions, and 1 point for every $1 spend on all eligible spend
  • No min spend and enough points can get you cash, miles, items, or vouchers for dining, shopping, or travel
  • Exclusive privileges, 1-for-1 Platinum Movie Suites Tickets with Cathay Cineplexes, 50% off à la carte dining at The Fullerton Hotel Singapore and The Fullerton Bay Hotel Singapore
  • Earn up to 10 points per $1 spend in foreign currency on overseas retail, dining and travel transactions
  • Up to 5 points for every $1 spend on dining transactions, and 1 point for every $1 spend on all eligible spend
  • Yeah to no min spend
  • Enough points can get you cash, miles, items, or vouchers for dining, shopping, or travel
  • Enjoy complimentary travel insurance coverage of up to $500,000 (details on terms & conditions)
  • Up to 19.78% Caltex petrol discount (16% instant discount and 4.5% Standard Chartered rebate after)
  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners
  • Principal card is free the 1st 2 years but costs $192.60 per year after, supplementary card is free
  • Cap of 20,000 point per year on the additional points awarded
  • Points are not eligible for banking fees, charges and services, tax and insurance payments, or top-up of prepaid cards and accounts
  • Points last only 3 years

BANK PROMO

  • $120 cashback applicable to new Standard Chartered cardholders who apply online and activate the card within 30 days, existing ones get $20 cashback instead (details on terms & conditions)

Citi Prestige Credit Card

Citi Prestige Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing Citi cardholders
BANK PROMO
  • 62,500 points (25,000 miles)
Finty Rewards $Finty Rewards $10
Cashback miles icon
  • Earn 5 points (2 miles) per $1 overseas spend and 3.25 points (1.3 miles) per $1 local spend
  • No cap on points and miles won’t expire on you
  • A concierge team to support your lifestyle at home and abroad 
  • Access to over 1,000 airport lounges with Priority Pass membership
  • Complimentary 4th night stay hurray
  • Earn 2 miles per $1 overseas spend and 1.3 miles per $1 local spend, miles won’t expire on you
  • Access to over 1,000 airport lounges with Priority Pass membership
  • Up to $1 mil travel insurance coverage is awesome
  • Travel like a boss! Complimentary one-way Airport Limousine transfers to or from Changi International Airport
  • Fly and stay with no blackout dates all year round
     
  • Earn 5 points per $1 overseas spend and 3.25 points per $1 local spend
  • Use points to pay for your purchase
  • Up to 20% off total bill at selected restaurants in Marina Bay Sands and Shangri-La Hotel, Singapore
  • 15% off food bill at The Ritz Carlton, Millenia Singapore
  • Exclusive Promotions at W Singapore - Sentosa Cove
     
  • Earn 5 points per $1 overseas spend and 3.25 points per $1 local spend
  • Use points to pay for your purchases
  • Yeah to year-long deals and discounts locally and in over 90 countries
     
  • Min annual income of $120,000, annual fee of $535.00
  • Priority Pass membership is inclusive for Prestige cardholders
  • Free travel insurance only when your air ticket is charged to your card

BANK PROMO

  • Welcome gift of 62,500 points will be fulfilled upon annual membership fee payment
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