Category: Dining Credit Cards

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Dining Credit Cards

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Bring more cred to your restaurant-hopping game with a dining credit card. This fella lets you earn extra points or rebates when you sign for a meal. When exclusive dining offers are thrown in, this hack also doubles as your guide to shiok new restaurants to try.

Standard Chartered Unlimited Cashback Credit Card

Standard Chartered Unlimited Cashback Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $30 cash upon getting your card, even for existing SC cardholders
BANK PROMO
  • $100 cashback, or $150 Amazon Prime Now credits, no min spend ($20 cashback for existing SC cardholders)
  • Up to $100 cashback when you spend
  • T&Cs, see THE CATCH below
Finty Rewards $Finty Rewards $30
Cashback icon
  • 1.5% cashback on all spending worldwide
  • No cap in your way of more cashback and no min spend
  • Additional 15% cashback on Grab rides, plus card doubles up as your ez-link with auto top-up
  • 10% cashback on Amazon Prime Now app, with free Prime Now membership 
  • 1.5% cashback on all spending worldwide
  • No cap in your way of more cashback and no min spend
  • Cashback is auto credited to you
  • Additional 15% cashback on Grab rides
  • 10% cashback on Amazon Prime Now app, with free Prime Now membership 
  • 1.5% cashback on all spending worldwide
  • No cap in your way of more cashback and no min spend
  • Up to 21.04% Caltex petrol discount (16% instant discount, 4.5% Standard Chartered rebate after, and 1.5% cashback)
  • 1.5% cashback on all spending worldwide
  • No cap in your way of more cashback and no min spend
  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners
  • Principal card is free the 1st 2 years but costs $192.60 per year after, supplementary card is free
  • Cashback is not eligible for banking fees, charges and services, tax and insurance payments, or top-up of prepaid cards and accounts (except EZ-Reload)
  • Earn max $30 cashback from Grab with min $900 retail spend each month
  • Earn max $10 cashback from Amazon each month (details on terms & conditions)

BANK PROMO

  • $100 cashback, or $150 Amazon Prime Now credits is only applicable to new Standard Chartered cardholders who apply online and activate the card within 30 days, existing ones get $20 cashback instead (details on terms & conditions)
  • Get up to $100 cashback for new cardholders and up to $50 cashback for existing cardholders, cashback amount is based on 5% bonus cashback on spend in the 1st 30 days, with a min spend of $500 (details on terms & conditions)

American Express Platinum Credit Card

American Express Platinum Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $50 cash upon getting your card, even for existing Amex cardholders
BANK PROMO
  • Samsonite Sigma 76cm Expandable Spinner Luggage worth $600
  • 2D1N stay at Swissôtel The Stamford Singapore worth $529
Finty Rewards $Finty Rewards $50
Amex hotel luggage icon
  • Earn up to 10 points per $1.60 spend at partner merchants across major brands, retail outlets and restaurants
  • All other purchases still earn you 2 points per $1.60 spend
  • Points won’t expire on you
  • Redeem points as miles or over 200 fabulous rewards in fine dining, fashion, or electronics
  • Dining, nightlife, golf, and travel privileges like a boss 
  • Earn up to 10 points per $1.60 spend at partner merchants across major brands, retail outlets and restaurants
  • All other purchases still earn you 2 points per $1.60 spend
  • Points won’t expire on you
  • Redeem points as miles or over 200 fabulous rewards in fine dining, fashion, or electronics
  • Dining, nightlife, golf, and travel privileges like a boss
  • Earn up to 10 points per $1.60 spend at partner merchants like TungLok, Peony Jade, Brussels Sprouts and more
  • Exclusive dining privileges all around the world, 1-for-1 deals and amazing discounts
  • Up to 50% off at a hand-picked list of prime restaurants like Angelina, Dancing Crab, Lawry's The Prime Rib, The Marmalade Pantry, Senso Ristorante & Bar, and TWG Tea
  • Up to 50% off at top hotel dining destinations like Conrad, Four Seasons, Marriott, St Regis, and W Singapore 
  • 15% SPC petrol discount (10% SPC&U card and 5% Amex card)
  • Earn up to 10 points per $1.60 spend at partner merchants like Hour Glass, Montblanc, Lee Hwa Jewellery and more
  • All other purchases still earn you 2 points per $1.60 spend
  • Points won’t expire on you
  • Redeem points as miles or over 200 fabulous rewards in fine dining, fashion, or electronics
  • Plus up to 20% discount across major brands & retail outlets
  • Min annual income of $50,000 for citizens/PRs or $60,000 for foreigners
  • Annual fee is $321 for principal card but supplementary card is free

BANK PROMO

  • Receive 1 Night Stay at Swissôtel The Stamford Singapore worth $529 upon annual fee payment
  • To get additional Samsonite Sigma 76cm Expandable Spinner worth S$600, spend $4,500 within the 1st 3 months

HSBC Advance Credit Card

HSBC Advance Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing HSBC cardholders
BANK PROMO
  • Samsonite Astra 55cm luggage worth $350 or $100 cashback ($50 cashback for existing HSBC cardholders)
Finty Rewards $Finty Rewards $10
HSBC bank promo icon
  • Up to 3.5% cashback on spending worldwide, no min spend
  • Yes please to exclusive retail, dining, entertainment, travel, and hotel privileges
  • 2.5% cashback on spending worldwide, no min spend  
  • Wow, additional 1% cashback for HSBC Advance banking customers
  • 1-for-1 buffet or 1-dines free offers, this card got them all
  • 2.5% cashback on spending worldwide, no min spend  
  • Additional 1% cashback for HSBC Advance banking customers
  • 16% Caltex petrol discount (5% at site, 9% with HSBC card, and 2% with outdoor fuel payment)
  • 14% Shell petrol discount (5% at site, 5% with Shell Escape card, and 4% with HSBC card)
  • Plus get to save more, up to 3.5% cashback
  • Shopping and not getting a cashback? Almost impossible!
  • 2.5% cashback on spending worldwide, no min spend  
  • Additional 1% cashback for HSBC Advance banking customers
  • Min annual income of $30,000 for citizens/PRs but $40,000 if you’re self-employed or commission-based, and $40,000 for foreigners
  • Principal card is free the 1st year but costs $192.60 per year after, supplementary card is free
  • Perpetual annual fee waiver for HSBC Advance banking customers
  • Spend min $2,000 each month to get the full rebate of 2.5% or 3.5% for HSBC Advance banking customers
  • Anything less, you get a reduced rate of 1.5% rebate or 2.5% for HSBC Advance banking customers
  • Earn max $70 rebate each month or $125 for for HSBC Advance banking customers
  • Cashback is not eligible for banking fees, charges and services, tax and insurance payments

BANK PROMO

  • Samsonite Astra luggage or $100 cashback is only applicable to new HSBC cardholders, existing ones get $50 cashback, and spend min $600 in the 1st month

OCBC 365 Credit Card

OCBC 365 Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $5 cash upon getting your card, even for existing OCBC cardholders
BANK PROMO
  • Nothing at the moment
Finty Rewards $Finty Rewards $5
  • 6% rebate on local dining on weekends, 3% on local dining on weekdays, and 3% on overseas dining every day
  • 3% rebate on local groceries, online shopping, and recurring bills
  • Save up to 23.9% at Caltex and 18.3% at Esso on petrol
  • All other purchases still get you 0.3% rebate
  • Up to $200,000 travel insurance coverage
  • Dig a great dining deal, either 6% rebate on weekends and 3% on weekdays when you’re in Singapore, or 3% when you’re overseas
  • 3% rebate on local groceries, online shopping, and recurring mobile or internet bills
  • 5% rebate at local petrol stations
  • All other purchases still get you 0.3% rebate
  • Cash rebate is auto credited to you
  • 6% rebate on local dining on weekends, 3% on local dining on weekdays, and 3% on overseas dining every day
  • 5% rebate at local petrol stations
  • Up to 23.9% Caltex petrol discount (5% at site, 11% with OCBC card, 5% rebate after Esso discount, plus $10 rebate with min $300 monthly spend at Caltex)
  • 18.3% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with OCBC card, and 5% rebate after Esso discount)
  • 3% rebate at local grocers
  • Min annual income of $30,000 for citizens/PRs or $45,000 for foreigners
  • Annual fee waived the 1st 2 years, but $192.60 for principal card and $96.30 for supplementary card after
  • If you can’t spend min $600 each month, you get a reduced rate of 0.3% rebate on all your spending
  • Earn max $80 rebate each month
  • Free travel insurance only when your air ticket is charged to your card

Citi Cash Back Card (Visa)

Citi Cash Back Card (Visa)

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing Citi cardholders
BANK PROMO
  • $120 cash back
Finty Rewards $Finty Rewards $10
Cashback icon
  • 8% cash back on all Grab, all year long
  • 8% cash back at all F&B outlets worldwide daily 
  • 8% cash back at all supermarkets worldwide daily
  • 20.88% fuel savings at Esso, up to 22.72% at Shell, and 8% cash back at all other petrol stations
  • All other purchases still get you 0.25% rebate, no cap
  • 8’s the bomb, with 8% cash back at restaurants, cafés, and F&B outlets worldwide daily
  • 8% cash back at grocers worldwide
  • 8% cash back at petrol stations worldwide
  • 8% cash back on all Grab
  • All other purchases still get you 0.25% rebate
  • Up to 10% Citi Rebate at over 500 merchants on top of cash back
  • 8% cash back at restaurants, cafés, and F&B outlets worldwide
  • 8% cash back at petrol stations worldwide
  • 20.88% Esso petrol discount (5% at site, 5% with Esso Smiles card, 4% with Citi card, and 8% cash back after Esso discount)
  • Up to 22.72% Shell petrol discount (5% at site, 5% with Shell Escape card, 6% rebate with Citi card, and 8% cash back after Shell discount)
  • 8% cash back at grocers worldwide
  • Min annual income of $30,000 for citizens/PRs or $42,000 for foreigners
  • Annual fee waived the 1st year, but $192.60 for principal card and $96.30 for supplementary card after
  • Spend min $888 each month before you can get cash back, capped at $25 per category (dining, groceries, petrol), and Grab cash back capped at $50 per month
  • Accumulate $50 first before cash back is credited to you in $10 denominations, but hey, they won’t expire
  • Up to 10% rebates at merchants (aka Citi Rebates) offset your next purchase at any participating merchant, with no expiry or cap 

BANK PROMO

  • Bank promo is only applicable to new Citi cardholders
  • To get $120 cash back, spend $200 per month to earn $20 cash back per month for the 1st 6 months
  • New Citi cardholder is someone who doesn’t have an existing Citibank credit card or did not previously cancelled one in the last 12 months

American Express True Cashback Credit Card

American Express True Cashback Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $50 cash upon getting your card, even for existing Amex cardholders
BANK PROMO
  • 3% rebate in the 1st 6 months
Finty Rewards $Finty Rewards $50
Cashback icon
  • Promo 3% rebate in the 1st 6 months
  • 1.5% rebate on all spending worldwide after that
  • Yes please to exclusive retail, dining, entertainment, travel, and hotel privileges
  • No cap in your way of more cash rebate and no min spend
  • Honeymoon of 3% rebate on all kinds of spending around the world in the 1st 6 months is real sweet
  • 1.5% rebate on all spending worldwide after that
  • Yes please to exclusive retail, dining, entertainment, travel, and hotel privileges
  • No cap in your way of more cash rebate and no min spend
  • Cash rebate is auto credited to you
  • Exclusive dining privileges all around the world, 1-for-1 deals and amazing discounts
  • Plus promo 3% rebate in the 1st 6 months
  • 1.5% rebate on all spending worldwide after that
  • No cap in your way of more cash rebate and no min spend
  • 15% SPC petrol discount (10% SPC&U card and 5% Amex card)
  • Up to 20% discount across major brands & retail outlets
  • Plus promo 3% rebate in the 1st 6 months
  • 1.5% rebate on all spending worldwide after that
  • No cap in your way of more cash rebate and no min spend
  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners
  • Principal card is free the 1st year but costs $171.20 per year after, supplementary card is free
  • Earn bank promo 3% rebate from max $5,000 spend in the 1st 6 months
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