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Mix And Match Your Cards


Whether you're a foodie, globetrotter, or shopaholic, just having the right credit cards at the right junctures can be your easiest hack to a fuller life and pocket. Mix and match your cards to get the best deal of cashback, rewards, and lifestyle perks from your spending.

Standard Chartered Unlimited Cashback Credit Card

Standard Chartered Unlimited Cashback Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $50 cash upon getting your card, even for existing Standard Chartered cardholders
BANK PROMO
  • $138 cashback, no min spend ($20 for existing Standard Chartered cardholders)
Finty Rewards $
  • 1.5% cashback on all spending worldwide
  • No cap in your way of more cashback and no min spend
  • Additional 20% rebate on Uber rides worldwide
  • Card doubles up as your ez-link with auto top-up
  • Yes please to exclusive retail, dining, entertainment, travel, and hotel privileges
  • 1.5% cashback on all spending worldwide
  • No cap in your way of more cashback and no min spend
  • Cashback is auto credited to you
  • Additional 20% rebate on Uber rides worldwide 
  • Exclusive dining privileges, 1-for-1 Dining Privileges at Oscar’s, Conrad Centennial Singapore, The Courtyard, The Fullerton Hotel Singapore, The Line, Shangri-La Hotel, Singapore and more
  • 1.5% cashback on all spending worldwide
  • No cap in your way of more cashback and no min spend
  • Up to 21.04% Caltex petrol discount (16% instant discount, 4.5% Standard Chartered rebate after, and 1.5% cashback)
  • 1.5% cashback on all other spending worldwide
  • No cap in your way of more cashback and no min spend
  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners
  • Principal card is free the 1st 2 years but costs $192.60 per year after, supplementary card is free
  • Bank promo is only applicable to new Standard Chartered cardholders who apply online and activate the card within 60 days, existing ones get $20 rebate instead
  • Cashback is not eligible for banking fees, charges and services, tax and insurance payments, or top-up of prepaid cards and accounts (except EZ-Reload)
  • Earn max $50 rebate from Uber with min $900 retail spend each month

American Express Platinum Credit Card

American Express Platinum Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $20 cash upon getting your card, even for existing Amex cardholders
BANK PROMO
  • Samsonite Sigma 76cm expandable spinner luggage worth $600
  • B&O Play H5 wireless earphones worth $379
  • 2D1N stay at Dorsett Singapore worth $506.11
  • Plus $20 CapitaVoucher for a supplementary card
Finty Rewards $
  • Earn up to 10 points per $1.60 spend at partner merchants across major brands, retail outlets and restaurants
  • All other purchases still earn you 2 points per $1.60 spend
  • Points won’t expire on you
  • Redeem points as miles or over 200 fabulous rewards in fine dining, fashion, or electronics
  • Dining, nightlife, golf, and travel privileges like a boss 
  • Earn up to 10 points per $1.60 spend at partner merchants across major brands, retail outlets and restaurants
  • All other purchases still earn you 2 points per $1.60 spend
  • Points won’t expire on you
  • Redeem points as miles or over 200 fabulous rewards in fine dining, fashion, or electronics
  • Dining, nightlife, golf, and travel privileges like a boss
  • Earn up to 10 points per $1.60 spend at partner merchants like TungLok, Peony Jade, Brussels Sprouts and more
  • Exclusive dining privileges all around the world, 1-for-1 deals and amazing discounts
  • Up to 50% off at a hand-picked list of prime restaurants like Angelina, Dancing Crab, Lawry's The Prime Rib, The Marmalade Pantry, Senso Ristorante & Bar, and TWG Tea
  • Up to 50% off at top hotel dining destinations like Conrad, Four Seasons, Marriott, St Regis, and W Singapore 
  • 15% SPC petrol discount (10% SPC&U card and 5% Amex card)
  • Earn up to 10 points per $1.60 spend at partner merchants like Hour Glass, Montblanc, Lee Hwa Jewellery and more
  • All other purchases still earn you 2 points per $1.60 spend
  • Points won’t expire on you
  • Redeem points as miles or over 200 fabulous rewards in fine dining, fashion, or electronics
  • Plus up to 20% discount across major brands & retail outlets
  • Min annual income of $50,000 for citizens/PRs or $60,000 for foreigners
  • Annual fee is $321 for principal card but supplementary card is free
  • Bank promo is only applicable to new Amex Platinum cardholders with min $7,500 spend within the 1st 6 months
  • Bank promo $20 CapitaVoucher for each approved supplementary card, up to 2 cards

HSBC Advance Credit Card

HSBC Advance Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $40 cash upon getting your card, even for existing HSBC cardholders
BANK PROMO
  • $140 cashback ($70 for existing HSBC cardholders)
  • Plus $20 cashback for a supplementary card
Finty Rewards $
  • Up to 3.5% cashback on spending worldwide, no min spend
  • Yes please to exclusive retail, dining, entertainment, travel, and hotel privileges
  • 2.5% cashback on spending worldwide, no min spend  
  • Wow, additional 1% cashback for HSBC Advance banking customers
  • 1-for-1 buffet or 1-dines free offers, this card got them all
  • 2.5% cashback on spending worldwide, no min spend  
  • Additional 1% cashback for HSBC Advance banking customers
  • 16% Caltex petrol discount (5% at site, 9% with HSBC card, and 2% with outdoor fuel payment)
  • 14% Shell petrol discount (5% at site, 5% with Shell Escape card, and 4% with HSBC card)
  • Plus get to save more, up to 3.5% cashback
  • Shopping and not getting a cashback? Almost impossible!
  • 2.5% cashback on spending worldwide, no min spend  
  • Additional 1% cashback for HSBC Advance banking customers
  • Min annual income of $30,000 for citizens/PRs but $40,000 if you’re self-employed or commission-based, and $40,000 for foreigners
  • Principal card is free the 1st year but costs $192.60 per year after, supplementary card is free
  • Perpetual annual fee waiver for HSBC Advance banking customers
  • Bank promo not applicable if you just got a HSBC card in the last 24 months or cancelled one in the last 12 months
  • To get the full bank promo, simply apply (to get $120 if you're a new HSBC cardholder or $50 if you're an existing one), spend min $600 in the 1st month, submit supporting documents online (to get $20), and apply for a supplementary card (to get $20)
  • Spend min $2,000 each month to get the full rebate of 2.5% or 3.5% for HSBC Advance banking customers
  • Anything less, you get a reduced rate of 1.5% rebate or 2.5% for HSBC Advance banking customers
  • Earn max $70 rebate each month or $125 for for HSBC Advance banking customers
  • Cashback is not eligible for banking fees, charges and services, tax and insurance payments

American Express True Cashback Credit Card

American Express True Cashback Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $50 cash upon getting your card, even for existing Amex cardholders
BANK PROMO
  • 3% rebate in the 1st 6 months
  • Plus $20 CapitaVoucher for a supplementary card
Finty Rewards $
  • Promo 3% rebate in the 1st 6 months
  • 1.5% rebate on all spending worldwide after that
  • Yes please to exclusive retail, dining, entertainment, travel, and hotel privileges
  • No cap in your way of more cash rebate and no min spend
  • Honeymoon of 3% rebate on all kinds of spending around the world in the 1st 6 months is real sweet
  • 1.5% rebate on all spending worldwide after that
  • Yes please to exclusive retail, dining, entertainment, travel, and hotel privileges
  • No cap in your way of more cash rebate and no min spend
  • Cash rebate is auto credited to you
  • Exclusive dining privileges all around the world, 1-for-1 deals and amazing discounts
  • Plus promo 3% rebate in the 1st 6 months
  • 1.5% rebate on all spending worldwide after that
  • No cap in your way of more cash rebate and no min spend
  • 15% SPC petrol discount (10% SPC&U card and 5% Amex card)
  • Up to 20% discount across major brands & retail outlets
  • Plus promo 3% rebate in the 1st 6 months
  • 1.5% rebate on all spending worldwide after that
  • No cap in your way of more cash rebate and no min spend
  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners
  • Principal card is free the 1st year but costs $171.20 per year after, supplementary card is free
  • Earn bank promo 3% rebate from max $5,000 spend in the 1st 6 months
  • Bank promo $20 CapitaVoucher for each approved supplementary card, up to 2 cards

UOB YOLO Credit Card

UOB YOLO Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing UOB cardholders
BANK PROMO
  • $80 cash credit (apply for UOB One Account at the same time to get additional $25 cash credit and $100 worth of unit trust)
Finty Rewards $
  • Up to 8% rebate on dining and entertainment worldwide, online shopping, and online travel bookings
  • Up to 10% rebate at over 900 participating merchants on top of cash rebate
  • 1-for-1 weekend movie tickets at The Cathay Cineplex, woohoo
  • Travel perks and free travel insurance coverage
  • Get up to 3.33% p.a. deposit interest rate on your UOB One Account and auto invest your rebates and interests earned
  • Welcome more happening weekends with 8% rebate on dining and entertainment worldwide on weekends
  • 3% rebate on dining and entertainment worldwide on weekdays, online shopping, and online travel bookings
  • Up to 10% rebate at over 900 participating merchants on top of cash rebate
  • Cash rebate is auto credited to you
  • 8% rebate on dining at restaurants worldwide on weekends, 3% on weekdays
  • 3% rebate when you shop online at websites that sell clothes, shoes, jewellery, accessories, and bags
  • 3% rebate on your online travel spending at selected airline or booking websites 
  • 8% rebate on entertainment worldwide including at bars, lounges, and cinemas on weekends, 3% on weekdays
  • 1-for-1 weekend movie tickets at The Cathay Cineplex, woohoo
  • Min annual income of $30,000 for citizens/PRs or $40,000 for foreigners
  • Principal card is free the 1st year but costs $192.60 per year after, the 1st supplementary card is free but subsequent cards cost $96.30 per year
  • Bank promo is only applicable to the 1st 800 new UOB cardholders who apply and spend min $600 within the 1st 30 days
  • Spend min $600 each month to get the full rebate, and if you spend anything less, you get a reduced rate of 0.3% rebate
  • Earn max $60 rebate each month
  • Up to 10% rebates at merchants (aka SMART$) offset your next purchase at any participating merchant and they last 6 months

HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $20 cash upon getting your card, even for existing HSBC cardholders
BANK PROMO
  • $140 cashback ($70 for existing HSBC cardholders)
  • Plus $20 cashback for a supplementary card
Finty Rewards $
  • 5% rebate on your recurring TV, internet, and mobile bills
  • 5% rebate at local grocers
  • Save 20.2% at Caltex and 18.30% at Shell on petrol
  • 2% rebate at local restaurants
  • Earn 1 point per $1 spend for rewards on top of cash rebate
  • That 5% rebate on your recurring TV, internet, and mobile bills means regular savings from your smartphone addiction
  • 5% rebate at local grocers
  • Save 20.2% at Caltex and 18.30% at Shell on petrol
  • 2% rebate at local restaurants
  • Cash rebate is auto credited to you
  • Earn 1 point per $1 spend on top of cash rebate
  • Enough points can get you cash, items, or vouchers for dining, shopping, and travel
  • 2% rebate at local restaurants
  • Earn 1 point per $1 spend on top of cash rebate
  • Enough points can get you cash, items, or vouchers for dining, shopping, and travel
  • 20.2% Caltex petrol discount (5% at site, 9% with HSBC card, 2% with outdoor fuel payment, and 5% rebate)
  • 18.3% Shell petrol discount (5% at site, 5% with Shell Escape card, 4% with HSBC card, and 5% rebate)
  • 5% rebate at local supermarkets
  • Earn 1 point per $1 spend on top of cash rebate
  • Enough points can get you cash, items, or vouchers for dining, shopping, and travel
  • Min annual income of $30,000 for citizens/PRs but $40,000 if you’re self-employed or commission-based, and $40,000 for foreigners
  • Principal card is free the 1st 2 years but costs $192.60 per year after, supplementary card is free
  • Bank promo not applicable if you just got a HSBC card in the last 24 months or cancelled one in the last 12 months
  • To get the full bank promo, simply apply (to get $120 if you're a new HSBC cardholder or $50 if you're an existing one), spend min $600 in the 1st month, submit supporting documents online (to get $20), and apply for a supplementary card (to get $20)
  • If you spend less than $800 but at least $400, get a reduced rate of 3% rebate on groceries and petrol and 1% rebate on dining 

Citi Cash Back Card (Visa)

Citi Cash Back Card (Visa)

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing Citi cardholders
BANK PROMO
  • $120 cashback
Finty Rewards $
  • 8% cashback on all Grab rides, all year long
  • 8% cashback at all F&B outlets worldwide daily (delivery counts too and 20% for UberEATS)
  • 8% cashback at all supermarkets worldwide daily (delivery counts too)
  • 20.88% fuel savings at Esso, up to 22.72% at Shell, and 8% cashback at all other petrol stations
  • All other purchases still get you 0.25% rebate, no cap
  • 8’s the bomb, with 8% cashback at restaurants, cafés, and F&B outlets worldwide daily
  • 8% cashback at grocers worldwide
  • 8% cashback at petrol stations worldwide
  • 8% cashback on all Grab rides 
  • All other purchases still get you 0.25% rebate
  • Up to 10% Citi Rebate at over 500 merchants on top of cashback
  • 8% cashback at restaurants, cafés, and F&B outlets worldwide
  • 8% cashback at petrol stations worldwide
  • 20.88% Esso petrol discount (5% at site, 5% with Esso Smiles card, 4% with Citi card, and 8% cashback after Esso discount)
  • Up to 22.72% Shell petrol discount (5% at site, 5% with Shell Escape card, 6% rebate with Citi card, and 8% cashback after Shell discount)
  • 8% cashback at grocers worldwide
  • Min annual income of $30,000 for citizens/PRs or $42,000 for foreigners
  • Annual fee waived the 1st year, but $192.60 for principal card and $96.30 for supplementary card after
  • Bank promo is only applicable to new Citi cardholders
  • To get the $120 cashback bank promo, spend $200 per month to earn $20 cashback per month for the 1st 6 months
  • New Citi cardholder is someone who doesn’t have an existing Citibank credit card or did not previously cancelled one in the last 12 months
  • Spend min $888 each month before you can get cashback, capped at $25 per category (dining, groceries, petrol), and Grab rides cashback capped at $50 per month
  • Accumulate $50 first before cashback is credited to you in $10 denominations, but hey, they won’t expire
  • Up to 10% rebates at merchants (aka Citi Rebates) offset your next purchase at any participating merchant, with no expiry or cap 

OCBC 365 Credit Card

OCBC 365 Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $5 cash upon getting your card, even for existing OCBC cardholders
BANK PROMO
  • $120 cashback for 2 OCBC cards
Finty Rewards $
  • 6% rebate on local dining on weekends, 3% on local dining on weekdays, and 3% on overseas dining every day
  • 3% rebate on local groceries, online shopping, and recurring bills
  • Save up to 23.9% at Caltex and 18.3% at Esso on petrol
  • All other purchases still get you 0.3% rebate
  • Up to $200,000 travel insurance coverage
  • Dig a great dining deal, either 6% rebate on weekends and 3% on weekdays when you’re in Singapore, or 3% when you’re overseas
  • 3% rebate on local groceries, online shopping, and recurring mobile or internet bills
  • 5% rebate at local petrol stations
  • All other purchases still get you 0.3% rebate
  • Cash rebate is auto credited to you
  • 6% rebate on local dining on weekends, 3% on local dining on weekdays, and 3% on overseas dining every day
  • 5% rebate at local petrol stations
  • Up to 23.9% Caltex petrol discount (5% at site, 11% with OCBC card, 5% rebate after Esso discount, plus $10 rebate with min $300 monthly spend at Caltex)
  • 18.3% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with OCBC card, and 5% rebate after Esso discount)
  • 3% rebate at local grocers
  • Min annual income of $30,000 for citizens/PRs or $45,000 for foreigners
  • Annual fee waived the 1st 2 years, but $192.60 for principal card and $96.30 for supplementary card after
  • Bank promo is only applicable to new OCBC cardholders with any of the 2 cards, OCBC 365, OCBC Robinsons Group, OCBC Titanium Rewards, OCBC Plus! Visa or OCBC Cashflo credit card, and spend min $300 on both cards in the 1st month
  • If you can’t spend min $600 each month, you get a reduced rate of 0.3% rebate on all your spending
  • Earn max $80 rebate each month
  • Free travel insurance only when your air ticket is charged to your card

CIMB Visa Signature Credit Card

CIMB Visa Signature Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $5 cash upon getting your card, even for existing CIMB cardholders
BANK PROMO
  • $100 cash credit
Finty Rewards $
  • 10% rebate on your wine and dine tabs worldwide
  • 10% rebate on your online spends in foreign currencies
  • Up to $500,000 travel insurance coverage is pretty handy
  • Principal card is free
  • Admin fee on foreign currency transactions is as good as free
  • Wine and dine your way to a generous 10% rebate at restaurants, bars, and clubs worldwide
  • 10% rebate on your online spends in foreign currencies
  • All other purchases get you unlimited 0.2% rebate, no min spend needed
  • Cash rebate is auto credited to you
  • 10% rebate on your wine and dine tabs at restaurants, bars, and clubs worldwide
  • 10% rebate on your online spends in foreign currencies
  • Min $30,000 annual income for citizens/PRs or min $10,000 fixed deposit collateral
  • Unlike the principal card that’s free, the supplementary card is free the 1st year and costs $75 per year after
  • Bank promo is only applicable to new CIMB cardholders 
  • To get the bank promo, spend $300 within the first 3 months
  • Earn max $60 from the 10% rebate, and to get it, you’ll need to spend a total of min $500, over min 8 transactions of $30 or more, each month
  • Free travel insurance only when your air ticket is charged to your card
  • 1.4% foreign transaction admin fee isn’t zero but counts as cash rebate

HSBC Revolution Credit Card

HSBC Revolution Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $20 cash upon getting your card, even for existing HSBC cardholders
BANK PROMO
  • $140 cashback ($70 for existing HSBC cardholders)
  • Plus $20 cashback for a supplementary card
Finty Rewards $
  • Earn 5 points per $1 spend on online shopping
  • Earn 5 points per $1 spend on local dining
  • Earn 5 points per $1 spend on local entertainment
  • All other purchases still earn you 1 point per $1 spend
  • Enough points can get you cash, items, or vouchers for dining, shopping, or travel
  • Earn 5 points per $1 spend on online shopping
  • Earn 5 points per $1 spend on local dining
  • Earn 5 points per $1 spend on local entertainment
  • All other purchases still earn you 1 point per $1 spend
  • Enough points can get you cash, items, or vouchers for dining, shopping, or travel
  • Earn 5 points per $1 spend when you dine out at local cafés or restaurants
  • Enough points can get you cash, items, or vouchers for dining, shopping, or travel
  • 16% Caltex petrol discount (5% at site, 9% with HSBC card, and 2% with outdoor fuel payment)
  • 14% Shell petrol discount (5% at site, 5% with Shell Escape card, and 4% with HSBC card)
  • Earn 5 points per $1 spend online when you check out at airline, hotel, taxi, insurance, shopping, or other bookmarked websites
  • Enough points can get you cash, items, or vouchers for dining, shopping, or travel
  • Earn 5 points per $1 spend at local clubs, pubs, bars, family KTVs, or other entertainment hot spots
  • Enough points can get you cash, items, or vouchers for dining, shopping, or travel
  • Min annual income of $30,000 for citizens/PRs but $40,000 if you’re self-employed or commission-based, and $40,000 for foreigners
  • Principal card is free the 1st 2 years but costs $160.50 per year after, supplementary card is free
  • Bank promo not applicable if you just got a HSBC card in the last 24 months or cancelled one in the last 12 months
  • To get the full bank promo, simply apply (to get $120 if you're a new HSBC cardholder or $50 if you're an existing one), spend min $600 in the 1st month, submit supporting documents online (to get $20), and apply for a supplementary card (to get $20)
  • Points last only 3 years

Citibank SMRT Card

Citibank SMRT Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing Citi cardholders
BANK PROMO
  • $120 cashback
Finty Rewards $
  • Up to 7% rebate at selected grocers
  • Up to 15% rebate at selected cafés
  • 5% rebate at Popular and Toys'R'Us
  • Up to 2% rebate on your EZ-Reload with no convenience fee
  • Rebates are redeemed as vouchers or offset your next purchase 
  • Up to 7% rebate at selected grocers
  • Up to 15% rebate at selected cafés
  • 5% rebate at Popular and Toys'R'Us
  • Props to public transport with up to 2% rebate on your EZ-Reload plus no convenience fee
  • All other purchases still get you 0.3% rebate • Rebates are redeemed as vouchers or offset your next purchase
  • Up to 15% rebate at Starbucks
  • 5% rebate at Coffee Bean, Coffee Club, Dome, TCC, and Gloria Jean's 
  • 14% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with Citi card)
  • Up to 16% Shell petrol discount (5% at site, 5% with Shell Escape card, and 6% with Citi card)
  • Up to 7% rebate at Sheng Siong
  • Up to 5% rebate at Giant and Fairprice
  • 2% rebate at Watsons, Guardian, Unity, Healthcare, GNC, and Nature's Farm
  • Min annual income of $30,000 for citizens/PRs or $42,000 for foreigners
  • Annual fee waived the 1st year, but $160.50 for principal card and $85.60 for supplementary card after
  • Bank promo is only applicable to new Citi cardholders
  • To get the $120 cashback bank promo, spend $200 per month to earn $20 cashback per month for the 1st 6 months
  • New Citi cardholder is someone who doesn’t have an existing Citibank credit card or did not previously cancelled one in the last 12 months
  • Accumulate rebates in the forms of SMRT$ and Citi Rebates separately 
  • Earn max $280 SMRT$ each month, and redeem them as vouchers within 1 year
  • If you can’t spend min $600 each month, you get 0.3% less SMRT$
  • Citi Rebates offset your next purchase at any participating merchant, with no expiry or cap

OCBC Frank Credit Card

OCBC Frank Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $5 cash upon getting your card, even for existing OCBC cardholders
BANK PROMO
  • Nothing at the moment
Finty Rewards $
  • Feel cool flashing your card with over 120 hip designs to choose from
  • 6% rebate on your online shopping
  • 5% rebate on local entertainment from Fri to Sun, 3% on other days
  • 5% rebate at selected cafés from Fri to Sun, 3% on other days
  • 3% rebate on your 1st 2 NETS FlashPay Auto Top-Ups
  • 6% rebate on your online shopping
  • TGIF yeah! Get 5% rebate at local bars, cinemas, KTVs, and clubs from Fri to Sun, 3% on other days
  • 5% rebate at selected cafés from Fri to Sun, 3% on other days
  • 5% rebate at Starbucks, Coffee Bean, TCC, Dimbulah, Coffee Club, and Costa Coffee from Fri to Sun
  • 3% rebate at these cafés during the rest of the week
  • 14% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with OCBC card)
  • 6% rebate on your online shopping for fashion, gadgets, flights, hotels, movie tickets, and more
  • 5% rebate on entertainment from Fri to Sun at local bars, cinemas, KTVs, and clubs
  • 3% rebate at these spots during the rest of the week
  • Min annual income of $30,000 for citizens/PRs or $45,000 for foreigners
  • Annual fee waived the 1st 2 years, but $80 for principal card and $40 for supplementary card after
  • If you can’t spend min $400 each month, excluding online and Auto Top-Up purchases, you get a reduced rate of 0.3% rebate on all spends
  • Earn max $60 rebate each month

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