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Mix And Match Your Cards


Whether you're a foodie, globetrotter, or shopaholic, just having the right credit cards at the right junctures can be your easiest hack to a fuller life and pocket. Mix and match your cards to get the best deal of cashback, rewards, and lifestyle perks from your spending.

Standard Chartered Spree Credit Card

Standard Chartered Spree Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $20 cash upon getting your card, even for existing Standard Chartered cardholders
BANK PROMO
  • $138 cashback, no min spend ($20 for existing Standard Chartered cardholders)
Finty Rewards $
  • Up to 3% cashback on online spends 
  • 2% cashback on all contactless and mobile payments
  • 20% rebate on Uber rides worldwide
  • Yeah to no min spent for cashback
  • If another website is selling your recent online purchase for cheaper, you get 50% of the price difference back
  • 3% cashback on all online spends in foreign currency and vPost shopping
  • 2% cashback on all online spends in local currency, all contactless and mobile payments
  • 1% cashback on all other retail spends
  • Yeah to no min spent for cashback
  • Cash rebate is auto credited to you
  • Up to 19.78% Caltex petrol discount (16% instant discount and 4.5% Standard Chartered rebate after)
  • 1% cashback on all other retail spends
  • 3% cashback on all online spends in foreign currency and vPost shopping
  • 2% cashback on all online spends in local currency, all contactless and mobile payments
  • 1% cashback on all other retail spends
  • Yeah to no min spent for cashback
  • What’s better than whining when another website sells your recent online purchase for cheaper? Getting 50% of the price difference back
  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners
  • Principal card is free the 1st 2 years but costs $192.60 per year after, supplementary card is free
  • Bank promo is only applicable to new Standard Chartered cardholders who apply online and activate the card within 60 days, existing ones get $20 rebate instead
  • Earn max $60 cashback each month
  • Earn max $50 rebate from Uber with min $900 retail spend each month

HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $20 cash upon getting your card, even for existing HSBC cardholders
BANK PROMO
  • $140 cashback ($70 for existing HSBC cardholders)
  • Plus $20 cashback for a supplementary card
Finty Rewards $
  • 5% rebate on your recurring TV, internet, and mobile bills
  • 5% rebate at local grocers
  • Save 20.2% at Caltex and 18.30% at Shell on petrol
  • 2% rebate at local restaurants
  • Earn 1 point per $1 spend for rewards on top of cash rebate
  • That 5% rebate on your recurring TV, internet, and mobile bills means regular savings from your smartphone addiction
  • 5% rebate at local grocers
  • Save 20.2% at Caltex and 18.30% at Shell on petrol
  • 2% rebate at local restaurants
  • Cash rebate is auto credited to you
  • Earn 1 point per $1 spend on top of cash rebate
  • Enough points can get you cash, items, or vouchers for dining, shopping, and travel
  • 2% rebate at local restaurants
  • Earn 1 point per $1 spend on top of cash rebate
  • Enough points can get you cash, items, or vouchers for dining, shopping, and travel
  • 20.2% Caltex petrol discount (5% at site, 9% with HSBC card, 2% with outdoor fuel payment, and 5% rebate)
  • 18.3% Shell petrol discount (5% at site, 5% with Shell Escape card, 4% with HSBC card, and 5% rebate)
  • 5% rebate at local supermarkets
  • Earn 1 point per $1 spend on top of cash rebate
  • Enough points can get you cash, items, or vouchers for dining, shopping, and travel
  • Min annual income of $30,000 for citizens/PRs but $40,000 if you’re self-employed or commission-based, and $40,000 for foreigners
  • Principal card is free the 1st 2 years but costs $192.60 per year after, supplementary card is free
  • Bank promo not applicable if you just got a HSBC card in the last 24 months or cancelled one in the last 12 months
  • To get the full bank promo, simply apply (to get $120 if you're a new HSBC cardholder or $50 if you're an existing one), spend min $600 in the 1st month, submit supporting documents online (to get $20), and apply for a supplementary card (to get $20)
  • If you spend less than $800 but at least $400, get a reduced rate of 3% rebate on groceries and petrol and 1% rebate on dining 

Citi Cash Back Card (Visa)

Citi Cash Back Card (Visa)

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing Citi cardholders
BANK PROMO
  • $120 cashback
Finty Rewards $
  • 8% cashback on all Grab rides, all year long
  • 8% cashback at all F&B outlets worldwide daily (delivery counts too and 20% for UberEATS)
  • 8% cashback at all supermarkets worldwide daily (delivery counts too)
  • 20.88% fuel savings at Esso, up to 22.72% at Shell, and 8% cashback at all other petrol stations
  • All other purchases still get you 0.25% rebate, no cap
  • 8’s the bomb, with 8% cashback at restaurants, cafés, and F&B outlets worldwide daily
  • 8% cashback at grocers worldwide
  • 8% cashback at petrol stations worldwide
  • 8% cashback on all Grab rides 
  • All other purchases still get you 0.25% rebate
  • Up to 10% Citi Rebate at over 500 merchants on top of cashback
  • 8% cashback at restaurants, cafés, and F&B outlets worldwide
  • 8% cashback at petrol stations worldwide
  • 20.88% Esso petrol discount (5% at site, 5% with Esso Smiles card, 4% with Citi card, and 8% cashback after Esso discount)
  • Up to 22.72% Shell petrol discount (5% at site, 5% with Shell Escape card, 6% rebate with Citi card, and 8% cashback after Shell discount)
  • 8% cashback at grocers worldwide
  • Min annual income of $30,000 for citizens/PRs or $42,000 for foreigners
  • Annual fee waived the 1st year, but $192.60 for principal card and $96.30 for supplementary card after
  • Bank promo is only applicable to new Citi cardholders
  • To get the $120 cashback bank promo, spend $200 per month to earn $20 cashback per month for the 1st 6 months
  • New Citi cardholder is someone who doesn’t have an existing Citibank credit card or did not previously cancelled one in the last 12 months
  • Spend min $888 each month before you can get cashback, capped at $25 per category (dining, groceries, petrol), and Grab rides cashback capped at $50 per month
  • Accumulate $50 first before cashback is credited to you in $10 denominations, but hey, they won’t expire
  • Up to 10% rebates at merchants (aka Citi Rebates) offset your next purchase at any participating merchant, with no expiry or cap 

OCBC 365 Credit Card

OCBC 365 Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $5 cash upon getting your card, even for existing OCBC cardholders
BANK PROMO
  • $120 cashback for 2 OCBC cards
Finty Rewards $
  • 6% rebate on local dining on weekends, 3% on local dining on weekdays, and 3% on overseas dining every day
  • 3% rebate on local groceries, online shopping, and recurring bills
  • Save up to 23.9% at Caltex and 18.3% at Esso on petrol
  • All other purchases still get you 0.3% rebate
  • Up to $200,000 travel insurance coverage
  • Dig a great dining deal, either 6% rebate on weekends and 3% on weekdays when you’re in Singapore, or 3% when you’re overseas
  • 3% rebate on local groceries, online shopping, and recurring mobile or internet bills
  • 5% rebate at local petrol stations
  • All other purchases still get you 0.3% rebate
  • Cash rebate is auto credited to you
  • 6% rebate on local dining on weekends, 3% on local dining on weekdays, and 3% on overseas dining every day
  • 5% rebate at local petrol stations
  • Up to 23.9% Caltex petrol discount (5% at site, 11% with OCBC card, 5% rebate after Esso discount, plus $10 rebate with min $300 monthly spend at Caltex)
  • 18.3% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with OCBC card, and 5% rebate after Esso discount)
  • 3% rebate at local grocers
  • Min annual income of $30,000 for citizens/PRs or $45,000 for foreigners
  • Annual fee waived the 1st 2 years, but $192.60 for principal card and $96.30 for supplementary card after
  • Bank promo is only applicable to new OCBC cardholders with any of the 2 cards, OCBC 365, OCBC Robinsons Group, OCBC Titanium Rewards, OCBC Plus! Visa or OCBC Cashflo credit card, and spend min $300 on both cards in the 1st month
  • If you can’t spend min $600 each month, you get a reduced rate of 0.3% rebate on all your spending
  • Earn max $80 rebate each month
  • Free travel insurance only when your air ticket is charged to your card

Citibank SMRT Card

Citibank SMRT Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing Citi cardholders
BANK PROMO
  • $120 cashback
Finty Rewards $
  • Up to 7% rebate at selected grocers
  • Up to 15% rebate at selected cafés
  • 5% rebate at Popular and Toys'R'Us
  • Up to 2% rebate on your EZ-Reload with no convenience fee
  • Rebates are redeemed as vouchers or offset your next purchase 
  • Up to 7% rebate at selected grocers
  • Up to 15% rebate at selected cafés
  • 5% rebate at Popular and Toys'R'Us
  • Props to public transport with up to 2% rebate on your EZ-Reload plus no convenience fee
  • All other purchases still get you 0.3% rebate • Rebates are redeemed as vouchers or offset your next purchase
  • Up to 15% rebate at Starbucks
  • 5% rebate at Coffee Bean, Coffee Club, Dome, TCC, and Gloria Jean's 
  • 14% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with Citi card)
  • Up to 16% Shell petrol discount (5% at site, 5% with Shell Escape card, and 6% with Citi card)
  • Up to 7% rebate at Sheng Siong
  • Up to 5% rebate at Giant and Fairprice
  • 2% rebate at Watsons, Guardian, Unity, Healthcare, GNC, and Nature's Farm
  • Min annual income of $30,000 for citizens/PRs or $42,000 for foreigners
  • Annual fee waived the 1st year, but $160.50 for principal card and $85.60 for supplementary card after
  • Bank promo is only applicable to new Citi cardholders
  • To get the $120 cashback bank promo, spend $200 per month to earn $20 cashback per month for the 1st 6 months
  • New Citi cardholder is someone who doesn’t have an existing Citibank credit card or did not previously cancelled one in the last 12 months
  • Accumulate rebates in the forms of SMRT$ and Citi Rebates separately 
  • Earn max $280 SMRT$ each month, and redeem them as vouchers within 1 year
  • If you can’t spend min $600 each month, you get 0.3% less SMRT$
  • Citi Rebates offset your next purchase at any participating merchant, with no expiry or cap

OCBC Plus! Visa Credit Card

OCBC Plus! Visa Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $5 cash upon getting your card, even for existing OCBC cardholders
BANK PROMO
  • $120 cashback for 2 OCBC cards
Finty Rewards $
  • 7% rebate at Fairprice outlets and Warehouse Club and 3% at Fairprice Online
  • 3% rebate at Unity and Popular
  • Save up to 18.5% at Esso petrol station
  • 1% rebate on your recurring bills with M1, Starhub, and Singtel
  • 0.22% rebate on all Visa spends
  • Shop away at Fairprice with 7% rebate at Fairprice outlets and Warehouse Club and 3% at Fairprice Online
  • 3% rebate at Unity and Popular
  • 1% rebate on your recurring bills with M1, Starhub, and Singtel
  • 0.22% rebate on all Visa spends
  • Rebates can be redeemed as vouchers and items or used to offset future purchases
  • Up to 18.5% Esso petrol discount (5% at site, 5% with Esso Smiles card, 4% with OCBC card, 0.22% rebate with Visa, and $15 rebate with min $300 monthly spend)
  • 7% rebate at Fairprice outlets and Warehouse Club and 3% at Fairprice Online
  • 3% rebate at Unity and Popular
  • Min annual income of $30,000 for citizens/PRs or $45,000 for foreigners
  • Principal card is free the 1st year but costs $107 per year after, supplementary card is free
  • Bank promo is only applicable to new OCBC cardholders with any of the 2 cards, OCBC 365, OCBC Robinsons Group, OCBC Titanium Rewards, OCBC Plus! Visa or OCBC Cashflo credit card, and spend min $300 on both cards in the 1st month
  • Spend min $500 each month, outside of Fairprice and Unity, to get the full rebate in the form of Linkpoints
  • If you spend less than $500 but at least $200, you get a reduced rate of 4% rebate at Fairprice and Warehouse Club, 3% at Fairprice Online, and 3% at Unity
  • Spend min $200 each month to get the 0.22% rebate on all Visa spends

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