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Mix And Match Your Cards


Whether you're a foodie, globetrotter, or shopaholic, just having the right credit cards at the right junctures can be your easiest hack to a fuller life and pocket. Mix and match your cards to get the best deal of cashback, rewards, and lifestyle perks from your spending.

American Express Platinum Credit Card

American Express Platinum Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $20 cash upon getting your card, even for existing Amex cardholders
BANK PROMO
  • Samsonite Sigma 76cm expandable spinner luggage worth $600
  • B&O Play H5 wireless earphones worth $379
  • 2D1N stay at Dorsett Singapore worth $506.11
  • Plus $20 CapitaVoucher for a supplementary card
Finty Rewards $
  • Earn up to 10 points per $1.60 spend at partner merchants across major brands, retail outlets and restaurants
  • All other purchases still earn you 2 points per $1.60 spend
  • Points won’t expire on you
  • Redeem points as miles or over 200 fabulous rewards in fine dining, fashion, or electronics
  • Dining, nightlife, golf, and travel privileges like a boss 
  • Earn up to 10 points per $1.60 spend at partner merchants across major brands, retail outlets and restaurants
  • All other purchases still earn you 2 points per $1.60 spend
  • Points won’t expire on you
  • Redeem points as miles or over 200 fabulous rewards in fine dining, fashion, or electronics
  • Dining, nightlife, golf, and travel privileges like a boss
  • Earn up to 10 points per $1.60 spend at partner merchants like TungLok, Peony Jade, Brussels Sprouts and more
  • Exclusive dining privileges all around the world, 1-for-1 deals and amazing discounts
  • Up to 50% off at a hand-picked list of prime restaurants like Angelina, Dancing Crab, Lawry's The Prime Rib, The Marmalade Pantry, Senso Ristorante & Bar, and TWG Tea
  • Up to 50% off at top hotel dining destinations like Conrad, Four Seasons, Marriott, St Regis, and W Singapore 
  • 15% SPC petrol discount (10% SPC&U card and 5% Amex card)
  • Earn up to 10 points per $1.60 spend at partner merchants like Hour Glass, Montblanc, Lee Hwa Jewellery and more
  • All other purchases still earn you 2 points per $1.60 spend
  • Points won’t expire on you
  • Redeem points as miles or over 200 fabulous rewards in fine dining, fashion, or electronics
  • Plus up to 20% discount across major brands & retail outlets
  • Min annual income of $50,000 for citizens/PRs or $60,000 for foreigners
  • Annual fee is $321 for principal card but supplementary card is free
  • Bank promo is only applicable to new Amex Platinum cardholders with min $7,500 spend within the 1st 6 months
  • Bank promo $20 CapitaVoucher for each approved supplementary card, up to 2 cards

HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $20 cash upon getting your card, even for existing HSBC cardholders
BANK PROMO
  • $140 cashback ($70 for existing HSBC cardholders)
  • Plus $20 cashback for a supplementary card
Finty Rewards $
  • 5% rebate on your recurring TV, internet, and mobile bills
  • 5% rebate at local grocers
  • Save 20.2% at Caltex and 18.30% at Shell on petrol
  • 2% rebate at local restaurants
  • Earn 1 point per $1 spend for rewards on top of cash rebate
  • That 5% rebate on your recurring TV, internet, and mobile bills means regular savings from your smartphone addiction
  • 5% rebate at local grocers
  • Save 20.2% at Caltex and 18.30% at Shell on petrol
  • 2% rebate at local restaurants
  • Cash rebate is auto credited to you
  • Earn 1 point per $1 spend on top of cash rebate
  • Enough points can get you cash, items, or vouchers for dining, shopping, and travel
  • 2% rebate at local restaurants
  • Earn 1 point per $1 spend on top of cash rebate
  • Enough points can get you cash, items, or vouchers for dining, shopping, and travel
  • 20.2% Caltex petrol discount (5% at site, 9% with HSBC card, 2% with outdoor fuel payment, and 5% rebate)
  • 18.3% Shell petrol discount (5% at site, 5% with Shell Escape card, 4% with HSBC card, and 5% rebate)
  • 5% rebate at local supermarkets
  • Earn 1 point per $1 spend on top of cash rebate
  • Enough points can get you cash, items, or vouchers for dining, shopping, and travel
  • Min annual income of $30,000 for citizens/PRs but $40,000 if you’re self-employed or commission-based, and $40,000 for foreigners
  • Principal card is free the 1st 2 years but costs $192.60 per year after, supplementary card is free
  • Bank promo not applicable if you just got a HSBC card in the last 24 months or cancelled one in the last 12 months
  • To get the full bank promo, simply apply (to get $120 if you're a new HSBC cardholder or $50 if you're an existing one), spend min $600 in the 1st month, submit supporting documents online (to get $20), and apply for a supplementary card (to get $20)
  • If you spend less than $800 but at least $400, get a reduced rate of 3% rebate on groceries and petrol and 1% rebate on dining 

American Express CapitaCard Credit Card

American Express CapitaCard Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $20 cash upon getting your card, even for existing Amex cardholders
BANK PROMO
  • $60 CapitaVoucher
  • Plus $20 CapitaVoucher for a supplementary card
Finty Rewards $
  • Earn 30 points per $1 spend at CapitaLand malls, additional 50 points per $1 spend at over 65 participating outlets 
  • All other purchases still earn you 5 points per $1 spend
  • Redeem 5,000 points as $5 vouchers for CapitaLand malls
  • Free parking for a neat 3 hours at 15 CapitaLand malls
  • Checking in way too often at CapitaLand malls? Earn 30 points per $1 spend there, additional 50 points per $1 spend at over 65 participating outlets 
  • All other purchases still earn you 5 points per $1 spend
  • Redeem 5,000 points as $5 vouchers for CapitaLand malls
  • Points are auto credited to your CAPITASTAR account as STAR$, vouchers are redeemed as CapitaVouchers
  • 15% SPC petrol discount (10% SPC&U card and 5% Amex card)
  • Earn 30 points per $1 spend at CapitaLand malls, additional 50 points per $1 spend at over 65 participating outlets 
  • All other purchases still earn you 5 points per $1 spend
  • Redeem 5,000 points as $5 vouchers for CapitaLand malls
  • Points are auto credited to your CAPITASTAR account as STAR$, vouchers are redeemed as CapitaVouchers
  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners
  • Principal card is free the 1st year but costs $171.20 per year after, supplementary card is free
  • To get the bank promo, spend min $888 in the 1st 6 months
  • Bank promo $20 CapitaVoucher for each approved supplementary card, up to 2 cards
  • Earn 30 points per $1 spend from max $1,200 spend each month
  • Free parking only with min spend of $1,200 and you got to register for it

HSBC Revolution Credit Card

HSBC Revolution Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $20 cash upon getting your card, even for existing HSBC cardholders
BANK PROMO
  • $140 cashback ($70 for existing HSBC cardholders)
  • Plus $20 cashback for a supplementary card
Finty Rewards $
  • Earn 5 points per $1 spend on online shopping
  • Earn 5 points per $1 spend on local dining
  • Earn 5 points per $1 spend on local entertainment
  • All other purchases still earn you 1 point per $1 spend
  • Enough points can get you cash, items, or vouchers for dining, shopping, or travel
  • Earn 5 points per $1 spend on online shopping
  • Earn 5 points per $1 spend on local dining
  • Earn 5 points per $1 spend on local entertainment
  • All other purchases still earn you 1 point per $1 spend
  • Enough points can get you cash, items, or vouchers for dining, shopping, or travel
  • Earn 5 points per $1 spend when you dine out at local cafés or restaurants
  • Enough points can get you cash, items, or vouchers for dining, shopping, or travel
  • 16% Caltex petrol discount (5% at site, 9% with HSBC card, and 2% with outdoor fuel payment)
  • 14% Shell petrol discount (5% at site, 5% with Shell Escape card, and 4% with HSBC card)
  • Earn 5 points per $1 spend online when you check out at airline, hotel, taxi, insurance, shopping, or other bookmarked websites
  • Enough points can get you cash, items, or vouchers for dining, shopping, or travel
  • Earn 5 points per $1 spend at local clubs, pubs, bars, family KTVs, or other entertainment hot spots
  • Enough points can get you cash, items, or vouchers for dining, shopping, or travel
  • Min annual income of $30,000 for citizens/PRs but $40,000 if you’re self-employed or commission-based, and $40,000 for foreigners
  • Principal card is free the 1st 2 years but costs $160.50 per year after, supplementary card is free
  • Bank promo not applicable if you just got a HSBC card in the last 24 months or cancelled one in the last 12 months
  • To get the full bank promo, simply apply (to get $120 if you're a new HSBC cardholder or $50 if you're an existing one), spend min $600 in the 1st month, submit supporting documents online (to get $20), and apply for a supplementary card (to get $20)
  • Points last only 3 years

Citi Rewards Card (Visa)

Citi Rewards Card (Visa)

APPLY TODAY TO GET:

FINTY REWARDS
  • $10 cash upon getting your card, even for existing Citi cardholders
BANK PROMO
  • $120 cashback
Finty Rewards $
  • Earn 10 points per $1 spend on clothes, bags, or shoes at department or online stores
  • All other purchases still earn you 1 point per $1 spend
  • Enough points could get you that dream holiday, wishlist item, or vouchers
  • Convert 3,600 points to $10 rebate
  • Up to 10% rebate at over 500 merchants
  • Say what? Clothes, bags, or shoes? Get 10 points for every $1 you spend on them at department or online stores
  • All other purchases still earn you 1 point per $1 spend
  • Enough points could get you that dream holiday, wishlist item, or vouchers
  • Convert 3,600 points to $10 rebate
  • Points aren’t forever but last 5 years
  • 14% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with Citi card)
  • Up to 16% Shell petrol discount (5% at site, 5% with Shell Escape card, and 6% with Citi card)
  • Earn 10 points per $1 spend on clothes, bags, or shoes at department or online stores
  • All other purchases still earn you 1 point per $1 spend
  • Enough points could get you that dream holiday, wishlist item, or vouchers
  • Convert 3,600 points to $10 rebate
  • Points aren’t forever but last 5 years
  • Min annual income of $30,000 for citizens/PRs or $42,000 for foreigners
  • Annual fee waived the 1st year, but $192.60 for principal card and $96.30 for supplementary card after
  • Bank promo is only applicable to new Citi cardholders
  • To get the $120 cashback bank promo, spend $200 per month to earn $20 cashback per month for the 1st 6 months
  • New Citi cardholder is someone who doesn’t have an existing Citibank credit card or did not previously cancelled one in the last 12 months
  • Earn max 120,000 points each year
  • Not all clothes, bags, or shoes make the cut, 10x points can be only be earned from major clothing, bag, or shoe stores
  • Rebates at merchants (aka Citi Rebates) offset your next purchase at any participating merchant, with no expiry or cap 

OCBC Titanium Rewards Credit Card (Blue)

OCBC Titanium Rewards Credit Card (Blue)

APPLY TODAY TO GET:

FINTY REWARDS
  • $5 cash upon getting your card, even for existing OCBC cardholders
BANK PROMO
  • $120 cashback for 2 OCBC cards
Finty Rewards $
  • Earn 10 points per $1 spend at department stores or on clothes, shoes, bags, electronics, gadgets, kid's wear, or personal care
  • All other purchases still earn you 1 point per $1 spend
  • Redeem points as miles, vouchers, or cash to offset purchases on the spot
  • If another website is selling your recent buy for cheaper, you get 50% of the price difference back
  • Earn 10 points per $1 spend at department stores or on clothes, shoes, bags, electronics, gadgets, kid's wear, or personal care
  • All other purchases still earn you 1 point per $1 spend
  • Redeem points as miles, vouchers, or cash to offset purchases on the spot
  • What’s better than whining when another website sells your recent buy for cheaper? Getting 50% of the price difference back
  • 14% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with OCBC card)
  • Earn 10 points per $1 spend at department stores or on clothes, shoes, bags, electronics, gadgets, kid's wear, or personal care
  • All other purchases still earn you 1 point per $1 spend
  • Redeem points as miles, vouchers, or cash to offset purchases on the spot
  • If another website is selling your recent buy for cheaper, you get 50% of the price difference back
  • Min annual income of $30,000 for citizens/PRs or $45,000 for foreigners
  • Annual fee waived the 1st 2 years, but $192.60 for principal card and $96.30 for supplementary card after
  • Points last only 2 years
  • Bank promo is only applicable to new OCBC cardholders with any of the 2 cards, OCBC 365, OCBC Robinsons Group, OCBC Titanium Rewards, OCBC Plus! Visa or OCBC Cashflo credit card, and spend min $300 on both cards in the 1st month
  • Get max $1,000 reimbursement from the online price guarantee

OCBC Titanium Rewards Credit Card (Pink)

OCBC Titanium Rewards Credit Card (Pink)

APPLY TODAY TO GET:

FINTY REWARDS
  • $5 cash upon getting your card, even for existing OCBC cardholders
BANK PROMO
  • $120 cashback for 2 OCBC cards
Finty Rewards $
  • Earn 10 points per $1 spend at department stores or on clothes, shoes, bags, electronics, gadgets, kid's wear, or personal care
  • All other purchases still earn you 1 point per $1 spend
  • Redeem points as miles, vouchers, or cash to offset purchases on the spot
  • If another website is selling your recent buy for cheaper, you get 50% of the price difference back
  • Earn 10 points per $1 spend at department stores or on clothes, shoes, bags, electronics, gadgets, kid's wear, or personal care
  • All other purchases still earn you 1 point per $1 spend
  • Redeem points as miles, vouchers, or cash to offset purchases on the spot
  • What’s better than whining when another website sells your recent buy for cheaper? Getting 50% of the price difference back
  • 14% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with OCBC card)
  • Earn 10 points per $1 spend at department stores or on clothes, shoes, bags, electronics, gadgets, kid's wear, or personal care
  • All other purchases still earn you 1 point per $1 spend
  • Redeem points as miles, vouchers, or cash to offset purchases on the spot
  • If another website is selling your recent buy for cheaper, you get 50% of the price difference back
  • Min annual income of $30,000 for citizens/PRs or $45,000 for foreigners
  • Annual fee waived the 1st 2 years, but $192.60 for principal card and $96.30 for supplementary card after
  • Points last only 2 years
  • Bank promo is only applicable to new OCBC cardholders with any of the 2 cards, OCBC 365, OCBC Robinsons Group, OCBC Titanium Rewards, OCBC Plus! Visa or OCBC Cashflo credit card, and spend min $300 on both cards in the 1st month
  • Get max $1,000 reimbursement from the online price guarantee

Standard Chartered Prudential Platinum Credit Card

Standard Chartered Prudential Platinum Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $20 cash upon getting your card, even for existing Standard Chartered cardholders
BANK PROMO
  • $138 cashback, no min spend ($20 for existing Standard Chartered cardholders)
Finty Rewards $
  • 20% rebate on Uber rides worldwide
  • Earn 1 point per $1 spend
  • Enough points can get you cash, items, or vouchers for dining, shopping, or travel
  • Even convert points to offset Prudential insurance premium payments ($1.20 for every 300 points)
  • 24/7 concierge to help you with travel arrangements, reservations, shopping and gift services
  • Earn 1 point per $1 spend
  • Enough points can get you cash, items, or vouchers for dining, shopping, or travel
  • Even convert points to offset Prudential insurance premium payments ($1.20 for every 300 points) 
  • Up to 19.78% Caltex petrol discount (16% instant discount and 4.5% Standard Chartered rebate after)
  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners
  • Principal card is free the 1st 2 years but costs $192.60 per year after, supplementary card is free
  • Bank promo is only applicable to new Standard Chartered cardholders who apply online and activate the card within 60 days, existing ones get $20 rebate instead
  • Earn max $50 rebate from Uber with min $900 retail spend each month
  • Points last only 3 years

OCBC Platinum Credit Card

OCBC Platinum Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $5 cash upon getting your card, even for existing OCBC cardholders
BANK PROMO
  • Nothing at the moment
Finty Rewards $
  • Earn 1 point per $1 spend
  • Redeem points as miles, as nifty vouchers for petrol, shopping, or dining, or as cash to offset purchases on the spot
  • Earn 1 point per $1 spend
  • Redeem points as miles, as nifty vouchers for petrol, shopping, or dining, or as cash to offset purchases on the spot
  • 14% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with OCBC card)
  • Min annual income of $30,000 for citizens/PRs or $45,000 for foreigners
  • Annual fee waived the 1st 2 years, but $160.50 for principal card and $80.25 for supplementary card after
  • Points last only 2 years

OCBC Arts Credit Card

OCBC Arts Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $5 cash upon getting your card, even for existing OCBC cardholders
BANK PROMO
  • Nothing at the moment
Finty Rewards $
  • Priority booking for shows by Wild Rice, The Theatre Practice, Ding Yi Music Company, Singapore Dance Theatre, Singapore Lyric Opera, and more
  • Gush over up to 20% off show tickets
  • Earn 3 points per $1 spend with Sistic
  • All other purchases still earn you 1 point per $1 spend
  • Redeem points as show tickets or invites, miles, vouchers, or cash to offset purchases on the spot
  • Arts buffs will be pleased to earn 3 points per $1 spend with Sistic
  • All other purchases still earn you 1 point per $1 spend
  • Redeem points as show tickets or invites, miles, vouchers, or cash to offset purchases on the spot
  • 14% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with OCBC card)
  • Priority booking for shows by Wild Rice, The Theatre Practice, Ding Yi Music Company, Singapore Dance Theatre, Singapore Lyric Opera, and more
  • Gush over up to 20% off show tickets
  • Earn 3 points per $1 spend with Sistic
  • All other purchases still earn you 1 point per $1 spend
  • Redeem points as show tickets or invites, miles, vouchers, or cash to offset purchases on the spot
  • Min annual income of $30,000 for citizens/PRs or $45,000 for foreigners
  • Annual fee waived the 1st 2 years, but $160.50 for principal card and $80.25 for supplementary card after
  • Points last only 2 years

OCBC Robinsons Group Credit Card

OCBC Robinsons Group Credit Card

APPLY TODAY TO GET:

FINTY REWARDS
  • $5 cash upon getting your card, even for existing OCBC cardholders
BANK PROMO
  • $120 cashback for 2 OCBC cards
Finty Rewards $
  • 5% rebate at Robinsons and another 18 fashion or lifestyle brands
  • Get those rebates on top of existing store discounts or promos
  • No cap in your way of more cash rebate
  • Cash rebates are credited instantly
  • Earn 1 point per $2 spend outside of Robinsons and the 18 brands and 3 points per $2 overseas spend for rewards
  • If Robinsons is your go-to store for all fixes, you’ll love the 5% rebate there and at another 18 brands such as Marks & Spencer and Royal Sporting House
  • Get those rebates on top of existing store discounts or promos
  • No cap in your way of more cash rebate
  • Cash rebates are credited instantly
  • Cash rebates offset your shopping at Robinsons and the 18 brands
  • Earn 1 point per $2 spend outside of Robinsons and the 18 brands and 3 points per $2 overseas spend
  • Convert 200 points to $1 off or 4,800 points to $30 off at Robinsons or Marks & Spencer
  • Redeem points as vouchers for Robinsons or Marks & Spencer
  • 14% Esso petrol discount (5% at site, 5% with Esso Smiles card, and 4% with OCBC card)
  • 5% rebate at Robinsons and another 18  brands such as Marks & Spencer and Royal Sporting House
  • Get those rebates on top of existing store discounts or promos
  • No cap in your way of more cash rebate
  • Cash rebates are credited instantly
  • Earn 1 point per $2 spend outside of Robinsons and the 18 brands and 3 points per $2 overseas spend for rewards
  • Pay over 6 or 12 months with 0% interest when you spend min $500 at Robinsons
  • Min annual income of $30,000 for citizens/PRs or $45,000 for foreigners
  • Annual fee waived the 1st year, but $192.60 for principal card and $96.30 for supplementary card after
  • Bank promo is only applicable to new OCBC cardholders with any of the 2 cards, OCBC 365, OCBC Robinsons Group, OCBC Titanium Rewards, OCBC Plus! Visa or OCBC Cashflo credit card, and spend min $300 on both cards in the 1st month
  • Overseas transactions in Singapore currency are not eligible for 3x points
  • To qualify for instalment payment, min $500 needs to be spent in a single receipt and plan must be applied for at point of sale

DBS Live Fresh Student Card

DBS Live Fresh Student Card
  • No min income required, but mind that $500 credit limit
  • Earn 3 points per $5 spend online or when you pay with Visa payWave
  • All other purchases still earn you 1 point per $5 spend
  • Redeem points as vouchers for petrol, shopping, dining, travel, or entertainment
  • Just activate EZ-Reload and voila, this card can double as your EZ-Link card
  • Earn 3 points per $5 spend online or when you pay with Visa payWave
  • All other purchases still earn you 1 point per $5 spend
  • Redeem points as vouchers for petrol, shopping, dining, travel, or entertainment
  • No min income required, but mind that $500 credit limit
  • Earn 3 points per $5 spend online or when you pay with Visa payWave
  • All other purchases still earn you 1 point per $5 spend
  • Redeem points as vouchers for petrol, shopping, dining, travel, or entertainment
  • Just activate EZ-Reload and voila, this card can double as your EZ-Link card
  • You must be aged between 18 and 27 years old to be eligible
  • No min income required, but mind that $500 credit limit
  • Annual fee for principal card is waived the 1st 5 years, but costs $128.40 after
  • No supplementary card

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