All Personal Loans

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Time to make that moon shot

Stop dreaming and make stuff happen! Personal loans are far more flexible and can be used for almost any purpose. We’ve put together the best offers and personal loan benefits in Singapore so that you can get rocking asap!

HSBC's Personal Loan Finty HSBC Loans Logo

For applicants with annual income of at least S$80,000

35% Complete (success)
20% Complete (warning)
10% Complete (danger)
Borrow
$10,000
Interest
$1,110
Fee
$0

$309

Monthly Repayment

Interest*

3.7%

Tenure

3 years

Total Repayment

$11,110

APPLY TODAY TO GET:

FINTY REWARDS
  • $50 cash upon your loan approval
BANK PROMO
  • $50 cashback
  • $88 processing fee waiver
Finty Rewards $Finty Rewards $50
Finty Cashback icon
  • Wow! 1 minute approval in-principle!
  • Next day cash
  • Loan up to 8 times your monthly income
  • Repayment period up to 7 years
  • Min annual income of $30,000 to be eligible
  • Loan up to 4 times if you’re a Singaporean or PR with an annual income above $30,000, but less that $120,000
  • Loan up to 8 times if you’re a Singaporean or PR with an annual income of at least $120,000
  • Loan up to 4 times if you’re a foreigner with a min annual income of $40,000 and an employment pass valid at least for a year from the loan disbursement date
  • Loans for foreigners are capped at $100,000, or an amount HSBC may in its discretion determine
  • 6 and 7 years repayment period are applicable only for salaried employees earning an annual income of $40,000 and above
HSBC's Personal Loan Finty HSBC Loans Logo

For applicants with annual income of less than S$80,000

35% Complete (success)
20% Complete (warning)
10% Complete (danger)
Borrow
$10,000
Interest
$1,440
Fee
$0

$318

Monthly Repayment

Interest*

4.8%

Tenure

3 years

Total Repayment

$11,440

APPLY TODAY TO GET:

FINTY REWARDS
  • $50 cash upon your loan approval
BANK PROMO
  • $50 cashback
  • $88 processing fee waiver
Finty Rewards $Finty Rewards $50
Finty Cashback icon
  • Wow! 1 minute approval in-principle!
  • Next day cash
  • Loan up to 8 times your monthly income
  • Repayment period up to 7 years
  • Min annual income of $30,000 to be eligible
  • Loan up to 4 times if you’re a Singaporean or PR with an annual income above $30,000, but less that $120,000
  • Loan up to 8 times if you’re a Singaporean or PR with an annual income of at least $120,000
  • Loan up to 4 times if you’re a foreigner with a min annual income of $40,000 and an employment pass valid at least for a year from the loan disbursement date
  • Loans for foreigners are capped at $100,000, or an amount HSBC may in its discretion determine
  • 6 and 7 years repayment period are applicable only for salaried employees earning an annual income of $40,000 and above
Standard Chartered CashOne SCB Loans Logo

35% Complete (success)
20% Complete (warning)
10% Complete (danger)
Borrow
$10,000
Interest
$1,704
Fee
$0

$325

Monthly Repayment

Interest*

5.68%

Tenure

3 years

Total Repayment

$11,704

APPLY TODAY TO GET:

FINTY REWARDS
  • $50 cash upon your loan approval
BANK PROMO
  • Up to $2,088 cashback for new bank customers & $1,088 for existing
  • $50 cashback (online exclusive)
  • $199 credit to offset 1st year annual fee
Finty Rewards $Finty Rewards $50
Finty Cashback icon
  • Next day cash, awesome!
  • Loan up to 4 times your monthly income
  • Repayment period up to 5 years
  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners
  • 1st year annual fee $199 deducted from the loan approved, 2nd year onwards $50 waived if all payment is received by due date for past 12 months
  • Early redemption fee of $250 or 3% of the outstanding principal, whichever is higher
  • Next day cash only if you successfully submit a completed application by 2pm
  • Bank promo for new bank customers is capped at $2,088 cashback 1) approved loan amount less than $50,000, 1.6% cashback, 2) approved loan amount $50,000 or more, cashback 2%
  • Bank promo for existing bank customers is capped at $1,088 cachback 1) approved loan amount less than $50,000, 0.8% cashback, 2) approved loan amount $50,000 or more, cashback 1%
Personal Loan on Ready Credit Finty Citi Loans Logo

For new Citi Credit Card or Ready Credit holders

35% Complete (success)
20% Complete (warning)
10% Complete (danger)
Borrow
$10,000
Interest
$1,365
Fee
$0

$316

Monthly Repayment

Interest*

4.55%

Tenure

3 years

Total Repayment

$11,365

APPLY TODAY TO GET:

FINTY REWARDS
  • $80 cash upon your loan approval
BANK PROMO
  • 4.55% p.a. interest rate for 36 months loan tenure
  • No processing fee
Finty Rewards $Finty Rewards $80
  • Let’s go! 1 hour approval
  • Next day cash
  • Repayment period up to 5 years
  • Min annual income of $30,000 for citizens/PRs or $42,000 for foreigners
  • Welcome offer of 4.55% p.a. interest rate if you’re a new Citibank customer who apply for Citibank’s Ready Credit with $1,000 min loan amount and 36 months loan tenure
  • Upon approval, the funds will be deposited within the next working day into your Citibank account or up to 5 working days for non-Citibank account
  • Cancellation fee, 3% of the outstanding unbilled principal amount or S$100 whichever is higher
Personal Loan on Ready Credit Finty Citi Loans Logo

For existing Citi Credit Card or Ready Credit holders

35% Complete (success)
20% Complete (warning)
10% Complete (danger)
Borrow
$10,000
Interest
$2,217
Fee
$0

$339

Monthly Repayment

Interest*

7.39%

Tenure

3 years

Total Repayment

$12,217

APPLY TODAY TO GET:

FINTY REWARDS
  • $80 cash upon your loan approval
BANK PROMO
  • No processing fee
Finty Rewards $Finty Rewards $80
  • Let’s go! 1 hour approval
  • Next day cash
  • Repayment period up to 5 years
  • Min annual income of $30,000 for citizens/PRs or $42,000 for foreigners
  • Upon approval, the funds will be deposited within the next working day into your Citibank account or up to 5 working days for non-Citibank account
  • Cancellation fee, 3% of the outstanding unbilled principal amount or S$100 whichever is higher
OCBC Cash-on-Instalments OCBC Loans Logo

35% Complete (success)
20% Complete (warning)
10% Complete (danger)
Borrow
$10,000
Interest
$1,740
Fee
$200

$326

Monthly Repayment

Interest*

5.8%

Tenure

3 years

Total Repayment

$11,940

APPLY TODAY TO GET:

FINTY REWARDS
  • $30 cash upon your loan approval
BANK PROMO
  • Nothing at the moment
Finty Rewards $Finty Rewards $30
  • 0% p.a. interest (EIR 11.47% p.a.) on a 12-month instalment plan
  • Repayment period up to 5 years
  • Min annual income of $20,000 for citizens/PRs or $45,000 for foreigners
  • A 2% processing fee will be deducted from your loan amount before transfer 

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