Bank of Melbourne credit cards
Anyone can apply for a card from Bank of Melbourne and enjoy the benefits of their highly competitive interest rates and rewards.
Comparing of 5 Bank of Melbourne credit cards
Balance transfer
24 months at 0% p.a.
Purchase rate
13.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$55.00 p.a. ongoing
Highlights
- Enjoy 0% for 24 months on Balance Transfers with a 1% balance transfer fee. Reverts to cash advance rate of 21.99% p.a.
- 13.99% p.a. low variable interest rate on purchases.
- Low annual fee of $55 p.a.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$99.00 for 1st year
Highlights
- Earn 50,000 Qantas Points when you spend at least $3,000 on eligible purchases in the first 90 days from new card approval. Terms and Conditions apply.
- Earn 0.5 points for every $1 spent on eligible domestic and overseas purchases.
- Points are automatically transferred to your Qantas Frequent Flyer account, ready to use for flights, upgrades, shopping, and more.
- Comes with complimentary insurance, including Interstate Flight Inconvenience, Rental Vehicle Excess, international travel coverage, extended warranty, purchase protection, and overseas transit accident insurance.
- Earn cashback when you shop through Bank of Melbourne's ShopBack app.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$49.00 for 1st year
Highlights
- Earn 100,000 bonus Amplify Points upon spending $3,000 on eligible purchases within 90 days from card approval, potentially valued at up to $450 in eGift cards. Exclusions apply.
- Enjoy a discounted annual fee of $49 p.a. for the first year ($124 p.a. annual fee thereafter).
- Earn 1 point for every $1 spent on eligible purchases.
Pros
Cons
Bank of Melbourne Amplify Signature Credit Card (Amplify)
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$199.00 for 1st year
Highlights
- Receive up to 150,000 bonus Amplify Points when you apply by 30 November 2024, get approved, and spend $12,000 on eligible purchases within the first 12 months of card approval. Terms and Conditions apply.
- Discounted first-year annual fee of $199.
- Includes complimentary overseas travel insurance for up to 6 months
Pros
Cons
Bank of Melbourne Amplify Signature Credit Card (Qantas)
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$295.00 p.a. ongoing
Highlights
- Receive up to 80,000 bonus Qantas Points upon spending $6,000 on eligible purchases within 90 days from card approval. Exclusions apply.
- Earn 0.75 Qantas points per $1 spent on eligible transactions.
- Benefit from complimentary overseas travel insurance for up to 6 months.
Pros
Cons
More about Bank of Melbourne credit cards
Find out about fees and interest rates charged, as well as rewards and eligibility.
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