Receive S$200 Statement Credits with annual fee payment and when you spend at least S$3,000 within the first 3 months of card approval. Applicable if you are new to American Express.
Receive S$100 Statement Credits with annual fee payment and when you spend at least S$3,000 within the first 3 months of card approval. Applicable if you are an existing card member.
Enjoy up to 50% savings at select 5-star hotels and restaurants with Love Dining by Platinum.
Enjoy Platinum Lifestyle benefits including deals and discounts at spas, golf, and bars, and the membership Rewards Catalogue.
Pros and cons
Receive up to S$200 Statement Credits when you meet the criteria.
Get up to 50% savings at 5-star hotels, spa vouchers and discounts, and complimentary green fees at premier golf and country clubs in Singapore and overseas with Platinum Lifestyle.
The first 2 Supplementary Cards fees are permanently waived.
Redeem points at the Membership Rewards Catalogue or pay with points to downsize your card bills.
Minimum income requirement of $80,000 p.a.
The annual fee is $324 p.a. (inclusive of 8% GST).
Rates and fees
Additional cardholders. Fees on the first 2 supplementary cards to be added are waived permanently. Any other cards added to the account cost $162 p.a. per card. Any Membership Rewards points earned will accrue under the primary cardholder's account.
Digital wallets. This card can be used with Apple Pay, Google Pay, and Samsung Pay.
Gambling transactions. Any transactions related to gambling are prohibited.
Rewards and benefits
Complimentary travel insurance. The American Express Platinum Credit Card comes with complimentary international travel insurance when the card is used to pay for eligible travel expenses. Eligibility criteria apply.
Concierge services. Cardholders have access to the concierge service, available 24/7 from anywhere in the world. Although overlooked, the concierge can be very helpful with organising restaurant reservations, travel planning, gift delivery, and other time-consuming tasks.
Insurances. Cardholders get fraud protection as standard. But in addition, there is refund protection insurance, which covers refunds up to $800 when the store does not accept a return (limited to stores located in Singapore), plus 90 days of purchase protection against accidental damage or theft (up to $10,000 when purchased with the card).
Rewards points. Earn 2 Membership Rewards points per $1.60 spent and 10 Membership Rewards points per $1.60 spent at Platinum 10Xcelerator Partners like Laneige and The Hour Glass. Membership Rewards points, being transferable to several partner rewards programs, are extremely versatile. Points can be transferred to Cathay Asia Miles, British Airways Executive Club, China Airlines Dynasty Flyer, Emirates Skywards, EVA Air Infinity MileageLands, Malaysia Airlines Enrich, Qantas Frequent Flyer, Singapore Airlines HighFlyer and KrisFlyer, and Thai Royal Orchid Plus.
Sign-up bonus. New American Express card members receive S$200 Statement Credits after the annual fee has been paid and a minimum of $3,000 spent within the first 3 months of card approval. Existing American Express Card members are entitled to S$100 Statement Credits on the same terms. Terms and Conditions apply.
Rates and fees
Annual fee. The annual fee for this card is $324 p.a. This is cheap in comparison to what Amex charges for the Platinum Card in other markets.
Balance transfers. There is currently no balance transfer offer for this card.
Cash advances. With the American Express Platinum Credit Card, cash advances are subject to an interest rate of 26.90% p.a. This rate will take effect from the transaction date with no interest-free days. There's an additional 5% fee.
Foreign exchange fee. There's a 2.95% fee for online or overseas purchases in a foreign currency.
Interest-free period. Get up to 22 days interest-free on purchases when you pay your balance in full each month or make the minimum required payment.
Purchases. It's 26.90% p.a. ongoing for unpaid purchases carried over to the following statement period. Despite it's premium appeal, this rate is average for Singapore.
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