Entertainment credit cards

Enjoy a range of money-saving benefits and rebates when you dine out, go to the movies, meet up for drinks with your friends, and so much more. Sound good? Discover the best credit card for your entertainment spend on Finty.

By   |   Verified by Kwok Zhong Li   |   Updated 25th April 2020

Comparing entertainment credit cards

Citi Lazada Credit Card

On Citi's website

Citi Lazada Credit Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

S150 Lazada Vouchers

Highlights

  • Earn 10X Reward Points, thereafter (Terms and Conditions apply).
  • Earn 5X Reward Points on your Dining, Travel, Entertainment and Commute (Terms and Conditions apply).
  • Enjoy shipping rebate when you spend a min. of S$50 per transaction at Lazada.
  • Indulge convenience on your transactions with the Citi Mobile® App.
  • Feel secure with this card's complimentary travel insurance.

Finty Rewards

More info
  • $10 cash upon getting your card, even for existing Citi cardholders

Bank promo

  • Get S$150 Lazada Vouchers when you spend S$1,200 or the equivalent.
OCBC Frank Credit Card

On OCBC's website

OCBC Frank Credit Card

Cashback

Up to 6.00% on any foreign currency spend

Cashback cap

Up to $25.00

Minimum spend

$600.00 per month

Sign up bonus

N/A

Highlights

  • 6% cashback for online purchases on your favourite sites and apps such as Grab, Lazada, ASOS, Spotify and Netflix.
  • 6% cashback for contactless mobile payments and foreign currency spending made in-store.

Finty Rewards

More info
  • $10 cash upon getting your card, even for existing OCBC cardholders
HSBC Revolution Credit Card

On HSBC's website

HSBC Revolution Credit Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

N/A

Highlights

  • Earn 5 points per $1 spend on online shopping, local dining, and local entertainment
  • All other purchases still earn you 1 point per $1 spend
  • Enough points can get you cash, items, or vouchers for dining, shopping, or travel

Finty Rewards

More info
  • $10 cash upon getting your card, even for existing HSBC cardholders

Bank promo

  • Samsonite T5 68cm Spinner Luggage worth $560 or $150 cashback ($30 cashback for existing HSBC cardholders)
Citibank SMRT Card

On Citi's website

Citibank SMRT Card

Cashback

Up to 14.00% on petrol spend

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

$120.00

Highlights

  • Up to 5% rebate at selected groceries.
  • Up to 5% rebate on fast food, movies and coffee.
  • Up to 3% rebate on online shopping.
  • Up to 2% rebate on your EZ-Reload with no convenience fee.
  • Rebates are redeemed as vouchers or offset your next purchase 

Finty Rewards

More info
  • $10 cash upon getting your card, even for existing Citi cardholders

Bank promo

  • Enjoy waived annual fee for the first 2 years of your card. Plus, receive S$120 cashback when you spend S$1,200 in the first 3 months!
OCBC Titanium Rewards Credit Card (Blue)

On OCBC's website

OCBC Titanium Rewards Credit Card (Blue)

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

N/A

Highlights

  • Earn 50 OCBC$ (worth 20 miles) for every S$5 spent on eligible online and retail purchases
  • Earn 5 OCBC$ on all other spend
  • Additional 2% cash rebate when you spend at BEST Denki

Finty Rewards

More info
  • $10 cash upon getting your card, even for existing OCBC cardholders

Bank promo

  • Redeem $50 Titanium Cash when you earn 18,000 OCBC$
OCBC Cashflo Credit Card

On OCBC's website

OCBC Cashflo Credit Card

Cashback

1% on any spend

Cashback cap

$100.00 on any spend

Minimum spend

$1,000.00 per month

Sign up bonus

N/A

Highlights

  • 0% instalments with rebates.
  • Earn 0.5% cashback if your monthly bill is less than S$1,000 and 1% cashback if your monthly bill is equal or greater than S$1,000. Capped at S$100 a month.
  • Automatically splits your payments across 3 months for transactions between S$100 to S$1,000 or across 6 months for transactions equal to or greater than S$1,000.

Finty Rewards

More info
  • $10 cash upon getting your card, even for existing OCBC cardholders

Learn about entertainment credit cards

Find out how to use an entertainment credit card to get more out of your social life.

  • FAQs

How can I decide which entertainment credit card is best for me?

Take a look at where your entertainment spending usually goes. (Your existing credit card statement — or bank statement if you are currently using a debit card — may give you a good guide.) Then choose a card that rewards your personal spending pattern. For example, if your Saturday night sees you taking an Grab ride, catching a movie, then grabbing something to eat and drink at a popular bar, look for a card that gives high rebates or points/miles on Grab plus local entertainment and dining, especially one that has higher rewards for weekend spending.

But if retail therapy (whether online or at a physical store) is your idea of a good time, you’d be better off choosing a card that rewards shopping with points, miles or cashback — you may even be able to find a card that has higher rewards at your favourite shopping destinations, such as department stores.

How much does it cost to have an entertainment credit card?

The annual fee will vary depending on the quantity and quality of rewards and perks attached to the card. It is likely to be in the region of $160 to $320 a year, but there is often a fee waiver for the first one or two years, and sometimes a further waiver in any year where you reach a spending target (e.g. $12,500) using the card in the previous year.

In addition to annual fees, you may have to pay a 2.5%-3.5% foreign transaction fee on overseas purchases (including those made online). And don’t forget the possibility of interest charges and late payment fees if you fail to repay your entire balance on or before the payment due date.

What counts as entertainment spend?

The entertainment category typically encompasses food and drink purchases at restaurants, cafes, bars, and clubs. It may also extend to spend at cinemas and various music, TV, and movie streaming services. Spend at sporting events and concerts may also be included.

It is important to note that there are typically restrictions in place. For example, a higher rate may be in place over weekends. Another common restriction is that certain brands may be eligible and others won't be. Therefore, it is important to familiarise yourself with exactly what does fall within the entertainment category and what doesn't—before you head out!

What exactly is an entertainment credit card?

As the name implies, it’s a card that rewards you for spending money on doing the things that make you happy. 'Entertainment' means different things to different people, so we’ve included on this page a selection of cards that reward (with rebates, points, air miles or entertainment-related perks) your spending at local entertainment venues, or on shopping, dining, golf, travel, Grab rides — whatever floats your boat.

What kind of perks and benefits, in addition to (or instead of) rewards points or air miles, can I expect with an entertainment credit card?

Your card may include a selection of the following benefits:

  • Percentage rebate on local entertainment, possibly with higher rebates at weekends (e.g. 5%)
  • Percentage rebate on online shopping (e.g. 6%)
  • Percentage rebate on Grab rides (e.g. 6%)
  • Percentage rebate at selected restaurants and fast food outlets, possibly with higher rebates at weekends (e.g. 5%)
  • Free extras at selected bars and restaurants
  • Percentage rebate on NETS FlashPay auto top-ups (e.g. 3%) and EZ-Reload (e.g. 2%)
  • Free hotel nights, plus hotel discounts
  • Airport lounge access
  • Free travel insurance
  • A gift of quality luggage
  • Percentage rebate on petrol purchases (e.g. 16%)
  • 0% interest instalment payment plans for large purchases