Entertainment credit cards

Enjoy a range of money-saving benefits and rebates when you dine out, go to the movies, meet up for drinks with your friends, and so much more. Sound good? Discover the best credit card for your entertainment spend on Finty.

By   |   Verified by Kwok Zhong Li   |   Updated 25th April 2020

Comparing entertainment credit cards

Citi Lazada Credit Card

On Citi's website

Citi Lazada Credit Card

Highlights

  • Earn 10X Reward Points, thereafter (terms and conditions apply).
  • Earn 5X Reward Points on your Dining, Travel, Entertainment and Commute (terms and conditions apply).
  • Enjoy shipping rebate when you spend a min. of $50 per transaction at Lazada.
  • Indulge convenience on your transactions with the Citi Mobile® App.
  • Feel secure with this card's complimentary travel insurance.

OCBC Frank Credit Card

On OCBC's website

OCBC Frank Credit Card

Highlights

  • Feel cool flashing your card with over 120 hip designs to choose from
  • 6% rebate on your online shopping, including Grab rides! Woohoo!
  • 5% rebate on local entertainment from Fri to Sun, 3% on other days
  • 5% rebate at selected cafés from Fri to Sun, 3% on other days
  • 3% rebate on your 1st 2 NETS FlashPay Auto Top-Ups

Finty Rewards

  • $10 cash upon getting your card, even for existing OCBC cardholders

Bank promo

  • $50 cash rebate
HSBC Revolution Credit Card

On HSBC's website

HSBC Revolution Credit Card

Highlights

  • Earn 5 points per $1 spend on online shopping, local dining, and local entertainment
  • All other purchases still earn you 1 point per $1 spend
  • Enough points can get you cash, items, or vouchers for dining, shopping, or travel

Finty Rewards

  • $10 cash upon getting your card, even for existing HSBC cardholders

Bank promo

  • Samsonite T5 68cm Spinner Luggage worth $560 or $150 cashback ($30 cashback for existing HSBC cardholders)
Citibank SMRT Card

On Citi's website

Citibank SMRT Card

Highlights

  • Up to 5% rebate at selected groceries.
  • Up to 5% rebate on fast food, movies and coffee.
  • Up to 3% rebate on online shopping.
  • Up to 2% rebate on your EZ-Reload with no convenience fee.
  • Rebates are redeemed as vouchers or offset your next purchase 

Finty Rewards

  • $10 cash upon getting your card, even for existing Citi cardholders

Bank promo

  • Enjoy waived annual fee for the first 2 years of your card. Plus, receive $120 cash back when you spend S$1,200 in the first 3 months!
OCBC Titanium Rewards Credit Card (Blue)

On OCBC's website

OCBC Titanium Rewards Credit Card (Blue)

Highlights

  • Earn 10 points per $1 spend at department stores or on clothes, shoes, bags, electronics, gadgets, kid's wear, or personal care
  • Earn 10 points per $1 spend for online purchases at selected merchants
  • All other purchases still earn you 1 point per $1 spend
  • Redeem points as miles, vouchers, or cash to offset purchases on the spot
  • Save up to 14% at Esso, 16% at Caltex and 20% at Sinopec on petrol

Finty Rewards

  • $10 cash upon getting your card, even for existing OCBC cardholders

Bank promo

  • $50 cash rebate
OCBC Cashflo Credit Card

On OCBC's website

OCBC Cashflo Credit Card

Highlights

  • Pay over 6 months with 0% interest for transaction $1,000 and above
  • Pay over 3 months with 0% interest for transaction between $100 and $1,000
  • 1% rebate if your monthly spend is above $1,000 or 0.5% rebate if it's below
  • Save up to 14% at Esso, 16% at Caltex and 20% at Sinopec on petrol

Finty Rewards

  • $10 cash upon getting your card, even for existing OCBC cardholders

Bank promo

  • $50 cash rebate

Learn about entertainment credit cards

Find out how to use an entertainment credit card to get more out of your social life.

  • FAQs

How can I decide which entertainment credit card is best for me?

Take a look at where your entertainment spending usually goes. (Your existing credit card statement — or bank statement if you are currently using a debit card — may give you a good guide.) Then choose a card that rewards your personal spending pattern. For example, if your Saturday night sees you taking an Grab ride, catching a movie, then grabbing something to eat and drink at a popular bar, look for a card that gives high rebates or points/miles on Grab plus local entertainment and dining, especially one that has higher rewards for weekend spending.

But if retail therapy (whether online or at a physical store) is your idea of a good time, you’d be better off choosing a card that rewards shopping with points, miles or cashback — you may even be able to find a card that has higher rewards at your favourite shopping destinations, such as department stores.

How much does it cost to have an entertainment credit card?

The annual fee will vary depending on the quantity and quality of rewards and perks attached to the card. It is likely to be in the region of $160 to $320 a year, but there is often a fee waiver for the first one or two years, and sometimes a further waiver in any year where you reach a spending target (e.g. $12,500) using the card in the previous year.

In addition to annual fees, you may have to pay a 2.5%-3.5% foreign transaction fee on overseas purchases (including those made online). And don’t forget the possibility of interest charges and late payment fees if you fail to repay your entire balance on or before the payment due date.

What counts as entertainment spend?

The entertainment category typically encompasses food and drink purchases at restaurants, cafes, bars, and clubs. It may also extend to spend at cinemas and various music, TV, and movie streaming services. Spend at sporting events and concerts may also be included.

It is important to note that there are typically restrictions in place. For example, a higher rate may be in place over weekends. Another common restriction is that certain brands may be eligible and others won't be. Therefore, it is important to familiarise yourself with exactly what does fall within the entertainment category and what doesn't—before you head out!

What exactly is an entertainment credit card?

As the name implies, it’s a card that rewards you for spending money on doing the things that make you happy. 'Entertainment' means different things to different people, so we’ve included on this page a selection of cards that reward (with rebates, points, air miles or entertainment-related perks) your spending at local entertainment venues, or on shopping, dining, golf, travel, Grab rides — whatever floats your boat.

What kind of perks and benefits, in addition to (or instead of) rewards points or air miles, can I expect with an entertainment credit card?

Your card may include a selection of the following benefits:

  • Percentage rebate on local entertainment, possibly with higher rebates at weekends (e.g. 5%)
  • Percentage rebate on online shopping (e.g. 6%)
  • Percentage rebate on Grab rides (e.g. 6%)
  • Percentage rebate at selected restaurants and fast food outlets, possibly with higher rebates at weekends (e.g. 5%)
  • Free extras at selected bars and restaurants
  • Percentage rebate on NETS FlashPay auto top-ups (e.g. 3%) and EZ-Reload (e.g. 2%)
  • Free hotel nights, plus hotel discounts
  • Airport lounge access
  • Free travel insurance
  • A gift of quality luggage
  • Percentage rebate on petrol purchases (e.g. 16%)
  • 0% interest instalment payment plans for large purchases

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