American Express credit cards

Apply for an American Express credit card, and you could be earning thousands of points towards free flights, upgrades, hotel stays, and so much more.

By   |   Verified by Kwok Zhong Li   |   Updated 5th August 2022

As seen on

Media - Enterprise Innovation
Media - Fintech Times
Media - Singapore Business Review
Media - Today
Media - Tech In Asia
Media - Zaobao

Comparing American Express credit cards

American Express CapitaCard Credit Card

On American Express' website

American Express CapitaCard Credit Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

N/A

Highlights

  • Receive up to 192,000 STAR$® (worth s$192 eCapitaVouchers) when you spend S$2,400 in the first 2 months of Card Membership at participating CapitaLand Malls merchants, for new American Express Card Members only. T&Cs apply. 
  • Earn up to 3% rebate (awarded in 6X STAR$®) on transactions of S$20 and above at participating CapitaLand Malls’ merchants.
  • Earn an additional 10X STAR$® (50 STAR$®) for every S$1 spent on your Card at participating dining and retail outlets across CapitaLand Malls.

Bank promo

  • Receive S$20 Dairy Farm Group Vouchers upon first spend when you apply through Myinfo.

Pros

  • Enjoy 3-hour complimentary parking per mall, per day across participating CapitaLand Malls when you spend S$1,200 in a calendar month.
  • Annual fee of S$171.20 wavied for the first year. 
  • Points are auto credited to your CAPITASTAR account as STAR$, vouchers are redeemed as CapitaVouchers

Cons

  • Min annual income of $30,000 for citizens/PRs or $60,000 for foreigners.
  • Principal card is free the 1st year but costs $171.20 per year after, supplementary card is free.
  • Earn 30 points per $1 spend from max $1,200 spend each month.
American Express True Cashback Credit Card

On American Express' website

American Express True Cashback Credit Card

Cashback

Up to 2.50% on any foreign currency spend

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

$150.00

Highlights

  • Receive S$120 CapitaVouchers when you spend S$500 in the first month of Card approval. For new to American Express applicants only.
  • No minimum spend and no earn cap.
  • Welcome bonus of 3% Cashback. Earn S$150 Cashback on your first S$5,000 spend within the first 6 months.

Finty Rewards

More info
  • $10 Finty Rewards to be redeemed within 3 months after applying through Finty

Pros

  • Receive S$120 CapitaVouchers when you spend S$500 in the first month of Card approval. For new to American Express applicants only.
  • No minimum spend and no earn cap.
  • Welcome bonus of 3% Cashback. Earn S$150 Cashback on your first S$5,000 spend within the first 6 months.

Cons

  • Minimum annual income of $30,000 for citizens/PRs or $45,000 for foreigners
  • Principal card is free the 1st year but costs $171.20 per year after, supplementary card is free

American Express Singapore Airlines Business Credit Card

On American Express' website

Apply by 31 March 2022

American Express Singapore Airlines Business Credit Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

N/A

Highlights

  • Apply today and receive up to 22,000 HighFlyer points, a S$300 Statement Credit, first-year fee waiver worth S$299 and a complimentary AccorPlus Membership worth S$408. Terms and Conditions apply.
  • Earn up to 8.5 HighFlyer points per S$1 spent on eligible Singapore Airlines Group flights.
  • Earn 1.8 HighFlyer points per S$1 spent on all other eligible spend.

Pros

  • Enjoy Priority Pass membership with two complimentary visits per year for you and a guest.
  • Fast-track to KrisFlyer Elite Gold status with S$15,000 spent with the Singapore Airlines Group within the first 12 months.
  • Offers 51 interest-free days.

Cons

  • The annual fee reverts to S$299 after the initial year.
American Express Platinum Credit Card

On American Express' website

American Express Platinum Credit Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

N/A

Highlights

  • Receive a complimentary 2 Night Stay in Deluxe Room in Conrad Centennial (room only, breakfast not included) when you spend S$5,000 in the first 3 months of Card Membership.
  • Receive an additional S$100 in statement credits upon Annual Fee payment. You will also receive 6,250 Membership Rewards points from your base earn rate for the S$5,000 spent.
  • Enjoy Love Dining @ Restaurants privileges which offers up to 50% savings on food orders at a handpicked selection of popular restaurants.

Finty Rewards

More info
  • $10 Finty Rewards to be redeemed within 3 months after applying through Finty

Pros

  • Receive a complimentary 2-night stay at  Conrad Centennial Singapore (worth up to S$600) when you spend S$5,000 in the first 3 months of Card Membership.
  • Receive an additional S$100 in statement credits upon Annual Fee payment. You will also receive 6,250 Membership Rewards points from your base earn rate for the S$5,000 spent.
  • Enjoy Love Dining @ Restaurants privileges which offers up to 50% savings on food orders at a handpicked selection of popular restaurants.

Cons

  • Minimum income requirement of S$80,000 p.a.
  • Annual fee is $321 for principal card but supplementary card is free

American Express Singapore Airlines KrisFlyer Credit Card

On American Express' website

American Express Singapore Airlines KrisFlyer Credit Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

N/A

Highlights

  • Earn up to 3.1 KrisFlyer miles for every S$1 spent on your everyday spend.
  • Spend S$5,000 within the first 3 months of Card approval and receive 7,500 bonus miles.
  • New to Bank applicants will receive additional 7,500 bonus miles upon another S$5,000 spend within 4-6 months from Card approval.
  • First-year fee waiver and hassle-free conversion with no transfer fee.

Finty Rewards

More info
  • $10 Finty Rewards to be redeemed within 3 months after applying through Finty

Bank promo

  • New to Bank applicants will receive S$200 Statement Credits.

Pros

  • First Year Fee Waiver
  • Earn 3.1 miles per $1 spend on Grab rides, up to $200 each month
  • All other purchases earn you 1.1 miles per $1 spend
  • All miles are auto credited to your KrisFlyer account, sparing you the hassle.

Cons

  • Min annual income of $30,000 for citizens/PRs or $45,000 for foreigners
  • Annual fee waived the 1st year, but $176.55 for principal card and $53.50 for supplementary card after
  • Free travel insurance only when your air ticket is charged to your card

American Express Singapore Airlines KrisFlyer Ascend Credit Card

On American Express' website

American Express Singapore Airlines KrisFlyer Ascend Credit Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

5,000 points

Highlights

  • Spend $5,000 within the first 3 months of Card approval and receive 1 Night Stay in Luxury Room at Sofitel Sentosa Hotel (Room only, no breakfast) and additional 10,000 bonus miles.
  • Receive a complimentary stay at Sofitel Singapore Sentosa Resort & Spa, Luxury Room (worth up to $460++) when you spend S$5,000 in the first 3 months of Card Membership.  
  • Earn up to 3.2 KrisFlyer miles for every $1 spent on your everyday spend.

Finty Rewards

More info
  • No Finty rewards at the moment

Pros

  • Enjoy a complimentary night stay each year at participating Hilton Properties in Asia Pacific.
  • Enjoy four complimentary lounge access passes to any participating SATS Premier and Plaza Premium Lounge each year.
  • Enjoy an accelerated upgrade to KrisFlyer Elite Gold membership tier with min. spend of S$15,000 on SIA within 12 months of Card approval.

Cons

  • Min annual income of $50,000 for citizens/PRs or $60,000 for foreigners
  • Annual fee is $337.50 for principal card, supplementary card is waived the 1st year, but $80.25 after
  • Free travel insurance only when your air ticket is charged to your card