HSBC credit cards

Compare the best HSBC credit cards offers, rewards, travel benefits, and perks.

By   |   Verified by Kwok Zhong Li   |   Updated 17 Mar 2023

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Comparing HSBC credit cards

HSBC Advance Credit Card

On website

HSBC Advance Credit Card

Cashback

2.50% on any spend

Cashback cap

$70.00 on any spend

Minimum spend

N/A

Sign up bonus

Get a S$200 cashback or a Samsonite Prestige 69cm Spinner Exp with built-in scale when you apply now. Terms and Conditions Apply.

Highlights

  • Get up to 2.5% Base Cashback on local and overseas spend (Terms and Conditions apply).
  • Get an additional 1% Bonus Cashback with HSBC Everyday+ Rewards Programme.
  • 1-year annual credit card fee waiver.

Pros

  • Earn up to 3.5% cashback when you meet the criteria.
  • Transfer other credit card balances at 1.68% p.a. for 6 months with no processing fee.
  • Split your purchases into installments at 0% interest over 3 to 24 months.
  • Comes with complimentary travel insurance.
  • Enjoy shopping, dining, and travel deals.

Cons

  • The annual fee reverts to S$194.40 p.a. after the initial year (waived if you spend S$12,500 per year).
  • The ongoing interest rate of 26.90% p.a.
HSBC Visa Platinum Credit Card

On website

HSBC Visa Platinum Credit Card

Cashback

Up to 5.00% on dining spend

Cashback cap

$1000.00 on dining spend

Minimum spend

$600.00 per month, every quarter

Sign up bonus

Get S$200 cashback when you apply now and spend S$500 or more. Terms and Conditions Apply.

Highlights

  • 5% cash rebate on dining, groceries and fuel
  • 1 Reward Point per dollar spend
  • 2-years annual credit card fee waiver

Pros

  • Earn up to 5% cashback.
  • Additional 17% instant discount when you fuel up at Caltex or Shell.
  • No annual fee for the first 2 years.
  • Enjoy Visa Platinum credit card privileges.

Cons

  • Cashback is capped at $1,000 per year.
HSBC Revolution Credit Card

On website

HSBC Revolution Credit Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

Get a S$200 cashback or a Samsonite Prestige 69cm Spinner Exp with built-in scale when you apply now. Terms and Conditions Apply.

Highlights

  • Up to 10X Reward points on online purchases and contactless payments (equivalent to 4 miles per S$1 spend).
  • 1X Reward point per S$1 spend on other purchases.
  • No minimum spend is required.
  • $0 annual credit card fee.

Pros

  • Earn 10x rewards points on online and contactless spending.
  • Get an additional 1% Bonus Cashback with HSBC Everyday Global Account
  • S$0 p.a. annual fee.
  • Includes travel insurance coverage against flight inconvenience and personal accidents.

Cons

  • There is a 10,000 monthly cap on rewards points earned (online and contactless spending only).