DBS credit cards

Compare the best DBS credit cards offers, rewards, travel benefits, and perks.

By   |   Verified by David Boyd   |   Updated 18 Sep 2023

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Comparing DBS credit cards

DBS Live Fresh Card

DBS Live Fresh Card

Cashback

Up to 5.00% on online shopping domestic spend

Cashback cap

Up to $15.00

Minimum spend

S$600.00 per month

Sign up bonus

Get S$150 cashback when you apply and meet the criteria. Terms and Conditions apply.

Highlights

  • Earn up to 10% cashback. Get up to 5% cashback on Online & Visa Contactless Spend and up to 5% cashback on selected Eco-Eateries, Retailers, and Transport Services.
  • The first-year annual fee is waived (worth $S194.40).
  • Enjoy 24/7 Visa Concierge.

Pros

  • The S$150 cashback welcome bonus.
  • The card is made from 85.5% recycled plastic.
  • Join a party at the Live Fresh Club.

Cons

  • After the initial year, there is a S$194.40 annual fee.
DBS Insignia Visa Infinite Card

DBS Insignia Visa Infinite Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

100,000 air miles welcome bonus

Highlights

  • Earn 2 miles per S$1 spent overseas and 1.6 miles per S$1 spent locally.
  • Get up to S$1 million credit limit.
  • Have a dedicated DBS Insignia Service Ambassador available for 24 hours.

Pros

  • Get a 20% discount when you fuel up with Esso Synergy.
  • 100,000 welcome air miles when you signup and get approved.
  • Enjoy a luxurious two-night stay at your choice of more than 40 luxury hotels and resorts in Asia.
  • Travel perks include 2 complimentary JetQuay Quayside passes, 4 complimentary Airport SpeedPasses, and Complimentary Priority Pass access to over 1,300 airport lounges worldwide.

Cons

  • High-income requirement.
  • The annual fee is S$3,210 p.a.
DBS Altitude Card

DBS Altitude Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

S$600.00 per month

Sign up bonus

40,000 points

Highlights

  • Get up to 40,000 Miles when you apply online, get approved, and spend at least $2,000 within 30 days of your card approval date. Terms and Conditions Apply.
  • The first-year annual fee is waived (worth $S194.40).
  • Earned rewards on your DBS Altitude Card do not expire.

Pros

  • You can earn up to 40,000 Miles when you meet the criteria.
  • Earn up to 1.3 miles per S$1 spent on retail transactions.
  • Earn up to 10 miles per S$1 spent on travel spend at selected online travel agencies.
  • Receive 10,000 bonus miles when you pay for your annual fee. Conditions apply.

Cons

  • After the initial year, there is a S$194.40 annual fee.
DBS Woman's Card

DBS Woman's Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

Get S$150 cashback when you apply online and get approved. Terms and Conditions apply.

Highlights

  • Earn 5X DBS Points (2 miles per S$1) on online purchases.
  • Earn 1X DBS Point (0.4 miles per S$1) on other purchases.
  • The first-year annual fee is waived (worth $S162).

Pros

  • There is a complimentary e-Commerce Protection on your online purchases
  • Option to pay in installments of up to 24 months
  • Enjoy exclusive privileges on dining, shopping, and travel.

Cons

  • After the initial year, there is a S$162 annual fee.
DBS Woman's World Card

DBS Woman's World Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

Get S$150 cashback when you apply online and get approved. Terms and Conditions apply.

Highlights

  • Earn 10X DBS Points (4 miles per S$1) on online purchases.
  • Earn 3X DBS Points (1.2 miles per S$1) on overseas purchases.
  • The first-year annual fee is waived (worth $S194.40).

Pros

  • Earn 1X DBS Point (0.4 miles per S$1) on other purchases.
  • There is a complimentary e-Commerce Protection on your online purchases
  • Option to pay in installments of up to 24 months
  • Enjoy exclusive privileges on dining, shopping, and travel.

Cons

  • After the initial year, there is a S$194.40 annual fee.
  • You must earn S$80,000 and above per annum to qualify for this card.
DBS World Business Card

DBS World Business Card

Cashback

Up to 2.00% on any foreign currency spend

Cashback cap

$150.00 on any spend

Minimum spend

S$1,000.00 per month, every 3 months

Sign up bonus

Receive a 5% cashback when you spend a minimum of S$3,000 within the first 3 months of card issuance. Terms and Conditions apply.

Highlights

  • Earn 2% cashback on Foreign Currency transactions and 1% cashback on local dining, entertainment, and travel transactions.
  • Get up to 10 complimentary visits per year to over 1,000 airport lounges worldwide.
  • Enjoy business and partner deals such as fuel discounts, dining promos, and more.

Pros

  • Earn 0.3% cashback on other transactions.
  • Up to US$1.65 million employee misuse coverage.
  • 1st year annual fee is waived.
  • Get up to 55 interest-free days.

Cons

  • After the initial year, there is a S$410.40 annual fee.