Amex Singapore Airlines Business Credit Card vs Airwallex Borderless Card

Bill Ryan Natividad avatar
Written by   |  
David Boyd avatar
Verified by
Updated 24 Oct 2023

The main difference between the American Express Singapore Airlines Business Credit Card and the Airwallex Borderless Card lies in their target audience and primary purpose. While both cards offer valuable perks, they cater to distinct needs and preferences.

The American Express Singapore Airlines Business Credit Card is tailored for frequent business travellers who prioritise earning KrisFlyer miles. It offers a robust rewards structure with bonus miles for spending on specific categories like dining and travel. Plus, cardholders can enjoy exclusive airport lounge access and travel insurance coverage.

In contrast, the Airwallex Borderless Card is not a business credit card. It is more versatile in some ways and caters specifically to enterprises involved in global transactions. It distinguishes itself through its competitive foreign exchange rates, limitless cashback, absence of international transaction charges, and minimal cross-border fees. This card streamlines worldwide payments and boasts the convenience of multi-currency wallets, rendering it an exceptional option for businesses with a robust international footprint.

Both cards have their unique strengths, so the choice ultimately depends on your business's specific needs and spending habits.

American Express Singapore Airlines Business Credit Card
 

On website

Airwallex Borderless Card
 
Description
A premium credit card with exclusive benefits and rewards tailored for business travelers.Create employee cards in minutes, maintain control with a real-time dashboard, plus enjoy 1% cashback and no international fees.
Basics
Additional Cardholders
9999
Card Type
American ExpressVisa
Minimum Credit Limit
N/AN/A
Maximum Credit Limit
N/AN/A
Sign up bonus
Signup Bonus Gift
N/ANone
Rewards
Rewards Program
HighFlyerAirwallex Cashback
Cashback Percentage Any Spend
N/A1%
Domestic Rewards Points Earn Rate
1.80N/A
Overseas Rewards Points Earn Rate
1.80N/A
Benefits
Airport Lounge Access Included
YesNo
Concierge Service Included
NoNo
Cardholder's International Travel Insurance
YesNo
Complimentary Flight Voucher Included
NoNo
Ongoing rates
Cash Advance Rate
25.9% p.a.N/A
Purchase Rate Ongoing
25.9% p.a.N/A
Ongoing fees
Annual Fee Ongoing
S$304.59S$0.00
Foreign Exchange Fee Percentage
3.25%0%
Late Payment Fee
S$100.00N/A
Overseas ATM Withdrawal Fee
S$5.00S$0.00
Digital wallets
Apple Pay Enabled
YesYes
Google Pay Enabled
YesYes
Samsung Pay Enabled
YesNo
Eligibility
Available To Existing Customers
YesYes
Minimum Age
21 years21 years
Minimum Income
S$30,000.00N/A
Temporary Residents Accepted
NoNo

As seen on

Media - Enterprise Innovation
Media - Fintech Times
Media - Singapore Business Review
Media - Today
Media - Tech In Asia
Media - Zaobao