The main difference between the American Express Singapore Airlines Business Credit Card and the Airwallex Borderless Card lies in their target audience and primary purpose. While both cards offer valuable perks, they cater to distinct needs and preferences.
The American Express Singapore Airlines Business Credit Card is tailored for frequent business travellers who prioritise earning KrisFlyer miles. It offers a robust rewards structure with bonus miles for spending on specific categories like dining and travel. Plus, cardholders can enjoy exclusive airport lounge access and travel insurance coverage.
In contrast, the Airwallex Borderless Card is not a business credit card. It is more versatile in some ways and caters specifically to enterprises involved in global transactions. It distinguishes itself through its competitive foreign exchange rates, limitless cashback, absence of international transaction charges, and minimal cross-border fees. This card streamlines worldwide payments and boasts the convenience of multi-currency wallets, rendering it an exceptional option for businesses with a robust international footprint.
Both cards have their unique strengths, so the choice ultimately depends on your business's specific needs and spending habits.
 On website |  |
|---|---|
| Description | |
| A premium credit card with exclusive benefits and rewards tailored for business travelers. | Create employee cards in minutes, maintain control with a real-time dashboard, plus enjoy 1% cashback and no international fees. |
| Basics | |
| Additional Cardholders | |
| 99 | 99 |
| Card Type | |
| American Express | Visa |
| Minimum Credit Limit | |
| N/A | N/A |
| Maximum Credit Limit | |
| N/A | N/A |
| Sign up bonus | |
| Signup Bonus Gift | |
| N/A | None |
| Rewards | |
| Rewards Program | |
| HighFlyer | Airwallex Cashback |
| Cashback Percentage Any Spend | |
| N/A | 1% |
| Domestic Rewards Points Earn Rate | |
| 1.80 | N/A |
| Overseas Rewards Points Earn Rate | |
| 1.80 | N/A |
| Benefits | |
| Airport Lounge Access Included | |
| Yes | No |
| Concierge Service Included | |
| No | No |
| Cardholder's International Travel Insurance | |
| Yes | No |
| Complimentary Flight Voucher Included | |
| No | No |
| Ongoing rates | |
| Cash Advance Rate | |
| 25.9% p.a. | N/A |
| Purchase Rate Ongoing | |
| 25.9% p.a. | N/A |
| Ongoing fees | |
| Annual Fee Ongoing | |
| S$301.80 | S$0.00 |
| Foreign Exchange Fee Percentage | |
| 3.25% | 0% |
| Late Payment Fee | |
| S$100.00 | N/A |
| Overseas ATM Withdrawal Fee | |
| S$5.00 | S$0.00 |
| Digital wallets | |
| Apple Pay Enabled | |
| Yes | Yes |
| Google Pay Enabled | |
| Yes | Yes |
| Samsung Pay Enabled | |
| Yes | No |
| Eligibility | |
| Available To Existing Customers | |
| Yes | Yes |
| Minimum Age | |
| 21 years | 21 years |
| Minimum Income | |
| S$30,000.00 | N/A |
| Temporary Residents Accepted | |
| No | No |
