The main difference between the American Express Singapore Airlines Business Credit Card and the Aspire Corporate Card is their target audience and the perks they offer.
The American Express Singapore Airlines Business Credit Card caters to business travellers looking to maximise their rewards, specifically for Singapore Airlines. It offers generous miles rewards for business-related spending, making it a go-to choice for those who frequently travel for work or pleasure. Plus, it provides exclusive travel benefits like lounge access and travel insurance.
On the other hand, the Aspire Corporate Card is designed for corporate expenses management. It streamlines expense reporting and offers flexible spending controls for businesses. While it may not have the same travel rewards as the American Express card, it excels in providing expense management tools and cost-saving features for businesses.
When it comes to fees, both cards have their own fee structures. The American Express Singapore Airlines Business Credit Card may have an annual fee, but it's offset by the travel perks and rewards it offers. The Aspire Corporate Card, on the other hand, is cheaper, but that's to be expected due to its relative lack of prestigious rewards and benefits.
In terms of introductory offers and bonuses, both cards change up their welcome promotions occasionally, so it's wise to check for any ongoing offers that can sweeten the deal when you sign up.
In summary, the American Express Singapore Airlines Business Credit Card is ideal for businesses seeking to earn travel-related rewards from their expenses, while the Aspire Corporate Card is tailored to businesses looking to streamline expense management.
On website | |
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Description | |
A premium credit card with exclusive benefits and rewards tailored for business travelers. | Ideal for businesses with sizable marketing and advertising budgets, offering a 1% cashback on online marketing and SaaS expenses. |
Basics | |
Additional Cardholders | |
99 | 99 |
Card Type | |
American Express | Visa |
Minimum Credit Limit | |
N/A | N/A |
Maximum Credit Limit | |
N/A | N/A |
Sign up bonus | |
Signup Bonus Gift | |
N/A | Enjoy 5% upsized cashback on qualified transactions when you apply and get approved. Use promo code SGJU5 on or before 30 September 2023. Terms and Conditions apply. |
Rewards | |
Rewards Program | |
HighFlyer | Aspire Cashback |
Domestic Rewards Points Earn Rate | |
1.80 | N/A |
Overseas Rewards Points Earn Rate | |
1.80 | N/A |
Benefits | |
Airport Lounge Access Included | |
Yes | No |
Concierge Service Included | |
No | No |
Cardholder's International Travel Insurance | |
Yes | No |
Complimentary Flight Voucher Included | |
No | No |
Ongoing rates | |
Cash Advance Rate | |
25.9% p.a. | N/A |
Purchase Rate Ongoing | |
25.9% p.a. | N/A |
Ongoing fees | |
Annual Fee Ongoing | |
S$304.59 | S$0.00 |
Foreign Exchange Fee Percentage | |
3.25% | 0.7% |
Late Payment Fee | |
S$100.00 | N/A |
Overseas ATM Withdrawal Fee | |
S$5.00 | S$5.00 |
Digital wallets | |
Apple Pay Enabled | |
Yes | Yes |
Google Pay Enabled | |
Yes | Yes |
Samsung Pay Enabled | |
Yes | No |
Eligibility | |
Available To Existing Customers | |
Yes | Yes |
Minimum Age | |
21 years | 18 years |
Minimum Income | |
S$30,000.00 | S$30,000.00 |
Temporary Residents Accepted | |
No | No |