Amex Singapore Airlines Business Credit Card vs Citi Business Card

The main difference between the American Express Singapore Airlines Business Credit Card and the Citi Business Card is in their rewards structure.

While both cards cater to business needs, the American Express card is geared towards travellers, offering generous miles rewards for Singapore Airlines purchases. On the other hand, the Citi Business Card provides rewards and flexibility for various business expenses.

In terms of rewards, the American Express card stands out with its accelerated miles earning potential on travel-related expenses. Cardholders can enjoy bonus miles when booking flights and accommodations with Singapore Airlines and partner hotels. This makes it an ideal choice for businesses that frequently travel.

On the flip side, the Citi Business Card offers rewards on everyday business expenses, such as dining, travel, and office supplies. It provides a straightforward approach for businesses looking to earn points on their operational costs.

When it comes to introductory incentives and perks, American Express frequently introduces promotions such as bonus miles or complimentary lounge access to elevate the travel experience. In contrast, Citi may offer cashback rewards or discounts on specific merchant categories, thereby enhancing the value of your business expenditures.

A standout feature of the American Express card is its access to Singapore Airlines' frequent flyer program, allowing cardholders to maximise their travel rewards on business expenses. Additionally, it offers travel insurance benefits, making it a comprehensive choice for frequent flyers.

On the other hand, the Citi Business Card offers expense management tools and customised credit limits for employees, making it a practical choice for businesses looking to streamline their finances.

In conclusion, the choice ultimately depends on your business's spending patterns and priorities.