The main difference between the American Express Singapore Airlines Business Credit Card and the Maybank Business Platinum Mastercard lies in their rewards structure and standout features. While both cards offer business-oriented perks, they take distinct approaches.
The American Express Singapore Airlines Business Credit Card is all about jet-setting rewards. Cardholders can earn miles on their business expenses, enjoy priority boarding, and access exclusive airport lounges. Plus, there's a substantial welcome bonus.
On the other hand, the Maybank Business Platinum Mastercard prioritises cashback and cost savings. It offers cash rebates on daily business expenditures and has a lower annual fee, making it a wallet-friendly choice.
Ultimately, your choice hinges on whether you value airline miles and premium travel perks or prefer cashback and budget-friendly benefits. Consider your business needs and spending habits to pick the card that suits you best.
 On website |  |
|---|---|
| Description | |
| A premium credit card with exclusive benefits and rewards tailored for business travelers. | A business card that is loaded with features and privileges such as low ongoing interest rates, concierge, rewards points, travel Insurance, and more. |
| Basics | |
| Additional Cardholders | |
| 99 | 10 |
| Card Type | |
| American Express | Mastercard |
| Minimum Credit Limit | |
| N/A | N/A |
| Maximum Credit Limit | |
| N/A | N/A |
| Sign up bonus | |
| Signup Bonus Gift | |
| N/A | Receive vouchers when you get approved and meet the spending criteria. |
| Rewards | |
| Rewards Program | |
| HighFlyer | Maybank Treats |
| Domestic Rewards Points Earn Rate | |
| 1.80 | 1 |
| Overseas Rewards Points Earn Rate | |
| 1.80 | 1 |
| Benefits | |
| Airport Lounge Access Included | |
| Yes | No |
| Concierge Service Included | |
| No | Yes |
| Cardholder's International Travel Insurance | |
| Yes | Yes |
| Complimentary Flight Voucher Included | |
| No | No |
| Ongoing rates | |
| Cash Advance Rate | |
| 25.9% p.a. | 23.8% p.a. |
| Purchase Rate Ongoing | |
| 25.9% p.a. | 20% p.a. |
| Ongoing fees | |
| Annual Fee Ongoing | |
| S$301.80 | S$180.00 |
| Foreign Exchange Fee Percentage | |
| 3.25% | 3.25% |
| Late Payment Fee | |
| S$100.00 | S$50.00 |
| Overseas ATM Withdrawal Fee | |
| S$5.00 | S$5.00 |
| Digital wallets | |
| Apple Pay Enabled | |
| Yes | Yes |
| Google Pay Enabled | |
| Yes | No |
| Samsung Pay Enabled | |
| Yes | Yes |
| Eligibility | |
| Available To Existing Customers | |
| Yes | Yes |
| Minimum Age | |
| 21 years | 21 years |
| Minimum Income | |
| S$30,000.00 | S$200,000.00 |
| Temporary Residents Accepted | |
| No | No |
