Amex Singapore Airlines Business Credit Card vs OCBC Business Credit Card

The main difference between the American Express Singapore Airlines Business Credit Card and the OCBC Business Credit Card lies in their rewards structures, fees, and standout features. While both cards cater to Singaporean businesses, they offer distinct perks.

When it comes to rewards, the American Express Singapore Airlines Business Credit Card is all about frequent flyer miles. It lets you earn KrisFlyer miles on your business spending, perfect for jet-setting entrepreneurs. In contrast, the OCBC Business Credit Card offers cashback, putting hard-earned money back in your business.

Fees vary too. American Express tends to have a reputation for higher annual fees, but they often come with premium perks like airport lounge access. OCBC, on the other hand, usually offers lower fees, making it a budget-friendly choice for many businesses.

In terms of introductory offers and bonuses, American Express might entice you with bonus miles, while OCBC often provides cashback bonuses for initial spending.

Lastly, standout features set them apart. American Express's card is known for travel insurance coverage and exclusive airport privileges, making it the go-to choice for businesses with international connections. OCBC emphasises eco-friendliness and sustainability, with customisable expense categories.

So, it boils down to your business needs: jet-setter perks and travel insurance with American Express, or cashback simplicity and lower fees with OCBC. Choose wisely!