Amex Singapore Airlines Business Credit Card vs UOB Regal Business Metal Card

The main difference between the American Express Singapore Airlines Business Credit Card and the UOB Regal Business Metal Card lies in their rewards systems and benefits.

While both target business users, the American Express card is specifically designed for frequent flyers who want to earn KrisFlyer miles from their spend. In contrast, the UOB Regal Business Metal Card provides a more comprehensive approach, accommodating a wide range of business expenses through its flexible cashback and rewards program.

When it comes to fees, the American Express card usually boasts a more budget-friendly annual fee, which is balanced by the premium travel benefits it offers. In contrast, the UOB Regal Business Metal Card comes with a higher annual fee, but this is counterbalanced by its competitive cashback rates, exclusive perks, and premium deals.

Regarding introductory incentives and bonuses, the American Express card frequently introduces enticing sign-up offers and exclusive airline privileges. In contrast, the UOB Regal Business Metal Card may present promotions related to luxury, business services, or dining options.

The American Express card presents a notable benefit: entry to airport lounges, a valuable feature for jet-setting corporate leaders. Conversely, the UOB Regal Business Metal Card distinguishes itself by offering limitless airport lounge access, cash rebates, exclusive dining privileges, and complimentary green fees.

Both cards cater to distinct business needs, with the American Express card emphasising travel perks and Singapore Airlines rewards, while the UOB Regal Business Metal Card offers luxury, exclusivity — and a distinctive metal card design. Your choice between them ultimately hinges on your business spending patterns and travel preferences.