BEST Denki credit cards

Did you know that BEST Denki also offers credit card rebates? With a credit card for BEST Denki, you can enjoy extra savings on top electronics and gadgets.

Bill Ryan Natividad avatar
Written by   |  
Kwok Zhong Li avatar
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Updated 8 Feb 2024   |   Rates updated regularly

Comparing of 4 BEST Denki credit cards

BEST OCBC Credit Card

BEST OCBC Credit Card

Cashback

2.50% on any domestic spend

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

N/A

Highlights

  • Get a 3% cash rebate at BEST Denki
  • Get up to 2.5% additional rebate on annual spend.
  • Free delivery when you spend a minimum of S$200 on a single receipt on bulky items.

Pros

  • Waived annual fee on the first 2 years.
  • Enjoy guaranteed Price Protection for up to 10 Days.
  • Get exclusive invitations to members’ events

Cons

  • After 2 years, you will be charged an annual fee of S$162 for the principal card and S$81 if you have an additional card.
OCBC Frank Credit Card

On website

OCBC Frank Credit Card

Cashback

Up to 8.00% on any foreign currency spend

Cashback cap

Up to $25.00

Minimum spend

S$800.00 per month

Sign up bonus

N/A

Highlights

  • Get up to 10% cashback. Earn 8% in cashback on foreign currency transactions and online/contactless mobile transactions in SGD, plus earn an additional 2% when you shop at selected green merchants.
  • Earn up to S$100 in monthly cashback when you spend at least S$800 a month.
  • Earn 0.3% cashback on other eligible spending.

Pros

  • Earn 8% cashback on purchases made in foreign currency, both online and in stores.
  • Earn 8% cashback on online purchases made in SGD and contactless mobile transactions.
  • Earn an additional 2% cashback on green merchants like SimplyGo, BlueSG, Scoop Wholefoods, and more.
  • The annual fee is waived for the first 2 years

Cons

  • Cashback is capped at S$100 a month.
  • After the first 2 years, you will be charged an annual fee of S$194.40 for the principal card and S$97.20 for the additional card.
OCBC Platinum Credit Card

On website

OCBC Platinum Credit Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

N/A

Highlights

  • Earn 5 OCBC$ for every S$5 spent
  • Enjoy discounts and special deals for travel, dining, health, wellness, and recreational activities with the family.
  • Redeem rewards via OCBC Rewards Catalogue.

Pros

  • Earn 5 OCBC$ for every S$5 spent.
  • Waived annual fee for the first 2 years if you meet the spending criteria.
  • Redeem points as miles, as nifty vouchers for petrol, shopping, or dining, or as cash to offset purchases on the spot

Cons

  • The annual fee of S$162.00 p.a.
OCBC 365 Credit Card

On website

OCBC 365 Credit Card

Cashback

Up to 6.00% on petrol spend

Cashback cap

$160.00 on any spend

Minimum spend

S$800.00 per month

Sign up bonus

N/A

Highlights

  • Earn 6% cashback on fuel spend and 5% on local and overseas dining.
  • 3% cashback on groceries, travel, land transport, utilities, streaming, and pharmacy.
  • Receive six S$6 vouchers from each of Caltex and Esso and save up to S$72.

Pros

  • The annual fee is waived for the 1st 2 years.
  • Generous cashback rates.
  • Multiple cashback categories to choose from.
  • Get a complimentary appetizer at Din Tai Fung when you pay using your Card.

Cons

  • Min annual income of $30,000 for citizens/PRs or $45,000 for foreigners
  • After 2 years, the annual fee reverts to $194.40 for the principal card and $97.20 for the supplementary card.
  • If you spend less than $800 each month, you get a reduced rate of 0.25% rebate on all your spending
  • Earn rate is capped at $160 per month.

Who are BEST Denki credit cards suitable for?

BEST Denki credit cards are ideal for people who:

  • Frequently shop at BEST Denki for home appliances and electronics
  • Love earning rewards and cashback on their purchases
  • Appreciate exclusive discounts and promotions from BEST Denki

What to compare for BEST Denki credit cards

When considering a BEST Denki credit card, ask yourself these questions:

  • How much cashback can I earn on my purchases? Is there a cap on how much can be earned back?
  • What are the rewards and how can I redeem them? Are they going to be valuable to me?
  • Are there any exclusive offers available with the card (that aren't available elsewhere)?
  • Does shopping at other supermarkets or stores earn additional points or bonuses too?

How to compare BEST Denki credit cards

To make an informed decision, follow these steps:

  1. Check the earn rate for cashback rebates or rewards points
  2. Read the terms and conditions for any exclusive offers or promotions
  3. Consider any annual fees or other charges associated with the card
  4. Compare the benefits of each card with your shopping habits and preferences

Before deciding which card to apply for, check the card you like against credit card offers that are available.

Pros and cons

Pros

  • Exclusive access to deals and discounts at BEST Denki
  • Opportunity to earn cashback or rewards points on your purchases
  • Enhance your shopping experience with additional perks like extended warranties

Cons

  • Exclusivity may limit your shopping rewards elsewhere
  • Some cards may have high interest rates or annual fees

FAQs

How do I apply for a BEST Denki credit card?

Applying for a BEST Denki credit card is usually straightforward. Visit the bank's website, fill out an application form, and submit the necessary supporting documents. Each bank has its eligibility criteria and required documents, so be sure to check their requirements before submitting your application.

Can I use a BEST Denki credit card at other retailers?

Most credit cards for BEST Denki can be used at other retailers as well. However, the rewards and cashback rates may not be the same.

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