HSBC credit cards

Compare the best HSBC credit cards offers, rewards, travel benefits, and perks.

Bill Ryan Natividad avatar
Written by   |  
Kwok Zhong Li avatar
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Updated 1 May 2025   |   Rates updated regularly

Comparing of 2 HSBC credit cards

HSBC Advance Credit Card

On website

HSBC Advance Credit Card

Cashback

2.50% on any spend

Cashback cap

$70.00 on any spend

Minimum spend

N/A

Sign up bonus

Apply and get approved for your new card to receive S$200 cashback or a Samsonite ZELTUS 69cm Spinner Exp with built-in scale when you spend S$500. Spend an additional S$500 and enjoy another S$100 cashback.T&Cs apply.

Highlights

  • Get up to 2.5% Base Cashback on local and overseas spend (Terms and Conditions apply).
  • Get an additional 1% Bonus Cashback with HSBC Everyday+ Rewards Programme.
  • 1-year annual credit card fee waiver.

Pros

  • Earn up to 2.5% cashback when you meet the criteria.
  • No minimum spend is required.
  • Split your purchases into installments at 0% interest over 3 to 24 months.
  • Comes with complimentary travel insurance.
  • Enjoy shopping, dining, and travel deals.

Cons

  • The annual fee reverts to S$196.20 p.a. after the initial year (waived if you spend S$2,000 per month every year).
  • The ongoing interest rate of 27.80% p.a.
  • Cashback is capped at S$70 a month.
HSBC Revolution Credit Card

On website

HSBC Revolution Credit Card

Cashback

N/A

Cashback cap

N/A

Minimum spend

N/A

Sign up bonus

Apply and get approved for your new card to receive S$200 cashback or a Samsonite ZELTUS 69cm Spinner Exp with built-in scale when you spend S$500. Spend an additional S$500 and enjoy another S$100 cashback.T&Cs apply.

Highlights

  • Up to 10X Reward points on online purchases and contactless payments (equivalent to 4 miles per S$1 spend).
  • 1X Reward point per S$1 spend on other purchases.
  • No minimum spend is required.
  • $0 annual credit card fee.

Pros

  • Earn 10x rewards points on online and contactless spending.
  • Get an additional 1% Bonus Cashback with HSBC Everyday Global Account
  • S$0 p.a. annual fee.
  • Includes travel insurance coverage against flight inconvenience and personal accidents.
  • Get instant discounts of up to 14% off at Shell stations and 16% off petrol at Caltex stations.

Cons

  • There is a 10,000 monthly cap on rewards points earned (online and contactless spending only).

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