Buy now pay later services

Compare buy now pay later services in Canada.

By   |   Verified by David Boyd   |   Updated 22 Mar 2024

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Comparing buy now pay later services

Sezzle

Maximum loan amount

$2,500.00

Repayment

Four equal instalments paid fortnightly

Late fee

$10.00

Highlights

  • Buy now, pay later at 0% interest.
  • Split your entire order into 4 interest-free payments over 6 weeks.
  • With more than 39,000 online stores to choose from.
Afterpay

Maximum loan amount

$1,500.00

Repayment

Four equal instalments paid fortnightly

Late fee

$0.00

Highlights

  • Pay for your purchase in four interest-free instalments (due every two weeks).
  • Always zero interest, never additional fees when you pay on time. 
  • Instant approval decision. You’ll know if you’re approved instantly and your order will ship as usual. 
PayBright

Maximum loan amount

$25,000.00

Repayment

Four equal instalments paid fortnightly

Late fee

$0.00

Highlights

  • Option to Pay in 4. That's 4 interest-free biweekly payments for smaller purchases.
  • Another option is to Pay Monthly. Make monthly payments from 6 to 60 months for larger purchases.
  • Shop from over 7,000 domestic and international retailers.
Affirm

Maximum loan amount

$17,500.00

Repayment

3, 6 or 12 months

Late fee

$0.00

Highlights

  • Know exactly what you will owe and when you will be done paying.
  • There are no hidden fees—not even late fees.
  • Download the Affirm app or sign in at affirm.com and make monthly payments.