National Bank credit cards

Compare rates, fees, charges, features, and perks for National Bank credit cards.

By   |   Verified by David Boyd   |   Updated 4th April 2022

Comparing National Bank credit cards

National Bank ECHO Cashback Mastercard

On National Bank of Canada's website

National Bank ECHO Cashback Mastercard

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$30.00 p.a. ongoing

Highlights

  • Earn 1.5% cashback on most online purchases, in grocery stores, and on gas. Terms and Conditions apply.
  • Get unlimited 1% cashback on all other purchases.
  • Apply your cashback as soon as you accumulate $10. You can even access your cashback on the go from any tablet or mobile device.

Pros

  • Get up to 1.5% cashback on eligible online purchases, grocery stores and gas. 1% cashback on all other purchases.
  • Includes Purchase protection and Extended warranty.
  • Low annual fee of $30.

Cons

  • There is no introductory balance transfer offer on this card.
National Bank Syncro Mastercard

On National Bank of Canada's website

National Bank Syncro Mastercard

Balance transfer

N/A

Purchase rate

From 8.9% p.a. ongoing

Annual fee

$35.00 p.a. ongoing

Highlights

  • Low-interest rate of 8.9% p.a. on purchases.
  • 12.9% p.a. on cash advances and balance transfers.
  • Annual fee of $35 p.a.

Pros

  • Low-interest rate on purchases at 8.9% p.a.
  • Includes Purchase protection and Extended warranty.
  • Additional cardholders at no extra cost.

Cons

  • There is no rewards program on this card.
National Bank Mycredit Mastercard

On National Bank of Canada's website

National Bank Mycredit Mastercard

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • $0 annual fee.
  • Earn 1% cashback on restaurant transactions and recurring automatic transfers. Terms and Conditions apply.
  • Get 0.5% cashback on all other purchases.

Pros

  • $0 annual fee.
  • Earn up to 1% cashback.
  • Get insured against theft or damage for up to 2 years following the purchase of your mobile device using your Mycredit Mastercard.

Cons

  • There is no introductory balance transfer offer on this card.
National Bank Allure Mastercard

On National Bank of Canada's website

National Bank Allure Mastercard

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • The Allure card allows you to contribute to the Quebec Breast Cancer Foundation.
  • $0 annual fee.
  • 1 point for every $2 spent (earn $10 for every 1,000 points earned).

Pros

  • $0 annual fee.
  • 1 point for every $2 spent.
  • Receive a 10% discount on the purchase of certain gift cards.

Cons

  • There is no introductory balance transfer offer on this card.
National Bank MC1 Mastercard

On National Bank of Canada's website

National Bank MC1 Mastercard

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • $0 p.a. annual fee
  • Includes Purchase protection and Extended warranty.
  • Control your spending by setting your credit limit to $500.

Pros

  • $0 p.a. annual fee
  • Includes Purchase protection and Extended warranty.
  • Get room upgrades, exclusive menus and many other surprises.

Cons

  • There is no rewards program on this card.
National Bank Platinum Mastercard

On National Bank of Canada's website

Apply by 31 May 2022

National Bank Platinum Mastercard

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn 20,000 rewards points when you apply by 31 May 2022, get approved, and spend $3,000 on eligible transactions within the first 3 months of account opening.
  • $0 annual fee on the first year ($89 thereafter).
  • Earn 1 point on all card purchases. Terms and Conditions apply.

Pros

  • Take advantage of the 20,000 points and first-year no annual fee welcome offer.
  • Comes with comprehensive insurance coverage, trip cancellation/interruption, flight delay, baggage insurance, and rental vehicle insurance.
  • Use accumulated points to get new electronics, vacation packages, travel tickets, and more.

Cons

  • The annual fee reverts to $89 p.a. after the introductory period.
National Bank World Mastercard

On National Bank of Canada's website

Apply by 31 May 2022

National Bank World Mastercard

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn 20,000 rewards points when you apply by 31 May 2022, get approved, and spend $3,000 on eligible transactions within the first 3 months of account opening.
  • $0 annual fee on the first year ($115 thereafter).
  • Earn up to 2 points on all card purchases. Terms and Conditions apply.

Pros

  • Take advantage of the 20,000 points and first-year no annual fee welcome offer.
  • Comes with comprehensive insurance coverage, trip cancellation/interruption, flight delay, baggage insurance, and rental vehicle insurance.
  • Use accumulated points to get new electronics, vacation packages, travel tickets, and more.

Cons

  • The annual fee reverts to $115 p.a. after the introductory period.
National Bank World Elite Mastercard

On National Bank of Canada's website

Apply by 31 May 2022

National Bank World Elite Mastercard

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn 20,000 rewards points when you apply by 31 May 2022, get approved, and spend $3,000 on eligible transactions within the first 3 months of account opening.
  • Up to $250 each year in "savvy traveler" fee rebates on airport parking, seat selection, and check-in fees.
  • $0 annual fee on the first year ($150 thereafter).
  • Earn up to 2 points on all card purchases. Terms and Conditions apply.

Pros

  • Take advantage of the 20,000 points and first-year no annual fee welcome offer.
  • The $250 refund for travel expenses.
  • Comes with comprehensive insurance coverage, trip cancellation/interruption, flight delay, baggage insurance, and rental vehicle insurance.
  • Enjoy concierge service that offers a wide range of services.

Cons

  • The annual fee reverts to $150 p.a. after the introductory period.