Scotiabank credit cards

Compare cashback offers, sign up bonus points, balance transfer deals, rates, and fees for Scotiabank's credit cards.

By   |   Verified by David Boyd   |   Updated 23rd March 2022

Comparing Scotiabank credit cards

Scotia Momentum Visa Infinite Card

Apply by 1 May 2022

Scotia Momentum Visa Infinite Card

Balance transfer

6 months at 2.99% p.a.

Purchase rate

6 months at 2.99% p.a.

Annual fee

$0.00 for 1st year

Highlights

  • Earn 10% cashback on all purchases for the first 3 months (up to $2,000 in total purchases). Terms and Conditions apply.
  • No annual fee for the first year, including supplementary cards ($120 and $50 p.a. respectively thereafter).
  • Earn cashback on groceries, recurring payments, gas and everything else.

Pros

  • Earn 10% cashback on all purchases for the first 3 months.
  • No annual fee in the first year.
  • Includes travel, flight delay, lost baggage, and other insurances.

Cons

  • The $120 p.a. annual fee after the initial year.
Scotiabank Gold American Express Card

Scotiabank Gold American Express Card

Balance transfer

6 months at 0% p.a.

Purchase rate

19.99% p.a. ongoing

Annual fee

$120.00 p.a. ongoing

Highlights

  • Earn up to 45,000 bonus Scene+ points in your first year (that’s up to $450 towards travel). Conditions apply.
  • No foreign transaction fees.
  • Earn 5 Scene+ points on every $1 CAD you spend on eligible purchases.

Pros

  • Earn 45,000 points when you meet the criteria.
  • Includes complimentary concierge service and airport lounge access.
  • Earn 1 Scene+ point for every $1 spent on every other purchase.

Cons

  • The $120 annual fee.
Scotiabank SCENE Visa Card

Apply by 1 May 2022

Scotiabank SCENE Visa Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • Earn 5,000 bonus SCENE points with your first $750 in everyday purchases in first 3 months.
  • No annual fee.
  • Earn 1 SCENE point for every $1 you spend on your everyday credit card purchases.

Pros

  • Earn 5,000 bonus SCENE points when you meet the criteria.
  • Save on car rentals.
  • $0 p.a. annual fee.

Cons

  • There is no special balance transfer rate for this card.