Aeroplan credit cards

Compare the top credit cards that earn Dream Miles and Cash Miles with Aeroplan.

By   |   Verified by David Boyd   |   Updated 15 Feb 2024

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Comparing Aeroplan credit cards

American Express Aeroplan Card

On website

Featured

American Express Aeroplan Card

Balance transfer

N/A

Purchase rate

N/A

Annual fee

$120.00 p.a. ongoing

Highlights

  • Earn up to 40,000 Aeroplan points. Earn 3,000 Aeroplan points for each monthly billing period in which you spend $1,000 in net purchases on your Card for the first 10 months of Cardmembership. Plus, 10,000 Aeroplan points when you make a purchase between 14 and 17 months of Cardmembership. Terms and Conditions apply.
  • Earn 2 points for every eligible Air Canada and Air Canada Vacations purchase.
  • Earn 1.5 points for eligible dining and food delivery purchases in Canada.

Pros

  • Earn up to 40,000 points when you meet the criteria.
  • Earn 1 point on other eligible transactions.
  • Includes travel coverage.

Cons

  • There is a $120 p.a. annual fee.
American Express Aeroplan Reserve Card

On website

American Express Aeroplan Reserve Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$599.00 p.a. ongoing

Highlights

  • Earn up to 90,000 Aeroplan points. Earn 5,000 Aeroplan points for each Additional Aeroplan Reserve Card (maximum of 2) with an annual fee added to your account at the time of application. Get 7,500 Aeroplan points for each monthly billing period in which you spend $2,000 in net purchases on your Card for the first 6 months of Cardmembership. Plus an additional 35,000 points when you spend $6,000 in net purchases between 13 and 16 months of Cardmembership. Terms and Conditions apply.
  • Earn 3 points for every eligible Air Canada and Air Canada Vacations purchase.
  • Earn 2 points for eligible dining and food delivery purchases in Canada.

Pros

  • Earn up to 90,000 points when you meet the criteria.
  • Earn 1.25 points on other eligible transactions.
  • Get an annual companion pass when you spend $25,000 in net purchases prior to your Card anniversary date
  • Includes travel and shopping coverage.

Cons

  • There is a $599 p.a. annual fee.
  • If you miss payments, the applicable rates for your account will be 25.99% - 28.99%.
American Express Aeroplan Business Reserve Card

American Express Aeroplan Business Reserve Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$599.00 p.a. ongoing

Highlights

  • Earn up to 95,000 points. Earn 5,000 points for each Employee Aeroplan Business Reserve Card (maximum of 2) with an annual fee added to your account at the time of application. Get an additional 7,500 Aeroplan points after each billing period in which you spend $3,000 in net purchases on your Card for the first six months of Cardmembership. Plus earn 40,000 Aeroplan points when you spend $9,000 in net purchases between 13 and 16 months of Cardmembership. Terms and Conditions apply.
  • Earn 3x Aeroplan points on eligible direct purchases with Air Canada and Air Canada Vacations.
  • Earn 2x Aeroplan points on eligible hotel and car rentals.

Pros

  • Earn up to 95,000 points when you meet the criteria
  • Earn 1.25x Aeroplan points on other eligible transactions.
  • Includes Business, Travel, and Purchase coverage.

Cons

  • The $599 p.a. annual fee.
American Express Platinum Card

On website

American Express Platinum Card

Balance transfer

N/A

Purchase rate

N/A

Annual fee

$799.00 p.a. ongoing

Highlights

  • Earn up to 100,000 Membership Rewards points. Get 70,000 welcome bonus points when you charge $10,000 in purchases to your Card in the first three months of Cardmembership. Earn an additional 30,000 points when you make a purchase between 14 and 17 months of Cardmembership. Terms and Conditions apply.
  • Earn 2 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.
  • Enjoy a $200 annual Travel Credit. Terms and conditions apply.

Pros

  • Earn up to 100,000 points when you meet the criteria.
  • Enjoy complimentary benefits that offer an average value of $750 CAD at over 1,300 extraordinary properties worldwide when you book Fine Hotels + Resorts.
  • Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants.
  • Includes travel and shopping coverage.

Cons

  • The $799 p.a. annual fee.
American Express Gold Rewards Card

On website

American Express Gold Rewards Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$250.00 p.a. ongoing

Highlights

  • Earn up to 60,000 Membership Rewards points. New American Express Gold Rewards Cardmembers, earn 5,000 Membership Rewards points for each monthly billing period in which you spend $1,000 in net purchases on your Card.
  • 1 free additional Gold Rewards Card ($50 annual fee for Additional Gold Rewards Cards).
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, gas stations, grocery stores, and drugstores. Earn 1 point for every $1 in Card purchases everywhere else.

Pros

  • Earn up to 60,000 points when you meet the criteria.
  • Earn bonus points while you spend.
  • Includes 9 complimentary insurances.

Cons

  • The $250 p.a. annual fee.
  • If you miss payments, the applicable rates for your account will be 25.99% and/or 28.99%
Marriott Bonvoy American Express Card

On website

Apply by May 6, 2024

Marriott Bonvoy American Express Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$120.00 p.a. ongoing

Highlights

  • Get up to 80,000 Points. Earn 65,000 Marriott Bonvoy points after you charge $3,000 in purchases to your Card in your first three months of Cardmembership. Plus, earn an additional 3 points for a total of 5 points on every $1 spent on eligible travel and gas purchases in your first 6 months (up to 15,000 points). Terms and Conditions apply.
  • Earn 5 Marriott Bonvoy points for every $1 of eligible Marriott Bonvoy purchases and 2 points on other eligible purchases.
  • Enjoy an Annual Free Night Award after your Card anniversary each year.

Pros

  • Earn up to 80,000 Welcome Bonus points when you meet the criteria.
  • Earn 5X the points on Marriott purchases.
  • Earn 2 points for every $1 in all other eligible card purchases.
  • Receive 15 Elite Night Credits each calendar year.
  • No annual fee on additional cards.

Cons

  • The $120 p.a. annual fee.
TD Aeroplan Visa Infinite Card

Apply by March 4, 2024

TD Aeroplan Visa Infinite Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 40,000 Aeroplan points. Get 10,000 welcome points after your first purchase. Receive an additional 20,000 points when you spend at least $5,000 in net purchases within 180 days of account opening. Plus another 10,000 points when you keep your account active for 12 months and make $7,500 in net purchases. Terms and Conditions apply.
  • Earn 1.5 points for every $1 spent on eligible gas, grocery, and direct through Air Canada purchases.
  • Get an annual fee rebate for the first year (that is a $139 savings). Terms and Conditions apply.

Pros

  • Earn 1 point for every $1 spent on all other purchases.
  • Includes travel insurance.
  • Get a NEXUS application fee rebate.
  • Compatible with Apple Pay and Samsung Pay.

Cons

  • The annual fee reverts to $139 p.a. after the initial year.
CIBC Aeroplan Visa Infinite Card

CIBC Aeroplan Visa Infinite Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 45,000 Aeroplan points. Get 10,000 points when you make your first purchase. Earn an additional 20,000 Aeroplan points when you spend $4,000 or more during the first 4 monthly statement periods. Plus 15,000 Aeroplan points as an additional anniversary bonus when you have at least $10,000 in net purchases posted on your account during the first 12 monthly statement periods. Terms and Conditions apply.
  • A one-time annual fee rebate to the primary cardholder ($139) and up to three additional cardholders ($50 each).
  • Earn 1.5 points for every $1 spent at eligible gas stations, grocery stores, and drug stores.

Pros

  • Earn 1 point for every $1 you spend on all other purchases
  • Earn points twice at over 150 Aeroplan partners and more than 170 online retailers through the Aeroplan eStore.
  • Comes with valuable insurance coverage.

Cons

  • The annual fee reverts to $139 p.a. after the initial year.
TD Aeroplan Visa Platinum Credit Card

Apply by March 4, 2024

TD Aeroplan Visa Platinum Credit Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 20,000 Aeroplan points. Get 10,000 Aeroplan points after your first purchase. Receive an additional 10,000 Aeroplan points when you spend at least $1,000 in net purchases within 90 days of account opening. Terms and Conditions apply.
  • $0 annual fee on the first year.
  • Earn 1 point for every $1 spent on eligible gas, grocery, and direct through Air Canada purchases.

Pros

  • Earn 1 point for every $1.50 spent on all other purchases.
  • Includes 7 travel-related insurances.
  • Earn 50% more Aeroplan points at Starbucks.

Cons

  • The annual fee reverts to $89 p.a. after the initial year.
CIBC Aeroplan Visa Infinite Privilege Card

CIBC Aeroplan Visa Infinite Privilege Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$599.00 p.a. ongoing

Highlights

  • Earn up to 75,000 Aeroplan points. Get 20,000 points when you make your first purchase. Plus 25,000 Aeroplan points when you spend $4,000 or more during the first 4 monthly statement periods. Then an additional 30,000 Aeroplan points when you spend $2,000 or more on each monthly statement in your first year. Terms and Conditions apply.
  • Earn 1.5 points for every $1 spent at eligible gas stations, grocery stores, and drug stores.
  • Earn 2 points for every $1 you spend with Air Canada directly, including through Air Canada Vacations.

Pros

  • Earn 1.25 points for every $1 you spend on all other purchases
  • Enjoy a free first-checked bag on an Air Canada flight in the first year.
  • Enjoy Maple Leaf Lounge access.
  • Earn points twice at over 150 Aeroplan partners and more than 170 online retailers through the Aeroplan eStore.
  • Comes with valuable insurance coverage.

Cons

  • The annual fee of $599 p.a
  • The additional cardholder is $149 p.a.