Aeroplan credit cards

Compare the top credit cards that earn Dream Miles and Cash Miles with Aeroplan.

By   |   Verified by David Boyd   |   Updated 21st October 2022

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Comparing Aeroplan credit cards

American Express Cobalt Card

American Express Cobalt Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$155.88 p.a. ongoing

Highlights

  • Earn up to 30,000 Membership Rewards points. In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in purchases on your Card.
  • Earn 5X the points on eligible eats & drinks, 2X the points on eligible travel & transit, 1 point per $1 spent on everything else.
  • Enjoy perks, bonus rewards, and access to great events as an American Express Cobalt Cardmember.

Pros

  • Earn up to 30,000 points when you meet the criteria.
  • Earn 2X the points on eligible transit & gas purchases in Canada.
  • Enjoy benefits at over 600 participating hotels and resorts in over 30 countries.

Cons

  • $155.88 is slightly higher than the average annual fee.
American Express Gold Rewards Card

American Express Gold Rewards Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$250.00 p.a. ongoing

Highlights

  • Earn up to 50,000 points. Get 40,000 Membership Rewards points when you charge $3,000 in purchases to your Card in the first three months of Cardmembership. Plus earn an additional 10,000 points when you make a purchase between 14 and 17 months of Cardmembership. Terms and Conditions apply.
  • 1 free additional Gold Rewards Card ($50 annual fee for Additional Gold Rewards Cards).
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, gas stations, grocery stores and drugstores. Earn 1 point for every $1 in Card purchases everywhere else.

Pros

  • Earn up to 50,000 points when you meet the criteria.
  • Earn bonus points while you spend.
  • Includes 9 complimentary insurances.

Cons

  • The $250 p.a. annual fee.
TD Aeroplan Visa Infinite Card

Apply by 23 January 2023

TD Aeroplan Visa Infinite Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 50,000 Aeroplan points. Get 10,000 welcome points after your first purchase. Receive an additional 20,000 points when you spend at least $1,500 in net purchases within 90 days of account opening. Plus another 20,000 points when you keep your account active for 12 months and make $7,500 in net purchases. Terms and Conditions apply.
  • $0 annual fee on the first year.
  • Earn 1.5 points for every $1 spent on eligible gas, grocery, and direct through Air Canada purchases.

Pros

  • Earn 1 point for every $1 spent on all other purchases.
  • Includes travel insurance.
  • Get a NEXUS application fee rebate.

Cons

  • The annual fee reverts to $139 p.a. after the initial year.
CIBC Aeroplan Visa Infinite Card

CIBC Aeroplan Visa Infinite Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 20,000 Aeroplan points. Get 10,000 points when you make your first purchase. Plus an additional 10,000 Aeroplan points when you spend $1,000 or more during the first 4 monthly statement periods. Terms and Conditions apply.
  • A one-time annual fee rebate to the primary cardholder ($139) and up to three additional cardholders ($50 each).
  • Earn 1.5 points for every $1 spent at eligible gas stations, grocery stores, and drug stores.

Pros

  • Earn 1 point for every $1 you spend on all other purchases
  • Earn points twice at over 150 Aeroplan partners and more than 170 online retailers through the Aeroplan eStore.
  • Comes with valuable insurance coverage.

Cons

  • The annual fee reverts to $139 p.a. after the initial year.
TD Aeroplan Visa Platinum Credit Card

Apply by 3 January 2023

TD Aeroplan Visa Platinum Credit Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 10,000 Aeroplan points. Get 10,000 Aeroplan points after your first purchase. Receive an additional 10,000 Aeroplan points when you spend at least $1,000 in net purchases within 90 days of account opening. Terms and Conditions apply.
  • $0 annual fee on the first year.
  • Earn 1 point for every $1 spent on eligible gas, grocery, and direct through Air Canada purchases.

Pros

  • Earn 1 point for every $1.50 spent on all other purchases.
  • Includes 7 travel-related insurances.
  • Earn 50% more Aeroplan points at Starbucks.

Cons

  • The annual fee reverts to $89 p.a. after the initial year.
CIBC Aeroplan Visa Infinite Privilege Card

CIBC Aeroplan Visa Infinite Privilege Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$599.00 p.a. ongoing

Highlights

  • Earn up to 75,000 Aeroplan points. Get 20,000 points when you make your first purchase. Plus 25,000 Aeroplan points when you spend $4,000 or more during the first 4 monthly statement periods. Then an additional 30,000 Aeroplan points when you spend $2,000 or more on each monthly statement in your first year. Terms and Conditions apply.
  • Earn 1.5 points for every $1 spent at eligible gas stations, grocery stores, and drug stores.
  • Earn 2 points for every $1 you spend with Air Canada directly, including through Air Canada Vacations.

Pros

  • Earn 1.25 points for every $1 you spend on all other purchases
  • Enjoy a free first-checked bag on an Air Canada flight in the first year.
  • Enjoy Maple Leaf Lounge access.
  • Earn points twice at over 150 Aeroplan partners and more than 170 online retailers through the Aeroplan eStore.
  • Comes with valuable insurance coverage.

Cons

  • The annual fee of $599 p.a
  • The additional cardholder is $149 p.a.