Neo Financial credit cards

Make a better decision about Neo Financial credit cards with this quick and easy comparison.

By   |   Verified by David Boyd   |   Updated 23rd August 2022

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Comparing Neo Financial credit cards

Neo Credit Card

On Neo Financial's website

Neo Credit Card

Balance transfer

N/A

Purchase rate

From 19.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • Earn up to 15% cashback on your first purchase at participating partners.
  • Earn enormous bonuses — like 15% cashback — on your first purchase at most partners. Plus an average 5% cashback at Neo partners.
  • Boost your cashback by choosing a flexible, monthly rewards plan.
  • No annual fee.

Pros

  • Earn an average of 4% cashback at thousands of local and national gas, grocery stores, and more.
  • You can cash out anytime with just one tap.
  • $0 p.a. annual fee.

Cons

  • There is a 2.5% Foreign Exchange Fee.
Neo Secured Card

On Neo Financial's website

Neo Secured Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • Earn up to 15% cashback on your first purchase at participating partners.
  • No annual fee to pay — ever.
  • Decide your own credit limit to meet your needs. $50 minimum.
  • Get a 0.5% guaranteed cashback and an average of 5% cashback at partner retailers.