Grocery credit cards
Compare the credit cards that earn cash back and rewards on grocery shopping.
By Andrew Boyd | Verified by David Boyd | Updated 27 Sep 2024
As seen on
Comparing grocery credit cards
On website
American Express Gold Rewards Card
Balance transfer
N/A
Purchase rate
21.99% p.a. ongoing
Annual fee
$250.00 p.a. ongoing
Highlights
- Earn up to 60,000 Membership Rewards points. New American Express Gold Rewards Cardmembers, earn 5,000 Membership Rewards points for each monthly billing period in which you spend $1,000 in net purchases on your Card.
- 1 free additional Gold Rewards Card ($50 annual fee for Additional Gold Rewards Cards).
- Earn 2 points for every $1 in Card purchases for eligible travel purchases, gas stations, grocery stores, and drugstores. Earn 1 point for every $1 in Card purchases everywhere else.
Pros
Cons
On website
KOHO Extra Prepaid Mastercard
Balance transfer
N/A
Purchase rate
N/A
Annual fee
$84.00 p.a. ongoing
Highlights
- 0% interest rate.
- Enjoy an affordable $84 annual fee (comes with a 30-day free trial).
- Earn 2% cashback on groceries, bills & services, eating & drinking.
Pros
Cons
On website
SimplyCash Card from American Express
Balance transfer
N/A
Purchase rate
21.99% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- Earn a bonus 5% cashback on all purchases (up to $2,000 in spending) and receive up to $100 in Statement Credits within the first 3 months of Cardmembership. Terms and Conditions apply.
- Earn 2% cashback on gas and grocery.
- Earn 1.25% cashback on other eligible transactions.
Pros
Cons
On website
KOHO Easy Prepaid Mastercard
Balance transfer
N/A
Purchase rate
N/A
Annual fee
$0.00 p.a. ongoing
Highlights
- $0 annual fee.
- 0% interest rate.
- Earn 1% cashback on groceries, billing, and services.
Pros
Cons
On website
SimplyCash Preferred Card from American Express
Balance transfer
N/A
Purchase rate
21.99% p.a. ongoing
Annual fee
$119.88 p.a. ongoing
Highlights
- Get a 10% cashback bonus on all purchases (up to $2,000 in spending) during your first 3 months. Plus, receive a $50 statement credit when you make a purchase in month 13. This offers up to $250 in bonus value within your first 13 months. Terms and Conditions apply.
- Earn 4% cashback on gas and grocery.
- Earn 2% cashback on other eligible transactions.
Pros
Cons
On website
KOHO Essential Prepaid Mastercard
Balance transfer
N/A
Purchase rate
N/A
Annual fee
$48.00 p.a. ongoing
Highlights
- 0% interest rate.
- Enjoy an affordable $48 annual fee (comes with a 30-day free trial).
- Earn 1% cashback on groceries, bills & services, eating & drinking.
Pros
Cons
Walmart Rewards World Mastercard
Balance transfer
N/A
Purchase rate
19.89% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- No annual fee.
- Earn 3% cashback when you shop at Walmart.ca
- Earn 1.25% cashback at gas stations and any Walmart store in Canada.
- Earn 1% cashback on all other purchases.
Bank promo
Pros
Cons
Walmart Rewards Mastercard
Balance transfer
N/A
Purchase rate
19.89% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- No annual fee.
- Earn 1.25% cashback when you shop at Walmart.
- Earn 1% cashback on gas and all other purchases.
Bank promo
Pros
Cons
BMO CashBack World Elite Mastercard
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Annual fee
$0.00 for 1st year
Highlights
- Get up to 10% cashback on eligible purchases in the first 3 months. Terms and Conditions apply.
- $0 annual fee on the first year ($120 thereafter).
- Earn 5% cashback on grocery purchases, 4% cashback on transit transactions such as ride-sharing and/or taxis, 3% on gas, 2% recurring bill payments and 1% cashback on all other purchases.
Pros
Cons
Scotia Momentum Visa Infinite Card
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Annual fee
$0.00 for 1st year
Highlights
- Earn 10% cashback on all purchases for the first 3 months (up to $2,000 in total purchases).
- No annual fee for the first year, including supplementary cards ($120 and $50 p.a. respectively thereafter).
- Earn cashback on groceries, recurring payments, gas, and everything else.
Pros
Cons
Tangerine Money-Back Credit Card
Balance transfer
6 months at 1.95% p.a.
Purchase rate
19.95% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- 1.95% p.a. for 6 months on balance transfers (3% balance transfer fee applies). Reverts to cash advance rate of 19.95% p.a.
- Earn 2% Money-Back Rewards on your everyday purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all your other everyday purchases.
- Get your Rewards deposited into your Tangerine Savings Account and get a 3rd 2% Money-Back Category.
- No limit on the amount of Money-Back Rewards you can earn on your everyday purchases. Conditions apply.
Pros
Cons
TD Cash Back Visa Card
Balance transfer
N/A
Purchase rate
19.99% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- Earn 1% in cash back on eligible grocery purchases, gas purchases, and regularly recurring bill payments set up on your account.
- $0 annual fee for primary and additional cardholders.
- Earn 0.5% in cash back on all other purchases.
