Grocery credit cards
Compare the credit cards that earn cash back and rewards on grocery shopping.
By Andrew Boyd | Verified by David Boyd | Updated 5 Dec 2022
As seen on
Comparing grocery credit cards
American Express Cobalt Card
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Annual fee
$155.88 p.a. ongoing
Highlights
- Earn up to 30,000 Membership Rewards points. In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in purchases on your Card.
- Earn 5X the points on eligible eats & drinks, 2X the points on eligible travel & transit, 1 point per $1 spent on everything else.
- Enjoy perks, bonus rewards, and access to great events as an American Express Cobalt Cardmember.
Pros
Cons
Walmart Rewards World Mastercard
Balance transfer
N/A
Purchase rate
19.89% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- No annual fee.
- Earn 3% cashback when you shop at Walmart.ca
- Earn 1.25% cashback at gas stations and any Walmart store in Canada.
- Earn 1% cashback on all other purchases.
Bank promo
Pros
Cons
Walmart Rewards Mastercard
Balance transfer
N/A
Purchase rate
19.89% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- No annual fee.
- Earn 1.25% cashback when you shop at Walmart.
- Earn 1% cashback on gas and all other purchases.
Bank promo
Pros
Cons
BMO CashBack World Elite Mastercard
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Annual fee
$0.00 for 1st year
Highlights
- Get up to 10% cashback on eligible purchases in the first 3 months. Terms and Conditions apply.
- $0 annual fee on the first year ($120 thereafter).
- Earn 5% cashback on grocery purchases, 4% cashback on transit transactions such as ride-sharing and/or taxis, 3% on gas, 2% recurring bill payments and 1% cashback on all other purchases.
Pros
Cons
Scotia Momentum Visa Infinite Card
Balance transfer
6 months at 2.99% p.a.
Purchase rate
20.99% p.a. ongoing
Annual fee
$0.00 for 1st year
Highlights
- Earn 10% cashback on all purchases for the first 3 months (up to $2,000 in total purchases).
- No annual fee for the first year, including supplementary cards ($120 and $50 p.a. respectively thereafter).
- Earn cashback on groceries, recurring payments, gas, and everything else.
Pros
Cons
Tangerine Money-Back Credit Card
Balance transfer
6 months at 1.95% p.a.
Purchase rate
19.95% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- 1.95% p.a. for 6 months on balance transfers (3% balance transfer fee applies). Reverts to cash advance rate of 19.95% p.a.
- Earn 2% Money-Back Rewards on your everyday purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all your other everyday purchases.
- Get your Rewards deposited into your Tangerine Savings Account and get a 3rd 2% Money-Back Category.
- No limit on the amount of Money-Back Rewards you can earn on your everyday purchases. Conditions apply.
Pros
Cons
TD Cash Back Visa Card
Balance transfer
N/A
Purchase rate
19.99% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- Earn 1% in cash back on eligible grocery purchases, gas purchases, and regularly recurring bill payments set up on your account.
- $0 annual fee for primary and additional cardholders.
- Earn 0.5% in cash back on all other purchases.
