American Express credit cards
Compare rewards earn rates, sign up bonus offers, travel perks, rates, and fees for Amex credit cards in Canada.
By Andrew Boyd | Verified by David Boyd | Updated 15 Apr 2024
As seen on
Comparing American Express credit cards
On website
American Express Cobalt Card
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Annual fee
$155.88 p.a. ongoing
Highlights
- Earn up to 15,000 Membership Rewards points. In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in purchases on your Card.
- Earn 5X the points on eligible eats & drinks, 2X the points on eligible travel & transit, and 1 point per $1 spent on everything else.
- Enjoy perks, bonus rewards, and access to great events as an American Express Cobalt Cardmember.
Pros
Cons
On website
American Express Gold Rewards Card
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Annual fee
$250.00 p.a. ongoing
Highlights
- Earn up to 60,000 Membership Rewards points. New American Express Gold Rewards Cardmembers, earn 5,000 Membership Rewards points for each monthly billing period in which you spend $1,000 in net purchases on your Card.
- 1 free additional Gold Rewards Card ($50 annual fee for Additional Gold Rewards Cards).
- Earn 2 points for every $1 in Card purchases for eligible travel purchases, gas stations, grocery stores, and drugstores. Earn 1 point for every $1 in Card purchases everywhere else.
Pros
Cons
On website
American Express Aeroplan Reserve Card
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Annual fee
$599.00 p.a. ongoing
Highlights
- Earn up to 85,000 Aeroplan points. Earn 60,000 Aeroplan points after spending $7,500 on your Card within the first 3 months of Cardmembership. Plus an additional 25,000 points when you spend $2,500 in month 13. Terms and Conditions apply.
- Cardmembers can now get an extra night free for every 3 consecutive hotel nights redeemed with Aeroplan points. Offer ends December 31, 2024.
- Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada and earn 1.25X the points on everything else.
Pros
Cons
On website
SimplyCash Preferred Card from American Express
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Annual fee
$119.88 p.a. ongoing
Highlights
- Earn up to $400 in Statement Credits when you spend $750 in each monthly billing for the first 10 months of Cardmembership. Terms and Conditions apply.
- Earn 4% cashback on gas and grocery.
- Earn 2% cashback on other eligible transactions.
Pros
Cons
On website
American Express Platinum Card
Balance transfer
N/A
Purchase rate
N/A
Annual fee
$799.00 p.a. ongoing
Highlights
- Earn up to 100,000 Membership Rewards points. Get 70,000 welcome bonus points when you charge $10,000 in purchases to your Card in the first three months of Cardmembership. Earn an additional 30,000 points when you make a purchase between 14 and 17 months of Cardmembership. Terms and Conditions apply.
- Earn 2 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.
- Enjoy a $200 annual Travel Credit. Terms and conditions apply.
Pros
Cons
On website
Marriott Bonvoy American Express Card
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Annual fee
$120.00 p.a. ongoing
Highlights
- Get up to 80,000 Points. Earn 65,000 Marriott Bonvoy points after you charge $3,000 in purchases to your Card in your first three months of Cardmembership. Plus, earn an additional 3 points for a total of 5 points on every $1 spent on eligible travel and gas purchases in your first 6 months (up to 15,000 points). Terms and Conditions apply.
- Earn 5 Marriott Bonvoy points for every $1 of eligible Marriott Bonvoy purchases and 2 points on other eligible purchases.
- Enjoy an Annual Free Night Award after your Card anniversary each year.
Pros
Cons
On website
SimplyCash Card from American Express
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- Earn up to $100 in Statement Credits when you spend $300 in each monthly billing for the first 10 months of Cardmembership. Terms and Conditions apply.
- Earn 2% cashback on gas and grocery.
- Earn 1,25% cashback on other eligible transactions.
Pros
Cons
Marriott Bonvoy Business American Express Card
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Annual fee
$150.00 p.a. ongoing
Highlights
- Get up to 90,000 points. Earn 75,000 Welcome Bonus Marriott Bonvoy® points after you charge $6,000 in purchases to your Card in your first three months of Cardmembership. Plus, earn an additional 2 points for a total of 5 points on every $1 spent on eligible gas, dining and travel purchases in your first 6 months (up to 15,000 points). Terms and Conditions apply.
- Earn 3 points for every $1 in Card purchases on eligible gas, dining, and travel, 5 points for every $1 in Card purchases at participating Marriott Bonvoy properties, and 2 points for every $1 on all other purchases charged to the Card.
- Get a free night stay on each anniversary of your card.
Pros
Cons
American Express Business Edge Card
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Annual fee
$99.00 p.a. ongoing
Highlights
- Earn up to 67,000 points. Earn 45,000 Membership Rewards points after you charge $5,000 in purchases to your Card in your first three months of Cardmembership. Earn an additional 1,000 Membership Rewards points for each monthly billing period when you charge $3,000 in purchases on your Card in the first 12 months. Plus earn 10x points for every $1 spent on eligible business essentials within 6 months of cardmembership. Terms and Conditions apply.
- The $99 annual fee may be tax deductible while getting the flexibility to pay balances in full or over time.
- When the welcome offer ends, you can still earn 3 points for every $1 in Card purchases on eligible office supplies & electronics, rides &gas, and eats & drinks.
Pros
Cons
On website
American Express Aeroplan Card
Balance transfer
N/A
Purchase rate
N/A
Annual fee
$120.00 p.a. ongoing
Highlights
- Earn up to 40,000 Aeroplan points. Earn 3,000 Aeroplan points for each monthly billing period in which you spend $1,000 in net purchases on your Card for the first 10 months of Cardmembership. Plus, 10,000 Aeroplan points when you make a purchase between 14 and 17 months of Cardmembership. Terms and Conditions apply.
- Earn 2 points for every eligible Air Canada and Air Canada Vacations purchase.
- Earn 1.5 points for eligible dining and food delivery purchases in Canada.
Pros
Cons
On website
American Express Green Card
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- Earn 10,000 Membership Rewards points when you charge $1,000 in purchases to your Card in the first three months of Cardmembership. Terms and Conditions apply.
- Earn 1x points on everyday purchases.
- With American Express Experiences and Front Of The Line, American Express Cardmembers get access to amazing events in Canada.
Pros
Cons
American Express Business Platinum Card
Balance transfer
N/A
Purchase rate
N/A
Annual fee
$799.00 p.a. ongoing
Highlights
- Earn up to 120,000 Membership Rewards points. Get 80,000 welcome bonus points when you charge $15,000 in purchases to your Card in the first three months of Cardmembership. Earn an additional 40,000 points when you make a purchase between 14 and 17 months of Cardmembership. Terms and Conditions apply.
- Earn 1.25x points on eligible purchases.
- There is no pre-set spending limit.
Pros
Cons
American Express Business Gold Rewards Card
Balance transfer
N/A
Purchase rate
N/A
Annual fee
$199.00 p.a. ongoing
Highlights
- Earn up to 110,000 points. Earn a welcome bonus of 70,000 Membership Rewards points when you spend $5,000 in purchases within the first three months of Cardmembership. Plus earn an additional 10,000 points when you charge $20,000 in net purchases to your Card account each calendar quarter. Terms and Conditions apply.
- Earn 1x points on eligible purchases.
- There is no pre-set spending limit.
Pros
Cons
American Express Aeroplan Business Reserve Card
Balance transfer
N/A
Purchase rate
19.99% p.a. ongoing
Annual fee
$599.00 p.a. ongoing
Highlights
- Earn up to 90,000 Aeroplan points. Earn 65,000 Aeroplan points after spending $10,500 on your Card within the first 3 months of Cardmembership. Plus an additional 25,000 points when you spend $2,500 in month 13. Terms and Conditions apply.
- Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations, 2 points for every $1 spent on eligible hotels and car rentals.
- Earn 1.25 points for every $1 spent on everything else.
