American Express credit cards

Compare rewards earn rates, sign up bonus offers, travel perks, rates, and fees for Amex credit cards in Canada.

By   |   Verified by David Boyd   |   Updated 5th August 2022

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Comparing American Express credit cards

American Express Cobalt Card

American Express Cobalt Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$155.88 p.a. ongoing

Highlights

  • Earn up to 30,000 Membership Rewards points. In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in purchases on your Card.
  • Earn 5X the points on eligible eats & drinks, 2X the points on eligible travel & transit, 1 point per $1 spent on everything else.
  • Enjoy perks, bonus rewards, and access to great events as an American Express Cobalt Cardmember.

Pros

  • Earn up to 30,000 points when you meet the criteria.
  • Earn 2X the points on eligible transit & gas purchases in Canada.
  • Enjoy benefits at over 600 participating hotels and resorts in over 30 countries.

Cons

  • $155.88 is slightly higher than the average annual fee.
American Express Gold Rewards Card

Apply by 20 September 2022

American Express Gold Rewards Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$250.00 p.a. ongoing

Highlights

  • Get 50,000 Membership Rewards points when you charge $3,000 in purchases to your Card in the first three months of Cardmembership. Plus earn a total of 10 points for every $1 on eligible eats & drinks purchases for the first three months of Cardmembership (up to 20,000 points).
  • 1 free additional Gold Rewards Card ($50 annual fee for Additional Gold Rewards Cards).
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, gas stations, grocery stores and drugstores. Earn 1 point for every $1 in Card purchases everywhere else.

Pros

  • Earn up to 50,000 points when you meet the criteria.
  • Earn 10x on eats and drinks.
  • Earn bonus points while you spend.
  • Includes 9 complimentary insurances.

Cons

  • The $250 p.a. annual fee.
American Express Platinum Card

Apply by 20 September 2022

American Express Platinum Card

Balance transfer

N/A

Purchase rate

N/A

Annual fee

$699.00 p.a. ongoing

Highlights

  • Earn 90,000 Welcome Bonus points after you charge $6,000 in net purchases to your Card in your first 3 months of Cardmembership. Plus earn a total of 10 points for every $1 on eligible eats & drinks purchases for the first 3 months of Cardmembership (up to 20,000 points).
  • Earn 3 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.
  • Enjoy a $200 annual Travel Credit. Terms and conditions apply.

Pros

  • Earn up to 90,000 points when you meet the criteria.
  • Earn 10x on eats and drinks.
  • Enjoy Hotel Status Benefit.
  • Includes travel and shopping coverage.

Cons

  • The $699 p.a. annual fee.
Marriott Bonvoy American Express Card

Apply by 20 September 2022

Marriott Bonvoy American Express Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$120.00 p.a. ongoing

Highlights

  • Earn 65,000 Marriott Bonvoy points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Plus earn a total of 5 points for every $1 on eligible eats & drinks purchases in Canada for the first 3 months of Cardmembership (up to 10,000 points).
  • Earn 5 Marriott Bonvoy points for every $1 of eligible Marriott Bonvoy purchases and 2 points on other eligible purchases.
  • Enjoy an Annual Free Night Award after your Card anniversary each year.

Pros

  • Earn 65,000 Welcome Bonus points when you meet the criteria.
  • Earn 5X the points on eligible eats & drinks.
  • Earn 2 points for every $1 in all other eligible card purchases.
  • Receive 15 Elite Night Credits each calendar year.

Cons

  • The $120 p.a. annual fee.
SimplyCash Card from American Express

SimplyCash Card from American Express

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$99.00 p.a. ongoing

Highlights

  • New SimplyCash Card from American Express Cardmembers can earn 10% cashback on purchases (up to $400 cashback) for the first 4 months of Cardmembership.
  • Earn a $100 statement credit when you charge $4,000 in net purchases to your Card in your first 4 months of Cardmembership.
  • Earn 2% cashback on purchases when your welcome offer ends.

Pros

  • Earn up to $500 cashback in the first 4 months when you meet the criteria.
  • Earn 2% cashback on purchases when your welcome offer ends.
  • Enjoy Travel-Related and Shopping Insurance Coverage.
  • No annual fee on additional cards.

Cons

  • There is no balance transfer offer on this card.
American Express Business Edge Card

American Express Business Edge Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$99.00 p.a. ongoing

Highlights

  • Earn 3 times the points for Card purchases on eligible business essentials including Eats & Drinks, Rides & Gas, and Office Supplies & Electronics, up to a maximum of 75,000 points, and then earn 1X the points on other purchases.
  • Business and expense management tools and resources including business and car rental insurance benefits and services.
  • The $99 annual fee may be tax deductible while getting the flexibility to pay balances in full or over time.

Bank promo

  • Earn 30,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.
  • Up to 12,000 Bonus points Annually: You can earn 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 points in a year.
American Express AIR MILES Gold Business Card

American Express AIR MILES Gold Business Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • Earn 1 Reward Mile for every $15 in Card purchases at AIR MILES Sponsors and 1 Reward Mile for every $20 in Card purchases everywhere else.
  • Business and expense management tools and resources including business and car rental insurance benefits and services.
  • Pay no annual fee. Plus, enjoy the flexibility to pay balances in full or over time.

Bank promo

  • Get 150 bonus AIR MILES Reward Miles when you spend $1,000 in the first 3 months of Cardmembership.