American Express credit cards
Compare rewards earn rates, sign up bonus offers, travel perks, rates, and fees for Amex credit cards in Canada.
By Andrew Boyd | Verified by David Boyd | Updated 5th August 2022
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Comparing American Express credit cards
American Express Cobalt Card
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Annual fee
$155.88 p.a. ongoing
Highlights
- Earn up to 30,000 Membership Rewards points. In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in purchases on your Card.
- Earn 5X the points on eligible eats & drinks, 2X the points on eligible travel & transit, 1 point per $1 spent on everything else.
- Enjoy perks, bonus rewards, and access to great events as an American Express Cobalt Cardmember.
Pros
Cons
American Express Gold Rewards Card
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Annual fee
$250.00 p.a. ongoing
Highlights
- Get 50,000 Membership Rewards points when you charge $3,000 in purchases to your Card in the first three months of Cardmembership. Plus earn a total of 10 points for every $1 on eligible eats & drinks purchases for the first three months of Cardmembership (up to 20,000 points).
- 1 free additional Gold Rewards Card ($50 annual fee for Additional Gold Rewards Cards).
- Earn 2 points for every $1 in Card purchases for eligible travel purchases, gas stations, grocery stores and drugstores. Earn 1 point for every $1 in Card purchases everywhere else.
Pros
Cons
American Express Platinum Card
Balance transfer
N/A
Purchase rate
N/A
Annual fee
$699.00 p.a. ongoing
Highlights
- Earn 90,000 Welcome Bonus points after you charge $6,000 in net purchases to your Card in your first 3 months of Cardmembership. Plus earn a total of 10 points for every $1 on eligible eats & drinks purchases for the first 3 months of Cardmembership (up to 20,000 points).
- Earn 3 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.
- Enjoy a $200 annual Travel Credit. Terms and conditions apply.
Pros
Cons
Marriott Bonvoy American Express Card
Balance transfer
N/A
Purchase rate
19.99% p.a. ongoing
Annual fee
$120.00 p.a. ongoing
Highlights
- Earn 65,000 Marriott Bonvoy points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Plus earn a total of 5 points for every $1 on eligible eats & drinks purchases in Canada for the first 3 months of Cardmembership (up to 10,000 points).
- Earn 5 Marriott Bonvoy points for every $1 of eligible Marriott Bonvoy purchases and 2 points on other eligible purchases.
- Enjoy an Annual Free Night Award after your Card anniversary each year.
Pros
Cons
SimplyCash Card from American Express
Balance transfer
N/A
Purchase rate
19.99% p.a. ongoing
Annual fee
$99.00 p.a. ongoing
Highlights
- New SimplyCash Card from American Express Cardmembers can earn 10% cashback on purchases (up to $400 cashback) for the first 4 months of Cardmembership.
- Earn a $100 statement credit when you charge $4,000 in net purchases to your Card in your first 4 months of Cardmembership.
- Earn 2% cashback on purchases when your welcome offer ends.
Pros
Cons
American Express Business Edge Card
Balance transfer
N/A
Purchase rate
19.99% p.a. ongoing
Annual fee
$99.00 p.a. ongoing
Highlights
- Earn 3 times the points for Card purchases on eligible business essentials including Eats & Drinks, Rides & Gas, and Office Supplies & Electronics, up to a maximum of 75,000 points, and then earn 1X the points on other purchases.
- Business and expense management tools and resources including business and car rental insurance benefits and services.
- The $99 annual fee may be tax deductible while getting the flexibility to pay balances in full or over time.
Bank promo
American Express AIR MILES Gold Business Card
Balance transfer
N/A
Purchase rate
19.99% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- Earn 1 Reward Mile for every $15 in Card purchases at AIR MILES Sponsors and 1 Reward Mile for every $20 in Card purchases everywhere else.
- Business and expense management tools and resources including business and car rental insurance benefits and services.
- Pay no annual fee. Plus, enjoy the flexibility to pay balances in full or over time.
