Aeroplan credit cards

Compare the top credit cards that earn Dream Miles and Cash Miles with Aeroplan.

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Updated 13 Mar 2025   |   Rates updated regularly

Comparing of 10 Aeroplan credit cards

American Express Aeroplan Card

On website

Featured

American Express Aeroplan Card

Balance transfer

N/A

Purchase rate

N/A

Interest-free days

N/A

Annual fee

$120.00 p.a. ongoing

Highlights

  • Earn up to 45,000 Aeroplan points. Earn 35,000 Aeroplan points after spending $3,000 in purchases on your Card in the first 3 months. Plus, 10,000 Aeroplan points when you spend $1,000 in purchases in month 13 of Cardmembership. Terms and Conditions apply.
  • Earn 2 points for every eligible Air Canada and Air Canada Vacations purchase.
  • Earn 1.5 points for eligible dining and food delivery purchases in Canada.

Pros

  • Earn up to 45,000 points when you meet the criteria.
  • Earn 1 point on other eligible transactions.
  • Includes travel coverage.

Cons

  • There is a $120 p.a. annual fee.
American Express Aeroplan Reserve Card

On website

American Express Aeroplan Reserve Card

Balance transfer

N/A

Purchase rate

21.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$599.00 p.a. ongoing

Highlights

  • Earn up to 90,000 Aeroplan points. Earn 65,000 Aeroplan points after spending $7,500 on your Card within the first 3 months of Cardmembership. Plus an additional 25,000 points when you spend $2,500 in month 13. Terms and Conditions apply.
  • Cardmembers can get a free night for every 3 nights booked with Aeroplan points—valid at 300,000+ hotels worldwide.
  • Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada and earn 1.25X the points on everything else.

Pros

  • Earn up to 90,000 points when you meet the criteria.
  • Earn 1.25 points on other eligible transactions.
  • Get an annual companion pass when you spend $25,000 in net purchases prior to your Card anniversary date
  • Includes travel and shopping coverage.

Cons

  • There is a $599 p.a. annual fee.
  • If you miss payments, the applicable rates for your account will be 25.99% - 28.99%.
American Express Aeroplan Business Reserve Card

Not available for application via this website

American Express Aeroplan Business Reserve Card

Balance transfer

N/A

Purchase rate

21.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$599.00 p.a. ongoing

Highlights

  • Earn up to 90,000 Aeroplan points. Earn 65,000 Aeroplan points after spending $10,500 on your Card within the first 3 months of Cardmembership. Plus an additional 25,000 points when you spend $2,500 in month 13. Terms and Conditions apply.
  • Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations, 2 points for every $1 spent on eligible hotels and car rentals.
  • Earn 1.25 points for every $1 spent on everything else.

Pros

  • Earn up to 90,000 points when you meet the criteria
  • Earn 1.25x Aeroplan points on other eligible transactions.
  • Includes Business, Travel, and Purchase coverage.

Cons

  • The $599 p.a. annual fee.
American Express Platinum Card

On website

American Express Platinum Card

Balance transfer

N/A

Purchase rate

N/A

Interest-free days

N/A

Annual fee

$799.00 p.a. ongoing

Highlights

  • Earn up to 110,000 Membership Rewards points. Get 80,000 welcome bonus points when you charge $10,000 in purchases to your Card in the first three months of Cardmembership. Earn an additional 30,000 points when you make a purchase between 14 and 17 months of Cardmembership. Terms and Conditions apply.
  • Earn 2 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.
  • Enjoy a $200 annual Travel Credit. Terms and conditions apply.

Pros

  • Earn up to 110,000 points when you meet the criteria.
  • Enjoy complimentary benefits that offer an average value of $600 CAD at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts.
  • Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants.
  • Includes travel and shopping coverage.

Cons

  • The $799 p.a. annual fee.
American Express Gold Rewards Card

On website

American Express Gold Rewards Card

Balance transfer

N/A

Purchase rate

21.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$250.00 p.a. ongoing

Highlights

  • Earn up to 70,000 Membership Rewards points. New American Express Gold Rewards Cardmembers, earn 5,000 Membership Rewards points for each monthly billing period in which you spend $1,000 in net purchases on your Card. Earn an additional 10,000 points when you spend $4,000 on your Card in the first 3 months of Cardmembership.
  • 1 free additional Gold Rewards Card ($50 annual fee for Additional Gold Rewards Cards).
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, gas stations, grocery stores, and drugstores. Earn 1 point for every $1 in Card purchases everywhere else.

Pros

  • Earn up to 70,000 points when you meet the criteria.
  • Earn bonus points while you spend.
  • Includes 9 complimentary insurances.

Cons

  • The $250 p.a. annual fee.
  • If you miss payments, the applicable rates for your account will be 25.99% and/or 28.99%
Marriott Bonvoy American Express Card

On website

Marriott Bonvoy American Express Card

Balance transfer

N/A

Purchase rate

21.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$120.00 p.a. ongoing

Highlights

  • Earn 55,000 Marriott Bonvoy points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Terms and Conditions apply.
  • Earn 5 Marriott Bonvoy points for every $1 of eligible Marriott Bonvoy purchases and 2 points on other eligible purchases.
  • Enjoy an Annual Free Night Award after your Card anniversary each year.

Pros

  • Earn 55,000 Welcome Bonus points when you meet the criteria.
  • Earn 5X the points on Marriott purchases.
  • Earn 2 points for every $1 in all other eligible card purchases.
  • Receive 15 Elite Night Credits each calendar year.
  • No annual fee on additional cards.

Cons

  • The $120 p.a. annual fee.
TD Aeroplan Visa Infinite Card

Not available for application via this website

TD Aeroplan Visa Infinite Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 40,000 Aeroplan points. Get 10,000 welcome points after your first purchase. Receive an additional 15,000 points when you spend at least $7,500 in net purchases within 180 days of account opening. Plus another 15,000 points when you keep your account active for 12 months and make $12,000 in net purchases. Terms and Conditions apply.
  • Earn 1.5 points for every $1 spent on eligible gas, grocery, and direct through Air Canada purchases.
  • Get an annual fee rebate for the first year (a $139 savings). Terms and Conditions apply.

Pros

  • Earn 1 point for every $1 spent on all other purchases.
  • Includes travel insurance.
  • Get a NEXUS application fee rebate.
  • Compatible with Apple Pay and Samsung Pay.

Cons

  • The annual fee reverts to $139 p.a. after the initial year.
CIBC Aeroplan Visa Infinite Card

Not available for application via this website

CIBC Aeroplan Visa Infinite Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 45,000 Aeroplan points. Get 10,000 points when you make your first purchase. Earn an additional 20,000 Aeroplan points when you spend $4,000 or more during the first 4 monthly statement periods. Plus 15,000 Aeroplan points as an additional anniversary bonus when you have at least $10,000 in net purchases posted on your account during the first 12 monthly statement periods. Terms and Conditions apply.
  • A one-time annual fee rebate to the primary cardholder ($139) and up to three additional cardholders ($50 each).
  • Earn 1.5 points for every $1 spent at eligible gas stations, grocery stores, and drug stores.

Pros

  • Earn 1 point for every $1 you spend on all other purchases
  • Earn points twice at over 150 Aeroplan partners and more than 170 online retailers through the Aeroplan eStore.
  • Comes with valuable insurance coverage.

Cons

  • The annual fee reverts to $139 p.a. after the initial year.
TD Aeroplan Visa Platinum Credit Card

Not available for application via this website

Apply by March 4, 2024

TD Aeroplan Visa Platinum Credit Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 20,000 Aeroplan points. Get 10,000 Aeroplan points after your first purchase. Receive an additional 10,000 Aeroplan points when you spend at least $1,000 in net purchases within 90 days of account opening. Terms and Conditions apply.
  • $0 annual fee on the first year.
  • Earn 1 point for every $1 spent on eligible gas, grocery, and direct through Air Canada purchases.

Pros

  • Earn 1 point for every $1.50 spent on all other purchases.
  • Includes 7 travel-related insurances.
  • Earn 50% more Aeroplan points at Starbucks.

Cons

  • The annual fee reverts to $89 p.a. after the initial year.
CIBC Aeroplan Visa Infinite Privilege Card

Not available for application via this website

CIBC Aeroplan Visa Infinite Privilege Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$599.00 p.a. ongoing

Highlights

  • Earn up to 75,000 Aeroplan points. Get 20,000 points when you make your first purchase. Plus 25,000 Aeroplan points when you spend $4,000 or more during the first 4 monthly statement periods. Then an additional 30,000 Aeroplan points when you spend $2,000 or more on each monthly statement in your first year. Terms and Conditions apply.
  • Earn 1.5 points for every $1 spent at eligible gas stations, grocery stores, and drug stores.
  • Earn 2 points for every $1 you spend with Air Canada directly, including through Air Canada Vacations.

Pros

  • Earn 1.25 points for every $1 you spend on all other purchases
  • Enjoy a free first-checked bag on an Air Canada flight in the first year.
  • Enjoy Maple Leaf Lounge access.
  • Earn points twice at over 150 Aeroplan partners and more than 170 online retailers through the Aeroplan eStore.
  • Comes with valuable insurance coverage.

Cons

  • The annual fee of $599 p.a
  • The additional cardholder is $149 p.a.

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