Aeroplan credit cards

Compare the top credit cards that earn Dream Miles and Cash Miles with Aeroplan.

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Updated 14 Nov 2024   |   Rates updated regularly

Comparing of 10 Aeroplan credit cards

American Express Aeroplan Card

On website

Featured

American Express Aeroplan Card

Balance transfer

N/A

Purchase rate

N/A

Interest-free days

N/A

Annual fee

$120.00 p.a. ongoing

Highlights

  • Earn up to 40,000 Aeroplan points. Earn 30,000 Aeroplan points after spending $3,000 in purchases on your Card in the first 3 months. Plus, 10,000 Aeroplan points when you spend $1,000 in purchases in month 13 of Cardmembership. Terms and Conditions apply.
  • Earn 2 points for every eligible Air Canada and Air Canada Vacations purchase.
  • Earn 1.5 points for eligible dining and food delivery purchases in Canada.

Pros

  • Earn up to 40,000 points when you meet the criteria.
  • Earn 1 point on other eligible transactions.
  • Includes travel coverage.

Cons

  • There is a $120 p.a. annual fee.
American Express Aeroplan Reserve Card

On website

American Express Aeroplan Reserve Card

Balance transfer

N/A

Purchase rate

21.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$599.00 p.a. ongoing

Highlights

  • Earn up to 85,000 Aeroplan points. Earn 60,000 Aeroplan points after spending $7,500 on your Card within the first 3 months of Cardmembership. Plus an additional 25,000 points when you spend $2,500 in month 13. Terms and Conditions apply.
  • Cardmembers can now get an extra night free for every 3 consecutive hotel nights redeemed with Aeroplan points. Offer ends December 31, 2024.
  • Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada and earn 1.25X the points on everything else.

Pros

  • Earn up to 85,000 points when you meet the criteria.
  • Earn 1.25 points on other eligible transactions.
  • Get an annual companion pass when you spend $25,000 in net purchases prior to your Card anniversary date
  • Includes travel and shopping coverage.

Cons

  • There is a $599 p.a. annual fee.
  • If you miss payments, the applicable rates for your account will be 25.99% - 28.99%.
American Express Aeroplan Business Reserve Card

American Express Aeroplan Business Reserve Card

Balance transfer

N/A

Purchase rate

21.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$599.00 p.a. ongoing

Highlights

  • Earn up to 90,000 Aeroplan points. Earn 65,000 Aeroplan points after spending $10,500 on your Card within the first 3 months of Cardmembership. Plus an additional 25,000 points when you spend $2,500 in month 13. Terms and Conditions apply.
  • Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations, 2 points for every $1 spent on eligible hotels and car rentals.
  • Earn 1.25 points for every $1 spent on everything else.

Pros

  • Earn up to 90,000 points when you meet the criteria
  • Earn 1.25x Aeroplan points on other eligible transactions.
  • Includes Business, Travel, and Purchase coverage.

Cons

  • The $599 p.a. annual fee.
American Express Platinum Card

On website

Apply by January 28, 2025

American Express Platinum Card

Balance transfer

N/A

Purchase rate

N/A

Interest-free days

N/A

Annual fee

$799.00 p.a. ongoing

Highlights

  • Earn up to 140,000 Membership Rewards points. Get 100,000 welcome bonus points when you charge $10,000 in purchases to your Card in the first three months of Cardmembership. Earn an additional 40,000 points when you make a purchase between 14 and 17 months of Cardmembership. Terms and Conditions apply.
  • Earn 2 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.
  • Enjoy a $200 annual Travel Credit. Terms and conditions apply.

Pros

  • Earn up to 140,000 points when you meet the criteria.
  • Enjoy complimentary benefits that offer an average value of $600 CAD at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts.
  • Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants.
  • Includes travel and shopping coverage.

Cons

  • The $799 p.a. annual fee.
American Express Gold Rewards Card

On website

American Express Gold Rewards Card

Balance transfer

N/A

Purchase rate

21.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$250.00 p.a. ongoing

Highlights

  • Earn up to 60,000 Membership Rewards points. New American Express Gold Rewards Cardmembers, earn 5,000 Membership Rewards points for each monthly billing period in which you spend $1,000 in net purchases on your Card.
  • 1 free additional Gold Rewards Card ($50 annual fee for Additional Gold Rewards Cards).
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, gas stations, grocery stores, and drugstores. Earn 1 point for every $1 in Card purchases everywhere else.

Pros

  • Earn up to 60,000 points when you meet the criteria.
  • Earn bonus points while you spend.
  • Includes 9 complimentary insurances.

Cons

  • The $250 p.a. annual fee.
  • If you miss payments, the applicable rates for your account will be 25.99% and/or 28.99%
Marriott Bonvoy American Express Card

On website

Marriott Bonvoy American Express Card

Balance transfer

N/A

Purchase rate

21.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$120.00 p.a. ongoing

Highlights

  • Earn 50,000 Marriott Bonvoy points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Terms and Conditions apply.
  • Earn 5 Marriott Bonvoy points for every $1 of eligible Marriott Bonvoy purchases and 2 points on other eligible purchases.
  • Enjoy an Annual Free Night Award after your Card anniversary each year.

Pros

  • Earn 50,000 Welcome Bonus points when you meet the criteria.
  • Earn 5X the points on Marriott purchases.
  • Earn 2 points for every $1 in all other eligible card purchases.
  • Receive 15 Elite Night Credits each calendar year.
  • No annual fee on additional cards.

Cons

  • The $120 p.a. annual fee.
TD Aeroplan Visa Infinite Card

Apply by June 3, 2024

TD Aeroplan Visa Infinite Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 50,000 Aeroplan points. Get 10,000 welcome points after your first purchase. Receive an additional 20,000 points when you spend at least $6,000 in net purchases within 180 days of account opening. Plus another 20,000 points when you keep your account active for 12 months and make $10,000 in net purchases. Terms and Conditions apply.
  • Earn 1.5 points for every $1 spent on eligible gas, grocery, and direct through Air Canada purchases.
  • Get an annual fee rebate for the first year (that is a $139 savings). Terms and Conditions apply.

Pros

  • Earn 1 point for every $1 spent on all other purchases.
  • Includes travel insurance.
  • Get a NEXUS application fee rebate.
  • Compatible with Apple Pay and Samsung Pay.

Cons

  • The annual fee reverts to $139 p.a. after the initial year.
CIBC Aeroplan Visa Infinite Card

CIBC Aeroplan Visa Infinite Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 45,000 Aeroplan points. Get 10,000 points when you make your first purchase. Earn an additional 20,000 Aeroplan points when you spend $4,000 or more during the first 4 monthly statement periods. Plus 15,000 Aeroplan points as an additional anniversary bonus when you have at least $10,000 in net purchases posted on your account during the first 12 monthly statement periods. Terms and Conditions apply.
  • A one-time annual fee rebate to the primary cardholder ($139) and up to three additional cardholders ($50 each).
  • Earn 1.5 points for every $1 spent at eligible gas stations, grocery stores, and drug stores.

Pros

  • Earn 1 point for every $1 you spend on all other purchases
  • Earn points twice at over 150 Aeroplan partners and more than 170 online retailers through the Aeroplan eStore.
  • Comes with valuable insurance coverage.

Cons

  • The annual fee reverts to $139 p.a. after the initial year.
TD Aeroplan Visa Platinum Credit Card

Apply by March 4, 2024

TD Aeroplan Visa Platinum Credit Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 20,000 Aeroplan points. Get 10,000 Aeroplan points after your first purchase. Receive an additional 10,000 Aeroplan points when you spend at least $1,000 in net purchases within 90 days of account opening. Terms and Conditions apply.
  • $0 annual fee on the first year.
  • Earn 1 point for every $1 spent on eligible gas, grocery, and direct through Air Canada purchases.

Pros

  • Earn 1 point for every $1.50 spent on all other purchases.
  • Includes 7 travel-related insurances.
  • Earn 50% more Aeroplan points at Starbucks.

Cons

  • The annual fee reverts to $89 p.a. after the initial year.
CIBC Aeroplan Visa Infinite Privilege Card

CIBC Aeroplan Visa Infinite Privilege Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$599.00 p.a. ongoing

Highlights

  • Earn up to 75,000 Aeroplan points. Get 20,000 points when you make your first purchase. Plus 25,000 Aeroplan points when you spend $4,000 or more during the first 4 monthly statement periods. Then an additional 30,000 Aeroplan points when you spend $2,000 or more on each monthly statement in your first year. Terms and Conditions apply.
  • Earn 1.5 points for every $1 spent at eligible gas stations, grocery stores, and drug stores.
  • Earn 2 points for every $1 you spend with Air Canada directly, including through Air Canada Vacations.

Pros

  • Earn 1.25 points for every $1 you spend on all other purchases
  • Enjoy a free first-checked bag on an Air Canada flight in the first year.
  • Enjoy Maple Leaf Lounge access.
  • Earn points twice at over 150 Aeroplan partners and more than 170 online retailers through the Aeroplan eStore.
  • Comes with valuable insurance coverage.

Cons

  • The annual fee of $599 p.a
  • The additional cardholder is $149 p.a.

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