Credit cards with airport lounge access

Compare credit cards that give cardholders complimentary entry passes into airport airline lounges in Ca and overseas.

By   |   Verified by David Boyd   |   Updated 11 Jan 2023

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Comparing credit cards with airport lounge access

National Bank World Elite Mastercard

On website

Apply by 30 June 2023

National Bank World Elite Mastercard

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 70,000 points. That's 30,000 welcome points when you spend at least $5,000 within three months of opening the account. Get 10,000 points when you signup for the insurance. Plus an additional 30,000 points when you spend at least $12,000 within 12 months of opening the account. Terms and Conditions apply.
  • $0 annual fee for the first year.
  • Earn 5 reward points per $1 spent on groceries and restaurant transactions. Terms and Conditions apply.
  • Enjoy unlimited access to the National Bank lounge at Montréal-Trudeau Airport and get up to $150 each year in refund for your travel expenses.

Pros

  • Gives you the equivalent of $1,750 in benefits and rewards the first year when you reach the minimum purchase requirement.
  • Gas purchases, travel and recurring bill payments earn 2 points per $1 spent then other purchases will earn 1 point per $1 spent.
  • Take advantage of the unlimited lounge access and the $150 refund per year on your travel expenses.
  • Comes with comprehensive insurance coverage, trip cancellation/interruption, flight delay, baggage insurance, and rental vehicle insurance.
  • Includes extended warranty on your purchases.
  • Enjoy concierge service that offers a wide range of services.

Cons

  • The annual fee reverts to $150 p.a. after the initial year.
Tangerine World Mastercard

Tangerine World Mastercard

Balance transfer

6 months at 1.95% p.a.

Purchase rate

19.95% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • 2% Money-Back Rewards on purchases in two categories of your choice or deposit your Rewards into a Tangerine Savings Account and get a third 2% Money-Back Category.
  • 1.95% p.a. for 6 months on balance transfers (3% balance transfer fee applies). Reverts to cash advance rate of 19.95% p.a.
  • $0 annual fee.

Pros

  • Earn 2% cashback in two 2% money-back categories.
  • $0 annual fee.
  • Comes with Mobile Device Insurance.
  • Get connected with access to over 1 million Wi-Fi hotspots around the world with Boingo Wi-Fi.

Cons

  • There is no sign-up bonus offer on this card as of the moment.
BMO AIR MILES Mastercard

Apply by 31 July 2023

BMO AIR MILES Mastercard

Balance transfer

9 months at 0.99% p.a.

Purchase rate

20.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • Earn 800 Bonus Miles when you spend $1,000 on eligible purchases in the first 3 months from the Credit Card open date. Terms and Conditions apply.
  • 0.99% p.a. for 9 months on balance transfers (2% balance transfer fee applies). Reverts to cash advance rate of 22.99% p.a.
  • Earn 3 AIR MILES Reward Miles for every $25 in purchases at participating AIR MILES Partners and 1 Reward Mile for every other $25 you spend on eligible credit card purchases.

Pros

  • Earn 800 Bonus Miles when you meet the criteria.
  • Transfer balances of other credit cards at 0.99% for 9 months.
  • Includes Purchase Protection and Extended Warranty.

Cons

  • Any remaining balance transfer amounts will be charged 22.99% p.a.after 9 months.
BMO CashBack World Elite Mastercard

Apply by 31 July 2023

BMO CashBack World Elite Mastercard

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Get up to 10% cashback on eligible purchases in the first 3 months. Terms and Conditions apply.
  • $0 annual fee on the first year ($120 thereafter).
  • Earn 5% cashback on grocery purchases, 4% cashback on transit transactions such as ride-sharing and/or taxis, 3% on gas, 2% recurring bill payments and 1% cashback on all other purchases.

Pros

  • Comes with Purchase Protection and an Extended Warranty.
  • Travel and Medical Protection.
  • Includes concierge service.
  • Get up to 25% off rentals at National Car Rental and Alamo Rent-A-Car.

Cons

  • The annual fee reverts to $120 after the initial year.
CIBC Aventura Visa Infinite Card

CIBC Aventura Visa Infinite Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 35,000 Aventura points. Get 20,000 points when you make your first purchase. Plus an additional 15,000 Aventura points when you spend $1,000 or more on each monthly statement during the first year. Terms and Conditions apply.
  • Save $139 with a first-year annual fee rebate.
  • Earn 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre.

Pros

  • Earn 1.5 points for every $1 spent at gas stations, grocery stores, and drug stores (Accelerate your savings with 10 cents off per litre on gas).
  • Earn 1 point for every $1 spent on all other eligible purchases.
  • Get access to 1,300+ airport lounges – worth over $200. Enjoy a Priority Pass Membership and 4 complimentary airport lounge visits per year.

Cons

  • The annual fee reverts to $139 p.a. after the initial year.
HSBC World Elite Mastercard

Apply by 28 February 2023

HSBC World Elite Mastercard

Balance transfer

N/A

Purchase rate

19.9% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 80,000 Points PLUS a full annual fee rebate for the Primary Cardholder for the first year. Must apply by 28 February 2023. Conditions Apply.
  • No foreign transaction fees.
  • Earn 3% in travel rewards on all eligible travel purchases (6 points per $1) and 1.5% in travel rewards on all other eligible purchases (3 points per $1).

Pros

  • Earn 80,000 points when you meet the criteria.
  • $0 annual fee on the first year.
  • Includes 31-day insurance coverage.

Cons

  • The annual fee reverts to $149 p.a. after the initial year.
HSBC Premier World Elite Mastercard

Apply by 31 January 2023

HSBC Premier World Elite Mastercard

Balance transfer

N/A

Purchase rate

19.9% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 80,000 Points plus a full annual fee rebate for the Primary Cardholder for the first year if you meet the criteria. Must apply by 31 January 2023. Conditions apply.
  • No foreign transaction fees.
  • Earn 3% in travel rewards on all eligible travel purchases (6 points per $1) and 1.5% in travel rewards on all other eligible purchases (3 points per $1).

Pros

  • Earn up to 80,000 points when you meet the criteria.
  • $0 annual fee for the first year.
  • Get unlimited Wi-Fi through Boingo at over 1 million hotspots worldwide.
  • No foreign transaction fees.

Cons

  • The annual fee reverts to $149 p.a. after the initial year.
Brim World Mastercard

Brim World Mastercard

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$99.00 p.a. ongoing

Highlights

  • $99 p.a. annual fee.
  • Earn 1.5 points for every dollar spent.
  • Includes all features of Brim Mastercard plus lounge key access, flight delay insurance and travel assistance.

Bank promo

  • Earn up to $300 in bonus rewards after your first purchases with partner stores. Terms and Conditions apply.

Pros

  • 0% Foreign Transaction Fee.
  • Access over 1 million Boingo Wi-Fi hotspots all over the world.
  • Option to pay on your own terms with Installment Pay.

Cons

  • The $99 p.a. annual fee.
Brim World Elite Mastercard

Brim World Elite Mastercard

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • $0 annual fee on the first year ($199 p.a. thereafter)
  • Earn 2 points for every dollar spent.
  • Includes all features of Brim World Mastercard plus premium insurances, trip cancellation and trip interruption insurances.

Bank promo

  • Earn up to $500 in bonus rewards after your first purchases with partner stores. Terms and Conditions apply.
American Express Gold Rewards Card

American Express Gold Rewards Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$250.00 p.a. ongoing

Highlights

  • Earn up to 50,000 points. Get 40,000 Membership Rewards points when you charge $3,000 in purchases to your Card in the first three months of Cardmembership. Plus earn an additional 10,000 points when you make a purchase between 14 and 17 months of Cardmembership. Terms and Conditions apply.
  • 1 free additional Gold Rewards Card ($50 annual fee for Additional Gold Rewards Cards).
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, gas stations, grocery stores and drugstores. Earn 1 point for every $1 in Card purchases everywhere else.

Pros

  • Earn up to 50,000 points when you meet the criteria.
  • Earn bonus points while you spend.
  • Includes 9 complimentary insurances.

Cons

  • The $250 p.a. annual fee.
American Express Platinum Card

American Express Platinum Card

Balance transfer

N/A

Purchase rate

N/A

Annual fee

$699.00 p.a. ongoing

Highlights

  • Earn up to 80,000 points. Get 60,000 Membership Rewards points when you charge $6,000 in purchases to your Card in the first three months of Cardmembership. Plus earn an additional 20,000 points when you make a purchase between 14 and 17 months of Cardmembership. Terms and Conditions apply.
  • Earn 3 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.
  • Enjoy a $200 annual Travel Credit. Terms and conditions apply.

Pros

  • Earn up to 80,000 points when you meet the criteria.
  • Access to more than 1,300 airport lounges across 140 countries.
  • Includes travel and shopping coverage.

Cons

  • The $699 p.a. annual fee.
Scotiabank Gold American Express Card

Apply by 30 April 2023

Scotiabank Gold American Express Card

Balance transfer

6 months at 0% p.a.

Purchase rate

19.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 45,000 bonus Scene+ points in your first year and first year annual fee waived. Conditions apply.
  • No foreign transaction fees.
  • Earn 5 Scene+ points on every $1 CAD you spend on eligible purchases.

Pros

  • Earn 45,000 points when you meet the criteria.
  • Waived first-year annual fee.
  • Includes complimentary concierge service and airport lounge access.
  • Earn 1 Scene+ point for every $1 spent on every other purchase.

Cons

  • The $120 p.a. annual fee after the initial year