Credit cards with airport lounge access

Compare credit cards that give cardholders complimentary entry passes into airport airline lounges in Ca and overseas.

Yvonne Taylor avatar
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Updated 13 Mar 2025   |   Rates updated regularly

Comparing of 11 credit cards with airport lounge access

National Bank World Elite Mastercard

Not available for application via this website

National Bank World Elite Mastercard

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$150.00 p.a. ongoing

Highlights

  • Earn 5 reward points per $1 spent on groceries and restaurant transactions. Terms and Conditions apply.
  • Gas purchases, travel, and recurring bill payments earn 2 points per $1 spent then other purchases will earn 1 point per $1 spent.
  • Enjoy unlimited access to the National Bank lounge at Montréal-Trudeau Airport and get up to $150 each year in refund for your travel expenses.


*Disclaimer: To be eligible for the offer, you must not be a primary cardholder of a National Bank Mastercard credit card (personal) or have been in the last 24 months”


Pros

  • Take advantage of the unlimited lounge access and the $150 refund per year on your travel expenses.
  • Comes with comprehensive insurance coverage, trip cancellation/interruption, flight delay, baggage insurance, and rental vehicle insurance.
  • Includes extended warranty on your purchases.
  • Enjoy concierge service that offers a wide range of services.

Cons

  • There is a $150 p.a. annual fee.
Tangerine World Mastercard

Not available for application via this website

Tangerine World Mastercard

Balance transfer

6 months at 1.95% p.a.

Purchase rate

19.95% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 p.a. ongoing

Highlights

  • 2% Money-Back Rewards on purchases in two categories of your choice or deposit your Rewards into a Tangerine Savings Account and get a third 2% Money-Back Category.
  • 1.95% p.a. for 6 months on balance transfers (3% balance transfer fee applies). Reverts to cash advance rate of 19.95% p.a.
  • $0 annual fee.

Pros

  • Earn 2% cashback in two 2% money-back categories.
  • $0 annual fee.
  • Comes with Mobile Device Insurance.
  • Get connected with access to over 1 million Wi-Fi hotspots around the world with Boingo Wi-Fi.

Cons

  • There is no sign-up bonus offer on this card as of the moment.
BMO AIR MILES Mastercard

Not available for application via this website

BMO AIR MILES Mastercard

Balance transfer

9 months at 0.99% p.a.

Purchase rate

20.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 p.a. ongoing

Highlights

  • Earn 800 Bonus Miles when you spend $1,000 on eligible purchases in the first 3 months from the Credit Card open date. Terms and Conditions apply.
  • 0.99% p.a. for 9 months on balance transfers (2% balance transfer fee applies). Reverts to cash advance rate of 22.99% p.a.
  • Earn 3 AIR MILES Reward Miles for every $25 in purchases at participating AIR MILES Partners and 1 Reward Mile for every other $25 you spend on eligible credit card purchases.

Pros

  • Earn 800 Bonus Miles when you meet the criteria.
  • Transfer balances of other credit cards at 0.99% for 9 months.
  • Includes Purchase Protection and Extended Warranty.

Cons

  • Any remaining balance transfer amounts will be charged 22.99% p.a.after 9 months.
BMO CashBack World Elite Mastercard

Not available for application via this website

Apply by 31 May 2024

BMO CashBack World Elite Mastercard

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 for 1st year

Highlights

  • Get up to 10% cashback on eligible purchases in the first 3 months. Terms and Conditions apply.
  • $0 annual fee on the first year ($120 thereafter).
  • Earn 5% cashback on grocery purchases, 4% cashback on transit transactions such as ride-sharing and/or taxis, 3% on gas, 2% recurring bill payments and 1% cashback on all other purchases.

Pros

  • Comes with Purchase Protection and an Extended Warranty.
  • Travel and Medical Protection.
  • Includes concierge service.
  • Get up to 25% off rentals at National Car Rental and Alamo Rent-A-Car.

Cons

  • The annual fee reverts to $120 after the initial year.
CIBC Aventura Visa Infinite Card

Not available for application via this website

CIBC Aventura Visa Infinite Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 35,000 Aventura points. Get 20,000 points when you make your first purchase. Plus an additional 15,000 Aventura points when you spend $1,000 or more on each monthly statement during the first year. Terms and Conditions apply.
  • Save $139 with a first-year annual fee rebate.
  • Earn 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre.

Pros

  • Earn 1.5 points for every $1 spent at gas stations, grocery stores, and drug stores (Accelerate your savings with 10 cents off per litre on gas).
  • Earn 1 point for every $1 spent on all other eligible purchases.
  • Get access to 1,300+ airport lounges – worth over $200. Enjoy a Priority Pass Membership and 4 complimentary airport lounge visits per year.

Cons

  • The annual fee reverts to $139 p.a. after the initial year.
HSBC World Elite Mastercard

Not available for application via this website

HSBC World Elite Mastercard

Balance transfer

N/A

Purchase rate

19.9% p.a. ongoing

Interest-free days

N/A

Annual fee

$149.00 p.a. ongoing

Highlights

  • Earn 20,000 Points PLUS receive a $100 annual travel enhancement credit. Conditions Apply.
  • No foreign transaction fees.
  • Earn 3% in travel rewards on all eligible travel purchases (6 points per $1) and 1.5% in travel rewards on all other eligible purchases (3 points per $1).

Pros

  • Earn 20,000 points when you meet the criteria.
  • You can receive a $100 annual travel enhancement credit.
  • Get extensive insurance coverage.

Cons

  • The annual fee of $149 p.a.
Brim World Mastercard

Not available for application via this website

Brim World Mastercard

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$99.00 p.a. ongoing

Highlights

  • $99 p.a. annual fee.
  • Earn 1.5 points for every dollar spent.
  • Includes all features of Brim Mastercard plus lounge key access, flight delay insurance and travel assistance.

Pros

  • 0% Foreign Transaction Fee.
  • Access over 1 million Boingo Wi-Fi hotspots all over the world.
  • Option to pay on your own terms with Installment Pay.

Cons

  • The $99 p.a. annual fee.
Brim World Elite Mastercard

Not available for application via this website

Brim World Elite Mastercard

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 for 1st year

Highlights

  • $0 annual fee on the first year ($199 p.a. thereafter)
  • Earn 2 points for every dollar spent.
  • Includes all features of Brim World Mastercard plus premium insurances, trip cancellation and trip interruption insurances.

Bank promo

  • Earn up to $500 in bonus rewards after your first purchases with partner stores. Terms and Conditions apply.
American Express Gold Rewards Card

On website

American Express Gold Rewards Card

Balance transfer

N/A

Purchase rate

21.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$250.00 p.a. ongoing

Highlights

  • Earn up to 70,000 Membership Rewards points. New American Express Gold Rewards Cardmembers, earn 5,000 Membership Rewards points for each monthly billing period in which you spend $1,000 in net purchases on your Card. Earn an additional 10,000 points when you spend $4,000 on your Card in the first 3 months of Cardmembership.
  • 1 free additional Gold Rewards Card ($50 annual fee for Additional Gold Rewards Cards).
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, gas stations, grocery stores, and drugstores. Earn 1 point for every $1 in Card purchases everywhere else.

Pros

  • Earn up to 70,000 points when you meet the criteria.
  • Earn bonus points while you spend.
  • Includes 9 complimentary insurances.

Cons

  • The $250 p.a. annual fee.
  • If you miss payments, the applicable rates for your account will be 25.99% and/or 28.99%
American Express Platinum Card

On website

American Express Platinum Card

Balance transfer

N/A

Purchase rate

N/A

Interest-free days

N/A

Annual fee

$799.00 p.a. ongoing

Highlights

  • Earn up to 110,000 Membership Rewards points. Get 80,000 welcome bonus points when you charge $10,000 in purchases to your Card in the first three months of Cardmembership. Earn an additional 30,000 points when you make a purchase between 14 and 17 months of Cardmembership. Terms and Conditions apply.
  • Earn 2 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.
  • Enjoy a $200 annual Travel Credit. Terms and conditions apply.

Pros

  • Earn up to 110,000 points when you meet the criteria.
  • Enjoy complimentary benefits that offer an average value of $600 CAD at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts.
  • Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants.
  • Includes travel and shopping coverage.

Cons

  • The $799 p.a. annual fee.
Scotiabank Gold American Express Card

Not available for application via this website

Scotiabank Gold American Express Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$120.00 p.a. ongoing

Highlights

  • Earn up to 45,000 bonus Scene+ points. Get 25,000 bonus Scene+ points when you spend at least $1,000 in everyday eligible purchases in your first 3 months. Plus an additional 20,000 Scene+ point bonus when you spend at least $7,500 in everyday eligible purchases in your first year. Terms and Conditions apply.
  • No foreign transaction fees.
  • Earn 6 Scene+ points on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland, and more.

Pros

  • Earn up to $950 in value and 45,000 bonus Scene+ points when you meet the criteria.
  • Earn 5 Scene+ points for every $1 CAD you spend in Canada on Dining, Food Delivery, and other eligible grocery stores.
  • Includes complimentary concierge service and airport lounge access.
  • Earn 1 Scene+ point for every $1 spent on every other purchase.

Cons

  • The $120 p.a. annual fee.

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