American Express credit cards
Compare rewards earn rates, sign up bonus offers, travel perks, rates, and fees for Amex credit cards in Canada.
Comparing of 14 American Express credit cards
On website
American Express Cobalt Card
Balance transfer
N/A
Purchase rate
21.99% p.a. ongoing
Interest-free days
N/A
Annual fee
$155.88 p.a. ongoing
Highlights
- Earn up to 15,000 Membership Rewards points. In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in purchases on your Card.
- Earn 5X points on eligible eats & drinks, 2X points on eligible gas, transit & ride share, and 1 point per $1 spent on everything else.
- Enjoy perks, bonus rewards, and access to great events as an American Express Cobalt Cardmember.
Pros
Cons
On website
American Express Gold Rewards Card
Balance transfer
N/A
Purchase rate
21.99% p.a. ongoing
Interest-free days
N/A
Annual fee
$250.00 p.a. ongoing
Highlights
- Earn up to 60,000 Membership Rewards points. New American Express Gold Rewards Cardmembers, earn 5,000 Membership Rewards points for each monthly billing period in which you spend $1,000 in net purchases on your Card.
- 1 free additional Gold Rewards Card ($50 annual fee for Additional Gold Rewards Cards).
- Earn 2 points for every $1 in Card purchases for eligible travel purchases, gas stations, grocery stores, and drugstores. Earn 1 point for every $1 in Card purchases everywhere else.
Pros
Cons
On website
American Express Aeroplan Reserve Card
Balance transfer
N/A
Purchase rate
21.99% p.a. ongoing
Interest-free days
N/A
Annual fee
$599.00 p.a. ongoing
Highlights
- Earn up to 85,000 Aeroplan points. Earn 60,000 Aeroplan points after spending $7,500 on your Card within the first 3 months of Cardmembership. Plus an additional 25,000 points when you spend $2,500 in month 13. Terms and Conditions apply.
- Cardmembers can now get an extra night free for every 3 consecutive hotel nights redeemed with Aeroplan points. Offer ends December 31, 2024.
- Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada and earn 1.25X the points on everything else.
Pros
Cons
On website
SimplyCash Preferred Card from American Express
Balance transfer
N/A
Purchase rate
21.99% p.a. ongoing
Interest-free days
N/A
Annual fee
$119.88 p.a. ongoing
Highlights
- Get a 10% cashback bonus on all purchases (up to $2,000 in spending) during your first 3 months. Plus, receive a $50 statement credit when you make a purchase in month 13. This offers up to $250 in bonus value within your first 13 months. Terms and Conditions apply.
- Earn 4% cashback on gas and grocery.
- Earn 2% cashback on other eligible transactions.
Pros
Cons
On website
American Express Platinum Card
Balance transfer
N/A
Purchase rate
N/A
Interest-free days
N/A
Annual fee
$799.00 p.a. ongoing
Highlights
- Earn up to 140,000 Membership Rewards points. Get 100,000 welcome bonus points when you charge $10,000 in purchases to your Card in the first three months of Cardmembership. Earn an additional 40,000 points when you make a purchase between 14 and 17 months of Cardmembership. Terms and Conditions apply.
- Earn 2 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.
- Enjoy a $200 annual Travel Credit. Terms and conditions apply.
Pros
Cons
On website
Marriott Bonvoy American Express Card
Balance transfer
N/A
Purchase rate
21.99% p.a. ongoing
Interest-free days
N/A
Annual fee
$120.00 p.a. ongoing
Highlights
- Earn 50,000 Marriott Bonvoy points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Terms and Conditions apply.
- Earn 5 Marriott Bonvoy points for every $1 of eligible Marriott Bonvoy purchases and 2 points on other eligible purchases.
- Enjoy an Annual Free Night Award after your Card anniversary each year.
Pros
Cons
On website
SimplyCash Card from American Express
Balance transfer
N/A
Purchase rate
21.99% p.a. ongoing
Interest-free days
N/A
Annual fee
$0.00 p.a. ongoing
Highlights
- Earn a bonus 5% cashback on all purchases (up to $2,000 in spending) and receive up to $100 in Statement Credits within the first 3 months of Cardmembership. Terms and Conditions apply.
- Earn 2% cashback on gas and grocery.
- Earn 1.25% cashback on other eligible transactions.
Pros
Cons
Marriott Bonvoy Business American Express Card
Balance transfer
N/A
Purchase rate
21.99% p.a. ongoing
Interest-free days
N/A
Annual fee
$150.00 p.a. ongoing
Highlights
- Earn 60,000 Welcome Bonus Marriott Bonvoy® points after you charge $5,000 in purchases to your Card in your first three months of Cardmembership. Terms and Conditions apply.
- Earn 3 points for every $1 in Card purchases on eligible gas, dining, and travel, 5 points for every $1 in Card purchases at participating Marriott Bonvoy properties, and 2 points for every $1 on all other purchases charged to the Card.
- Get a free night stay on each anniversary of your card.
Pros
Cons
On website
American Express Aeroplan Card
Balance transfer
N/A
Purchase rate
N/A
Interest-free days
N/A
Annual fee
$120.00 p.a. ongoing
Highlights
- Earn up to 40,000 Aeroplan points. Earn 30,000 Aeroplan points after spending $3,000 in purchases on your Card in the first 3 months. Plus, 10,000 Aeroplan points when you spend $1,000 in purchases in month 13 of Cardmembership. Terms and Conditions apply.
- Earn 2 points for every eligible Air Canada and Air Canada Vacations purchase.
- Earn 1.5 points for eligible dining and food delivery purchases in Canada.
Pros
Cons
On website
American Express Green Card
Balance transfer
N/A
Purchase rate
21.99% p.a. ongoing
Interest-free days
N/A
Annual fee
$0.00 p.a. ongoing
Highlights
- Earn 10,000 Membership Rewards points when you charge $1,000 in purchases to your Card in the first three months of Cardmembership. Terms and Conditions apply.
- Earn 1x points on everyday purchases.
- With Amex Experiences™ and Front Of The Line® Amex Presale Tickets, American Express Cardmembers get access to amazing events in Canada.
Pros
Cons
American Express Business Platinum Card
Balance transfer
N/A
Purchase rate
N/A
Interest-free days
N/A
Annual fee
$799.00 p.a. ongoing
Highlights
- Earn up to 150,000 Membership Rewards points. Get 110,000 welcome bonus points when you charge $15,000 in purchases to your Card in the first three months of Cardmembership. Earn an additional 40,000 points when you make a purchase between 14 and 17 months of Cardmembership. Terms and Conditions apply.
- Earn 1.25x points on eligible purchases.
- There is no pre-set spending limit.
Pros
Cons
American Express Business Gold Rewards Card
Balance transfer
N/A
Purchase rate
21.99% p.a. ongoing
Interest-free days
N/A
Annual fee
$199.00 p.a. ongoing
Highlights
- Earn a welcome bonus of 40,000 Membership Rewards® points after spending $7,500 in purchases within the first three months of Card membership. Plus earn an additional 10,000 points when you charge $20,000 in net purchases to your Card account each calendar quarter. Terms and Conditions apply.
- Earn 1x points on eligible purchases.
- There is no pre-set spending limit.
Pros
Cons
American Express Aeroplan Business Reserve Card
Balance transfer
N/A
Purchase rate
21.99% p.a. ongoing
Interest-free days
N/A
Annual fee
$599.00 p.a. ongoing
Highlights
- Earn up to 90,000 Aeroplan points. Earn 65,000 Aeroplan points after spending $10,500 on your Card within the first 3 months of Cardmembership. Plus an additional 25,000 points when you spend $2,500 in month 13. Terms and Conditions apply.
- Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations, 2 points for every $1 spent on eligible hotels and car rentals.
- Earn 1.25 points for every $1 spent on everything else.
Pros
Cons
American Express Essential™ Credit Card
Make sure you meet the following criteria before applying.
Application requirements:
American Express Essential™ Credit Card
Balance transfer
N/A
Purchase rate
12.99% p.a. ongoing
Interest-free days
N/A
Annual fee
$25.00 p.a. ongoing
Highlights
- Enjoy a low annual interest rate of 12.99% on purchases and cash advances.
- Benefit from an affordable annual fee of just $25.
- Add extra cardholders with no annual fee.
