American Express Cobalt vs CIBC Aventura Visa Infinite Card

By   |   Verified by David Boyd   |   Updated 16 Aug 2023

The main difference between the American Express Cobalt and the CIBC Aventura Visa Infinite Card lies in their rewards dance-off. Both cards sport enticing travel vibes and perks, but they swing to different rhythms. Let's break it down like a jazz riff.

Rewards Structure: Cobalt takes you on a vibrant taste tour with a focus on dining and food delivery, plus travel and transit jazz. Meanwhile, Aventura Visa Infinite lets you explore the skies, earning points on travel and everyday expenses.

Fees: Keep your wallet cool with the Cobalt's annual fee, while Aventura Visa Infinite dances to its own tune with a heftier fee but more robust insurance coverage.

Intro Offers & Bonuses: Cobalt hits the floor with a swanky welcome bonus and monthly spend boosts, while Aventura Visa Infinite invites you with its own bonus and Air Canada perks.

Standout Features: Feeling the groove with Cobalt's multi-category bonus points and the cool feature of redeeming for almost any travel expense. Aventura Visa Infinite jazzes up your travel with Priority Pass membership and points flexibility.

Both cards know how to jazz up your spending, but Cobalt is the ultimate foodie explorer, while Aventura Visa Infinite elevates your travel game. So, whether you're savoring the flavors or soaring through the skies, the choice is yours, my savvy spenders!

American Express Cobalt Card
 

On website

CIBC Aventura Visa Infinite Card
 
Description
Offers an attractive rewards program with a focus on earning points quickly on everyday spending categories like dining, streaming subscriptions, and transportation.A flexible travel rewards card that lets you earn up to 35,000 points plus 4 complimentary visits to over 1,200 lounges globally.
Basics
Additional Cardholders
93
Card Type
American ExpressVisa
Minimum Credit Limit
N/AN/A
Maximum Credit Limit
N/AN/A
Sign up bonus
Signup Bonus Points
15000 points20000 points
Signup Bonus Points Required Spend
$750.00$3,000.00
Signup Bonus Points Required Spend Terms
eligible purchases every month for 12 months, that's 1,250 Membership Rewards points for each monthly billing period.eligible purchases in the first 4 monthly statement periods. Plus earn Get 15,000 Aventura Points on your first purchase. That is a total of 35,000 Aventura Points
Rewards
Rewards Program
American Express RewardsCIBC Rewards
Domestic Rewards Points Earn Rate
11
Benefits
Airport Lounge Access Included
YesYes
Concierge Service Included
YesNo
Cardholder's International Travel Insurance
YesYes
Complimentary Flight Voucher Included
NoNo
Introductory balance transfer
Balance Transfer Rate
N/AN/A
Balance Transfer Period
N/AN/A
Balance Transfer Fee Percentage
N/AN/A
Balance Transfer Limit Percentage
N/AN/A
Balance Transfer Revert Rate
N/AN/A
Ongoing rates
Cash Advance Rate
21.99% p.a.22.99% p.a.
Purchase Rate Ongoing
21.99% p.a.20.99% p.a.
Ongoing fees
Annual Fee Ongoing
$155.88$139.00
Foreign Exchange Fee
$2.50N/A
Foreign Exchange Fee Percentage
N/A2.5%
Late Payment Fee
$38.00N/A
Overseas ATM Withdrawal Fee
$5.00$5.00
Digital wallets
Apple Pay Enabled
YesYes
Google Pay Enabled
YesYes
Samsung Pay Enabled
YesYes
Eligibility
Available To Existing Customers
NoNo
Minimum Age
18 years18 years
Minimum Credit Rating
GoodGood
Minimum Income
N/A$60,000.00
Temporary Residents Accepted
NoNo