Business credit cards

Compare the best credit cards for Canadian businesses that earn points and cash back on expenses.

By   |   Verified by David Boyd   |   Updated 8 May 2024

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Comparing business credit cards

American Express Business Platinum Card

American Express Business Platinum Card

Rewards program

Membership Rewards

Points per $1 spent

1.25 points

Sign up bonus

80,000 points

Annual fee

$799.00 p.a. ongoing

Highlights

  • Earn up to 120,000 Membership Rewards points. Get 80,000 welcome bonus points when you charge $15,000 in purchases to your Card in the first three months of Cardmembership. Earn an additional 40,000 points when you make a purchase between 14 and 17 months of Cardmembership. Terms and Conditions apply.
  • Earn 1.25x points on eligible purchases.
  • There is no pre-set spending limit.

Pros

  • Earn up to 120,000 points when you meet the criteria.
  • Enjoy complimentary benefits that offer an average value of $600 CAD at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts.
  • Enjoy 55 interest-free days on purchases.
  • Includes business and travel coverage.

Cons

  • The $799 p.a. annual fee.
American Express Business Edge Card

American Express Business Edge Card

Rewards program

Membership Rewards

Points per $1 spent

N/A

Sign up bonus

67,000 points

Annual fee

$99.00 p.a. ongoing

Highlights

  • Earn up to 67,000 points. Earn 45,000 Membership Rewards points after you charge $5,000 in purchases to your Card in your first three months of Cardmembership. Earn an additional 1,000 Membership Rewards points for each monthly billing period when you charge $3,000 in purchases on your Card in the first 12 months. Plus earn 10x points for every $1 spent on eligible business essentials within 6 months of cardmembership. Terms and Conditions apply.
  • The $99 annual fee may be tax deductible while getting the flexibility to pay balances in full or over time.
  • When the welcome offer ends, you can still earn 3 points for every $1 in Card purchases on eligible office supplies & electronics, rides &gas, and eats & drinks.

Pros

  • Get an additional card at no extra cost.
  • Includes Business, Travel, and Purchase coverage.
  • Earn 1x point for every $1 spent.

Cons

  • Other cards offer a higher signup bonus.