Charge cards

With no preset spending limit, attractive sign up bonuses, and solid earn rates for rewards points, compare what charge card can offer you.

Andrew Boyd avatar
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David Boyd avatar
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Updated 14 Nov 2024   |   Rates updated regularly

Comparing of 2 charge cards

American Express Platinum Card

On website

FeaturedApply by January 28, 2025

American Express Platinum Card

Balance transfer

N/A

Purchase rate

N/A

Interest-free days

N/A

Annual fee

$799.00 p.a. ongoing

Highlights

  • Earn up to 140,000 Membership Rewards points. Get 100,000 welcome bonus points when you charge $10,000 in purchases to your Card in the first three months of Cardmembership. Earn an additional 40,000 points when you make a purchase between 14 and 17 months of Cardmembership. Terms and Conditions apply.
  • Earn 2 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.
  • Enjoy a $200 annual Travel Credit. Terms and conditions apply.

Pros

  • Earn up to 140,000 points when you meet the criteria.
  • Enjoy complimentary benefits that offer an average value of $600 CAD at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts.
  • Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants.
  • Includes travel and shopping coverage.

Cons

  • The $799 p.a. annual fee.
American Express Gold Rewards Card

On website

American Express Gold Rewards Card

Balance transfer

N/A

Purchase rate

21.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$250.00 p.a. ongoing

Highlights

  • Earn up to 60,000 Membership Rewards points. New American Express Gold Rewards Cardmembers, earn 5,000 Membership Rewards points for each monthly billing period in which you spend $1,000 in net purchases on your Card.
  • 1 free additional Gold Rewards Card ($50 annual fee for Additional Gold Rewards Cards).
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, gas stations, grocery stores, and drugstores. Earn 1 point for every $1 in Card purchases everywhere else.

Pros

  • Earn up to 60,000 points when you meet the criteria.
  • Earn bonus points while you spend.
  • Includes 9 complimentary insurances.

Cons

  • The $250 p.a. annual fee.
  • If you miss payments, the applicable rates for your account will be 25.99% and/or 28.99%

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