Charge cards

With no preset spending limit, attractive sign up bonuses, and solid earn rates for rewards points, compare what charge card can offer you.

By   |   Verified by David Boyd   |   Updated 5th August 2022

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Comparing charge cards

American Express Platinum Card

FeaturedApply by 20 September 2022

American Express Platinum Card

Balance transfer

N/A

Purchase rate

N/A

Annual fee

$699.00 p.a. ongoing

Highlights

  • Earn 90,000 Welcome Bonus points after you charge $6,000 in net purchases to your Card in your first 3 months of Cardmembership. Plus earn a total of 10 points for every $1 on eligible eats & drinks purchases for the first 3 months of Cardmembership (up to 20,000 points).
  • Earn 3 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.
  • Enjoy a $200 annual Travel Credit. Terms and conditions apply.

Pros

  • Earn up to 90,000 points when you meet the criteria.
  • Earn 10x on eats and drinks.
  • Enjoy Hotel Status Benefit.
  • Includes travel and shopping coverage.

Cons

  • The $699 p.a. annual fee.
American Express Gold Rewards Card

Apply by 20 September 2022

American Express Gold Rewards Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$250.00 p.a. ongoing

Highlights

  • Get 50,000 Membership Rewards points when you charge $3,000 in purchases to your Card in the first three months of Cardmembership. Plus earn a total of 10 points for every $1 on eligible eats & drinks purchases for the first three months of Cardmembership (up to 20,000 points).
  • 1 free additional Gold Rewards Card ($50 annual fee for Additional Gold Rewards Cards).
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, gas stations, grocery stores and drugstores. Earn 1 point for every $1 in Card purchases everywhere else.

Pros

  • Earn up to 50,000 points when you meet the criteria.
  • Earn 10x on eats and drinks.
  • Earn bonus points while you spend.
  • Includes 9 complimentary insurances.

Cons

  • The $250 p.a. annual fee.