Charge cards

With no preset spending limit, attractive sign up bonuses, and solid earn rates for rewards points, compare what charge card can offer you.

By   |   Verified by David Boyd   |   Updated 18 Oct 2022

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Comparing charge cards

American Express Platinum Card

Featured

American Express Platinum Card

Balance transfer

N/A

Purchase rate

N/A

Annual fee

$699.00 p.a. ongoing

Highlights

  • Earn up to 80,000 points. Get 60,000 Membership Rewards points when you charge $6,000 in purchases to your Card in the first three months of Cardmembership. Plus earn an additional 20,000 points when you make a purchase between 14 and 17 months of Cardmembership. Terms and Conditions apply.
  • Earn 3 points for every $1 in Card purchases on eligible dining in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.
  • Enjoy a $200 annual Travel Credit. Terms and conditions apply.

Pros

  • Earn up to 80,000 points when you meet the criteria.
  • Access to more than 1,300 airport lounges across 140 countries.
  • Includes travel and shopping coverage.

Cons

  • The $699 p.a. annual fee.
American Express Gold Rewards Card

American Express Gold Rewards Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Annual fee

$250.00 p.a. ongoing

Highlights

  • Earn up to 50,000 points. Get 40,000 Membership Rewards points when you charge $3,000 in purchases to your Card in the first three months of Cardmembership. Plus earn an additional 10,000 points when you make a purchase between 14 and 17 months of Cardmembership. Terms and Conditions apply.
  • 1 free additional Gold Rewards Card ($50 annual fee for Additional Gold Rewards Cards).
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, gas stations, grocery stores and drugstores. Earn 1 point for every $1 in Card purchases everywhere else.

Pros

  • Earn up to 50,000 points when you meet the criteria.
  • Earn bonus points while you spend.
  • Includes 9 complimentary insurances.

Cons

  • The $250 p.a. annual fee.