CIBC credit cards

A comparison of sign up bonuses, offers, rates, and fees across the CIBC credit card range.

Andrew Boyd avatar
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David Boyd avatar
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Updated 23 Aug 2023   |   Rates updated regularly

Comparing of 6 CIBC credit cards

CIBC Aventura Visa Infinite Card

CIBC Aventura Visa Infinite Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 35,000 Aventura points. Get 20,000 points when you make your first purchase. Plus an additional 15,000 Aventura points when you spend $1,000 or more on each monthly statement during the first year. Terms and Conditions apply.
  • Save $139 with a first-year annual fee rebate.
  • Earn 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre.

Pros

  • Earn 1.5 points for every $1 spent at gas stations, grocery stores, and drug stores (Accelerate your savings with 10 cents off per litre on gas).
  • Earn 1 point for every $1 spent on all other eligible purchases.
  • Get access to 1,300+ airport lounges – worth over $200. Enjoy a Priority Pass Membership and 4 complimentary airport lounge visits per year.

Cons

  • The annual fee reverts to $139 p.a. after the initial year.
CIBC Dividend Visa Infinite Card

CIBC Dividend Visa Infinite Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 for 1st year

Highlights

  • $0 annual fee on the first year (reverts to $120 thereafter).
  • $0 annual fee on the first year on 3 additional cardholders (reverts to $30 each after the initial year).
  • Earn 4% cash back on gas and grocery purchases.
  • Earn 2% cash back on transportation, dining, and recurring payments.

Pros

  • Access to unique dining events.
  • Get 24-hour complimentary concierge services with the Visa Infinite program.
  • Comes with Purchase Security and Extended Protection Insurance

Cons

  • The purchase rate is quite high at 20.99% p.a.
CIBC Aventura Visa Card

CIBC Aventura Visa Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 p.a. ongoing

Highlights

  • Earn up to 2,500 Aventura Points when you meet the criteria.
  • $0 annual fee on primary and additional cards.
  • Earn 1 point for every $1 spent at eligible gas stations, grocery stores, and drug stores.

Pros

  • The $0 annual fee.
  • Personalized travel booking with the Aventura Travel Assistant.
  • Comes with Purchase Security Insurance if your new purchase is stolen or breaks.

Cons

  • Other credit cards offer higher signup bonus.
CIBC Aeroplan Visa Infinite Card

CIBC Aeroplan Visa Infinite Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 45,000 Aeroplan points. Get 10,000 points when you make your first purchase. Earn an additional 20,000 Aeroplan points when you spend $4,000 or more during the first 4 monthly statement periods. Plus 15,000 Aeroplan points as an additional anniversary bonus when you have at least $10,000 in net purchases posted on your account during the first 12 monthly statement periods. Terms and Conditions apply.
  • A one-time annual fee rebate to the primary cardholder ($139) and up to three additional cardholders ($50 each).
  • Earn 1.5 points for every $1 spent at eligible gas stations, grocery stores, and drug stores.

Pros

  • Earn 1 point for every $1 you spend on all other purchases
  • Earn points twice at over 150 Aeroplan partners and more than 170 online retailers through the Aeroplan eStore.
  • Comes with valuable insurance coverage.

Cons

  • The annual fee reverts to $139 p.a. after the initial year.
CIBC Aeroplan Visa Infinite Privilege Card

CIBC Aeroplan Visa Infinite Privilege Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$599.00 p.a. ongoing

Highlights

  • Earn up to 75,000 Aeroplan points. Get 20,000 points when you make your first purchase. Plus 25,000 Aeroplan points when you spend $4,000 or more during the first 4 monthly statement periods. Then an additional 30,000 Aeroplan points when you spend $2,000 or more on each monthly statement in your first year. Terms and Conditions apply.
  • Earn 1.5 points for every $1 spent at eligible gas stations, grocery stores, and drug stores.
  • Earn 2 points for every $1 you spend with Air Canada directly, including through Air Canada Vacations.

Pros

  • Earn 1.25 points for every $1 you spend on all other purchases
  • Enjoy a free first-checked bag on an Air Canada flight in the first year.
  • Enjoy Maple Leaf Lounge access.
  • Earn points twice at over 150 Aeroplan partners and more than 170 online retailers through the Aeroplan eStore.
  • Comes with valuable insurance coverage.

Cons

  • The annual fee of $599 p.a
  • The additional cardholder is $149 p.a.
CIBC Aventura Gold Visa Card

CIBC Aventura Gold Visa Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

N/A

Annual fee

$0.00 for 1st year

Highlights

  • Earn up to 35,000 Aventura points. Get 20,000 points when you make your first purchase. Plus an additional 15,000 Aventura points when you spend $1,000 or more on each monthly statement during the first year. Terms and Conditions apply.
  • Save $139 with a first-year annual fee rebate.
  • Earn 1.5 points for every $1 spent at eligible gas stations, grocery stores, and drug stores.

Pros

  • The $0 annual fee for the first year.
  • Earn 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre.
  • Comes with valuable insurance coverage.

Cons

  • The annual fee reverts to $139 p.a. after the initial year.

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